
45 Charter Creek Court
St. Thomas, ON N5R 0L2
- 3+1Bedrooms
- 4Bathrooms
- 1Garage
- 1100–1500Sq Ft
- $4,029Tax
- 28×130 ftLot Size
- Estimated Value:$525,000See Free Estimate Report

This home has sold. It is no longer available.
Property not available for sale or for rent.
Sale & Price History for 45 Charter Creek Court, St. Thomas
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-12-20 | 2026-01-14 | Login to See Prices | Sold | x12644514 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 45 Charter Creek Court, St. Thomas
Welcome to 45 Charter Creek Court! This 4 bedroom, 4 bathroom End Unit Freehold Townhome, built by Hayhoe homes in 2020, is located on a nice, quiet court in Orchard Park. The exterior of the home offers a large double wide driveway that can accommodate 4 vehicles as well as a 1-car garage with direct access into the home. Entering the home you are greeted by a spacious foyer with a coat closet, powder room and tile floors that lead you into the open concept main living area consisting of the kitchen complete with quartz counters, S.S appliances, a perfect sized island, dining area and a large living room with hardwood floors and access to the backyard. On the second floor you will find plenty of natural lighting through the window in the stairway and well proportioned windows in the bedrooms. The large primary bedroom features a walk in closet with great storage as well as a 3-piece ensuite. The other two generously sized bedrooms offer plenty of closet storage. Finishing off the second floor there is a full bathroom with a large vanity as well as a laundry room for your convenience. In the basement you will find another full bathroom, a living room and the 4th bedroom. The backyard offers a deck with gas line for a bbq, fully fenced yard and a shed.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,029
- Land Transfer Tax Fee
- $8,255
Rental Items
- Rental Equipment
- WATER HEATER
- Under Contract
- Hot Water Heater
- Basement Type
- Full, Finished
Interior Features
- Laundry Level
- Upper Level
- Interior Extras
- ERV/HRV, Sump Pump
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Porch
- Pool
- None
Building
- Building Type
- Freehold Townhouse
- Building Style
- 2-Storey
- Approx Age
- 0-5
Construction
- Exterior Finish
- Brick, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 28.09 ft
- Lot Depth
- 130.00 ft
- Lot Shape
- Irregular
Inclusions
- Inclusions
- FRIDGE, STOVE, DISHWASHER, WASHER, DRYER, GARAGE DOOR OPENER & 2 REMOTES, 2X T.V. MOUNTS.
Exclusions
- Exclusions
- NONE
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 5
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3 + 1
- Washrooms
- 4
- Kitchens
- 1
- Family / bonus room
- Yes
Washrooms
- 2-piece, Main
- 3-piece, Second
- 4-piece, Second
- 4-piece, Basement
- Municipality
- St. Thomas
- Neighbourhood
- St. Thomas
- Main cross streets
- Peach Tree Blvd
- Directions
- Southdale Rd to Peach Tree Blvd first right onto Charter Creek Crt
- MLS® number
- X12644514
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-01-14
- Listed on
- 2025-12-20
- Days on market
- 25 days
- Possession date
- 2026-03-26
- Possession type
- 30-59 days
- Co-op commission
- 2% Plus HST
- Seller
- Listed by
- RE/MAX CENTRE CITY REALTY INC.
Home Market Value
Current home valuation for 45 Charter Creek Court, St. Thomas, St. Thomas, ON. Listed for $589,000
HOMEH Estimate
$525,000
Estimated Sales Range
$414,750 - $635,250
HOMEH Estimate for 45 Charter Creek Court, St. Thomas
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $89,000 over $500K
$33,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $22,194 | $16,433 | $14,018 | $0 |
=Total mortgage | $577,032 | $546,533 | $514,668 | $471,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,817monthly | $2,668monthly | $2,513monthly | $2,301monthly |
Land Transfer Tax
$8,255
$8,255
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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