Listed for:Listed Sep 17, 2026
$399,900

12 Fifth Street

Smiths Falls, ON K7A 3K1

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 12 Fifth Street, Smiths Falls, Smiths Falls

No listing history available

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About 12 Fifth Street, Smiths Falls, Smiths Falls

Summarized Description

  • Charming 3-bedroom bungalow in Smiths Falls.
  • Move-in ready with stylish updates throughout.
  • In-ground pool and spacious patio for entertaining.
  • New siding, trim, and energy-efficient insulation.
  • Short walk to downtown and Rideau Waterway.
  • Generous lot ideal for kids and pets.
  • Freshly painted walls and new flooring.
  • Tastefully updated kitchen and new hot water tank.

Motivated Seller and this home is charming and move-in ready, this 3-bedroom bungalow sits on a generous lot in Smiths Falls. Just a short walk to downtown and minutes from the iconic Rideau Waterway lock system.First impressions count, and this home delivers. Brand new siding and trim give the exterior a crisp, fresh look, while exterior rigid foam insulation beneath adds a layer of energy efficiency you won't find in most homes. Several windows have also been replaced, letting in beautiful natural light while keeping heating and cooling costs in check. The result is a home that looks sharp, performs better, and costs less to maintain.Inside, the updates continue with new flooring throughout, a refreshed kitchen, a new hot water tank, and freshly painted walls create a bright, welcoming feel from the moment you walk in. Thoughtfully maintained and tastefully updated, this is truly a move-in ready home.The backyard is where this property truly shines. A sparkling in-ground pool takes centre stage, surrounded by a spacious patio and a brand new deck which is just perfect for entertaining, lounging in the sun, or winding down on warm summer evenings. The generous lot offers plenty of room for kids, pets, and garden lovers alike, making it as functional as it is beautiful.Stylish, efficient, and exceptionally located.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,054
Land Transfer Tax Fee
$4,474

Basement Type
Unfinished

Interior Features

Interior Extras
Primary Bedroom - Main Floor
Fireplace/Stove
Yes
Fireplace Features
Living Room, Natural Gas
Elevator
No

Exterior Features

Exterior Extras
Deck
Pool
Inground
Property Features
Fenced Yard, School
Other Structures
Garden Shed

Building

Building Type
Detached
Building Style
1 1/2 Storey

Construction

Exterior Finish
Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Stone
Special Designation
Unknown

Lot

Lot Front
60.00 ft
Lot Depth
120.00 ft

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
2
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
1
Kitchens
1

Room sizes

  • Bedroom 2—
    Second level
  • Kitchen—
    Main level
  • Bedroom 3—
    Second level
  • Dining Room—
    Main level
  • Living Room—
    Main level
  • Primary Bedroom—
    Main level

Washrooms

  • 5-piece

Municipality
Smiths Falls
Neighbourhood
Smiths Falls
Main cross streets
Fifth
Directions
In Smiths Falls, Queen St to Lorne St, left onto Rideau Ave S, right onto Fifth St, property on left

MLS® number
X13795386
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-17
Updated on
2026-09-21
Days on market
37 days
Possession date
2026-10-01
Possession type
Immediate
Co-op commission
2% + HST
Seller
Listed by
RE/MAX FRONTLINE REALTY

Home Market Value

Current home valuation for 12 Fifth Street, Smiths Falls, Smiths Falls, Smiths Falls, ON. Listed for $399,900

HOMEH Estimate

?

$333,073

Estimated Sales Range

?

$263,128 - $403,018

HOMEH Estimate for 12 Fifth Street, Smiths Falls, Smiths Falls

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$333,073Medium confidence
Based on 5 comparable properties
+ $66,827 (20%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Smiths Falls, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$19,995

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$15,196$11,157$9,518$0
=Total mortgage
$395,101$371,067$349,433$319,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$1,929monthly$1,812monthly$1,706monthly$1,562monthly
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Land Transfer Tax

Provincial

$4,474

Total Land Transfer Tax

$4,474

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