20 Montague Street
Smiths Falls, ON K7A 2M1
- 4Bedrooms
- 2Bathrooms
- 0Garage
- < 700Sq Ft
- $2,320Tax
- 35×80 ftLot Size
Estimated Value:$302,250See Free Estimate Report
Property not available for sale or for rent.
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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 20 Montague Street, Smiths Falls
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-10-09 | 2026-04-09 | Login to See Prices | Sold | x12454626 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 20 Montague Street, Smiths Falls
Summarized Description
- Semi-detached home with mid-renovation status.
- Modern vinyl flooring and pot lighting installed.
- Smart home features included for convenience.
- Updated bathrooms with modern fixtures.
- Cleared yard offers outdoor development potential.
- Located near schools and downtown amenities.
- Ideal for first-time buyers or investors.
- Opportunity to complete renovation to personal vision.
Welcome to 20 Montague Street in Smiths Falls a semi-detached 3-bedroom, 2-bathroom home with excellent potential for first-time buyers or investors. This property is mid-renovation and being sold as-is, giving the next owner the opportunity to complete the project to their vision. Inside, the home has had significant work started, including insulation, drywall, trim, modern vinyl flooring, and pot lighting. The kitchen layout includes IKEA cabinetry, counters, hood range, fridge, and dishwasher ready for installation. Bathrooms have updated vanities, sinks, fixtures, and showers, with a tub/shower combination upstairs. A washer, dryer, smart home features (Google Nest), furnace, and dehumidifier are also included. Exterior improvements include refreshed siding, soffit, fascia, and eavestroughs. The yard has been cleared and the old deck removed, creating a blank slate for future outdoor plans.All photos show current progress and reflect areas still under construction. All photos reflect the homes current condition and areas still under construction. Located near schools, shopping, and downtown amenities, this property is ideal for buyers looking to finish a renovation project and build equity in a growing community.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,320
- Land Transfer Tax Fee
- $2,975
Rental Items
- Rental Equipment
- Hot Water Tank
- Basement Type
- Other, Unfinished
Interior Features
- Interior Extras
- None
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck
- Pool
- None
Building
- Building Type
- Semi-Detached
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Wood
- Roof
- Asphalt Shingle
- Foundation Details
- Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 34.86 ft
- Lot Depth
- 80.00 ft
- Lot Size
- 2788.8
Inclusions
- Inclusions
- Everything left in the house to finish the project.
Exclusions
- Exclusions
- Tools
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 4
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Bedroom—Main level
- Other—Main level
- Kitchen—Main level
- Primary Bedroom—Second level
- Bathroom—Second level, 3 Pc Bath
- Other—Second level
- Bedroom—Second level
- Other—Basement level
- Bathroom—Main level, 3 Pc Bath
Washrooms
- 3-piece, Ground
- 4-piece, Second
- Municipality
- Smiths Falls
- Neighbourhood
- Smiths Falls
- Main cross streets
- Beckwith/Montague
- Directions
- Smiths Falls, Montague St.
- MLS® number
- X12454626
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-04-09
- Listed on
- 2025-10-09
- Days on market
- 182 days
- Possession type
- Immediate
- Co-op commission
- 2
- Seller
- Listed by
- RE/MAX AFFILIATES REALTY LTD.
Home Market Value
Current home valuation for 20 Montague Street, Smiths Falls, Smiths Falls, ON. Listed for $300,000
HOMEH Estimate
$302,250
Estimated Sales Range
$247,807 - $356,693
HOMEH Estimate for 20 Montague Street, Smiths Falls
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$15,000
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $11,400 | $8,370 | $7,140 | $0 |
=Total mortgage | $296,400 | $278,370 | $262,140 | $240,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $1,447monthly | $1,359monthly | $1,280monthly | $1,172monthly |
Land Transfer Tax
$2,975
$2,975
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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