
98 Elmsley Street N
Smiths Falls, ON K7A 2H2
- 5Bedrooms
- 3Bathrooms
- 4Parking
- 1500–2000Sq Ft
- $4,021Tax
- 75 ftLot frontage
- Free EstimateSee Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 98 Elmsley Street N, Smiths Falls
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-10-08 | 2026-04-15 | Login to See Prices | Sold | x12453280 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 98 Elmsley Street N, Smiths Falls
Summarized Description
- Investment opportunity in Smiths Falls with three rental units.
- Main floor features a 1-bedroom, 1-bathroom unit.
- Upper level has a 2-bedroom, 1-bathroom unit.
- Rear includes a 2-storey, 2-bedroom, 1-bathroom unit.
- Property requires considerable renovation to add value.
- Parking available for 3-4 cars plus a garage.
- Close to shops, services, and community amenities.
Great investment opportunity in Smiths Falls - fully leased 3-unit property. In the front section of the building, the main floor (UNIT 1) is a 1-bedroom, 1-bathroom unit, while the upper level (UNIT 2) features a 2-bedroom, 1-bathroom unit. At the rear of the building (UNIT 3) is a 2-storey, 2-bedroom, 1-bathroom unit. The property includes parking for 3-4 cars in the driveway and a single garage for additional rental potential. Conveniently located close to shops, services, community recreation centre and hospital. Walking distance to Victoria Park. Separate (2) hydro and (2) gas meters for Units 1&2 and Unit 3 respectively. Property requires considerable renovation, a great opportunity to add value. Taxes and building area estimated; buyer to verify all information. Seller makes no representations or warranties regarding the property condition.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,021
- Land Transfer Tax Fee
- $3,050
Rental Items
- Rental Equipment
- Hot Water Tank
- Basement Type
- Unfinished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- None, Separate Hydro Meter
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Porch
- Pool
- None
- Other Structures
- Shed
Building
- Building Type
- Multiplex
- Building Style
- 2-Storey
- Approx Age
- 100+
Construction
- Exterior Finish
- Brick, Other
- Roof
- Asphalt Shingle
- Foundation Details
- Unknown
- Special Designation
- Unknown
Lot
- Lot Front
- 75.30 ft
- Lot Depth
- 0.00 ft
- Lot Size
- 3746.16
- Lot Shape
- Irregular
Exclusions
- Exclusions
- Tenant belongings
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 1
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Bedrooms
- 5
- Washrooms
- 3
- Kitchens
- 3
Room sizes
- Living Room—Main level
- Kitchen—Main level
- Bedroom—Main level
- Bathroom—Main level, 4 Pc Bath
- Living Room—Second level
- Dining Room—Second level
- Kitchen—Second level
- Bedroom—Second level
- Bedroom 2—Second level
- Bathroom—Second level, 3 Pc Bath
- Living Room—Main level
- Kitchen—Main level
- Bedroom—Second level
- Bedroom 2—Second level
- Bathroom—Second level, 4 Pc Bath
Washrooms
- 4-piece, Second
- 3-piece, Main
- Municipality
- Smiths Falls
- Neighbourhood
- Smiths Falls
- Main cross streets
- Elmsley St N & Beckwith St N
- Zoning
- Residential Type 2 - R2
- Directions
- Cornelia St W to Elmsley St N, parking on Mylne St.
- MLS® number
- X12453280
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-04-15
- Listed on
- 2025-10-08
- Days on market
- 189 days
- Possession type
- Flexible
- Co-op commission
- 2.25
- Seller
- Listed by
- SOLID ROCK REALTY
Home Market Value
Current home valuation for 98 Elmsley Street N, Smiths Falls, Smiths Falls, ON. Listed for $305,000
HOMEH Estimate
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Estimated Sales Range
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HOMEH Estimate for 98 Elmsley Street N, Smiths Falls
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$15,250
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $11,590 | $8,510 | $7,259 | $0 |
=Total mortgage | $301,340 | $283,010 | $266,509 | $244,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $1,471monthly | $1,382monthly | $1,301monthly | $1,191monthly |
Land Transfer Tax
$3,050
$3,050
Around this home
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