
39150 Fingal Line
Southwold (Rural Southwold), ON N5P 3S5
- 3+2Bedrooms
- 2Bathrooms
- 2Garage
- 1100–1500Sq Ft
- $3,298Tax
- 100×133 ftLot Size
- Estimated Value:$646,536See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 39150 Fingal Line, Southwold, Rural Southwold
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2024-12-02 | 2024-12-20 | Login to See Prices | Sold | x11822696 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 39150 Fingal Line, Southwold, Rural Southwold
Welcome to your ideal family home, perfectly situated just steps from Southwold Public School and conveniently located near all the amenities of St. Thomas and the beautiful Port Stanley Beach. This charming residence offers 3 bedrooms plus 2 additional bedrooms in the newly renovated basement, providing ample space for your growing family. The updated sunroom, equipped with options to heat it, offering a cozy retreat year-round. The basement was thoughtfully renovated in 2018, featuring a gas fireplace, a modern bathroom, and two bedrooms, all with plenty of storage space. The detached 2.5-car garage (30 x 30 ft) is fully insulated heated with a toilet for convenience, making it a great workshop, parking zone or extra storage. Additionally, the walk-up attic provides further potential for finishing or simply serving as additional storage space. This home also features two gas fireplaces for added warmth and ambiance. Major updates include a furnace and AC (2016), a roof (2013), and windows (2007). The property is equipped with municipal water, and a Starlink transponder and satellite dish are included for your convenience. Don't miss out on this exceptional opportunity - schedule a viewing today!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,298
- Land Transfer Tax Fee
- $9,773
- Basement Type
- Finished, Full
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- In-Law Capability, Primary Bedroom - Main Floor, Auto Garage Door Remote
- Fireplace/Stove
- Yes
- Fireplace Features
- Natural Gas
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Rec./Commun.Centre, School, School Bus Route, Wooded/Treed
- Other Structures
- Workshop
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 31-50
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 100.00 ft
- Lot Depth
- 133.00 ft
Inclusions
- Inclusions
- Fridge, stove, washer, dryer, HWT, star link transponder & satellite dish
Parking & Garages
- Garage Type
- Detached
- Garage Spaces
- 2
- Parking Spaces
- 6
- Total Garage And Parking Spaces
- 8
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Septic
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Yes
- Telephone
- Yes
- Bedrooms
- 3 + 2
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Kitchen—Main level
- Dining Room—Main level
- Loft—Upper level
- Bedroom—Main level
- Primary Bedroom—Main level
- Bedroom—Main level
- Family Room—Lower level, Fireplace
- Bedroom—Lower level
- Bedroom—Lower level
- Living Room—Main level, Fireplace
Washrooms
- 5-piece, Main
- 3-piece, Lower
- Municipality
- Southwold
- Neighbourhood
- Rural Southwold
- Main cross streets
- Fingal Line & Lyle Road
- Zoning
- R1
- MLS® number
- X11822696
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2024-12-20
- Listed on
- 2024-12-02
- Days on market
- 18 days
- Possession type
- Flexible
- Co-op commission
- 2%+HST. See remarks.
- Seller
- Listed by
- PC275 REALTY INC.
Home Market Value
Current home valuation for 39150 Fingal Line, Southwold, Rural Southwold, Southwold, ON. Listed for $664,900
HOMEH Estimate
$646,536
Estimated Sales Range
$452,575 - $840,497
HOMEH Estimate for 39150 Fingal Line, Southwold, Rural Southwold
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $164,900 over $500K
$41,490
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $24,920 | $18,551 | $15,825 | $0 |
=Total mortgage | $647,931 | $616,961 | $580,990 | $531,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,164monthly | $3,012monthly | $2,837monthly | $2,597monthly |
Land Transfer Tax
$9,773
$9,773
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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