Open house
Sat, Oct 31·9:00 a.m.–10:30 a.m.(Public)
Listed for:Listed 5 days ago
$535,000

1090 4th Avenue A

Owen Sound, ON N4K 5A1

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 1090 4th Avenue A, Owen Sound

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 1090 4th Avenue A, Owen Sound

Summarized Description

  • Nestled against the escarpment with natural beauty.
  • Updated kitchen with ample counter space.
  • Elegant dining room with patio doors.
  • Third-floor retreat offers flexible usage.
  • Tiered backyard ideal for gardening and entertaining.
  • Rich in character, ready for a new family.

A truly special home, nestled against the escarpment and surrounded by its natural beauty. Full of character and charm, this inviting family home offers a wonderful blend of functionality, warmth, and versatile living spaces.The updated kitchen features plenty of counter space and storage, along with a walkout to the deck, making summer barbecuing and outdoor dining a breeze. The elegant yet functional dining room offers patio doors leading to a gazebo, creating a lovely setting for family gatherings and entertaining. The living room provides a welcoming space to relax, connect, and enjoy good conversation.Upstairs, the second floor features three bedrooms and a full bathroom. The third-floor retreat offers endless possibilities and could serve as a guest room, playroom, or private primary bedroom, depending on your family's needs.The basement is currently set up as an exercise room but could easily be transformed into a children's play area, cozy den, or additional living space.Step outside to discover a truly special backyard, thoughtfully tiered for gardening and offering a private setting for entertaining, relaxing, and enjoying the outdoors.This darling home is rich in character, charm, and possibility, and is ready for a new family to make it their own and begin its next chapter.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,998
Land Transfer Tax Fee
$7,175

Rental Items

Rental Equipment
Hot water tank.
Under Contract
Hot Water Heater

Basement Type
Partially Finished

Interior Features

Interior Extras
Carpet Free, Workbench
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck, Porch Enclosed
Pool
None

Building

Building Type
Detached
Building Style
2 1/2 Storey

Construction

Exterior Finish
Brick
Roof
Metal
Foundation Details
Stone
Special Designation
Unknown

Lot

Lot Front
40.00 ft
Lot Depth
206.00 ft

Inclusions

Inclusions
Refrigerator, Stove, Dishwasher, Washer, Clothes Dryer.

Exclusions

Exclusions
None.

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
2
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Other
Water
Municipal
Sewers
Sewer

Bedrooms
4
Washrooms
2
Kitchens
1

Room sizes

  • Sunroom—
    Main level
  • Living Room—
    Main level
  • Dining Room—
    Main level
  • Kitchen—
    Main level
  • Bedroom—
    Second level
  • Bedroom—
    Second level
  • Bedroom—
    Second level
  • Bathroom—
    Second level, 4 Pc Bath
  • Primary Bedroom—
    Third level
  • Bathroom—
    Third level, 4 Pc Ensuite

Washrooms

  • 4-piece, Second
  • 4-piece, Third

Municipality
Owen Sound
Neighbourhood
Owen Sound
Main cross streets
11th St W
Directions
From 10th St W turn north (right) onto 4th Ave W, west (left) onto 11th St W, then south (left) onto 4th Ave A W.
Waterfront
None

MLS® number
X14105338
Data source
Toronto Regional Real Estate Board
Listed on
2026-10-21
Updated on
2026-10-26
Days on market
5 days
Possession type
Immediate
Co-op commission
2%+HST
Seller
Listed by
eXp Realty

Home Market Value

Current home valuation for 1090 4th Avenue A, Owen Sound, Owen Sound, ON. Listed for $535,000

HOMEH Estimate

?

$487,276

Estimated Sales Range

?

$292,366 - $682,186

HOMEH Estimate for 1090 4th Avenue A, Owen Sound

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$487,276Low confidence
Based on 4 comparable properties
+ $47,724 (10%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Approximate location — on this street
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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Owen Sound, ON
Minimum Down Payment Required:5.3%

5% on first $500K + 10% on $35,000 over $500K

Minimum down payment

$28,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$20,244$14,927$12,733$0
=Total mortgage
$526,354$496,427$467,483$428,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,570monthly$2,424monthly$2,282monthly$2,090monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$7,175

Total Land Transfer Tax

$7,175

Around this home

4/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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