Sold for:Sold Jan 14, 2026
$589,000

45 Charter Creek Court

St. Thomas, ON N5R 0L2

Freehold Townhouse SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

This home has sold. It is no longer available.

Property not available for sale or for rent.

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Sale & Price History for 45 Charter Creek Court, St. Thomas

2025-12-20
2026-01-14
Sold
Price
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MLS#
x12644514

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 45 Charter Creek Court, St. Thomas

Welcome to 45 Charter Creek Court! This 4 bedroom, 4 bathroom End Unit Freehold Townhome, built by Hayhoe homes in 2020, is located on a nice, quiet court in Orchard Park. The exterior of the home offers a large double wide driveway that can accommodate 4 vehicles as well as a 1-car garage with direct access into the home. Entering the home you are greeted by a spacious foyer with a coat closet, powder room and tile floors that lead you into the open concept main living area consisting of the kitchen complete with quartz counters, S.S appliances, a perfect sized island, dining area and a large living room with hardwood floors and access to the backyard. On the second floor you will find plenty of natural lighting through the window in the stairway and well proportioned windows in the bedrooms. The large primary bedroom features a walk in closet with great storage as well as a 3-piece ensuite. The other two generously sized bedrooms offer plenty of closet storage. Finishing off the second floor there is a full bathroom with a large vanity as well as a laundry room for your convenience. In the basement you will find another full bathroom, a living room and the 4th bedroom. The backyard offers a deck with gas line for a bbq, fully fenced yard and a shed.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,029
Land Transfer Tax Fee
$8,255

Rental Items

Rental Equipment
WATER HEATER
Under Contract
Hot Water Heater

Basement Type
Full, Finished

Interior Features

Laundry Level
Upper Level
Interior Extras
ERV/HRV, Sump Pump
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck, Porch
Pool
None

Building

Building Type
Freehold Townhouse
Building Style
2-Storey
Approx Age
0-5

Construction

Exterior Finish
Brick, Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
28.09 ft
Lot Depth
130.00 ft
Lot Shape
Irregular

Inclusions

Inclusions
FRIDGE, STOVE, DISHWASHER, WASHER, DRYER, GARAGE DOOR OPENER & 2 REMOTES, 2X T.V. MOUNTS.

Exclusions

Exclusions
NONE

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
4
Total Garage And Parking Spaces
5

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3 + 1
Washrooms
4
Kitchens
1
Family / bonus room
Yes

Washrooms

  • 2-piece, Main
  • 3-piece, Second
  • 4-piece, Second
  • 4-piece, Basement

Municipality
St. Thomas
Neighbourhood
St. Thomas
Main cross streets
Peach Tree Blvd
Directions
Southdale Rd to Peach Tree Blvd first right onto Charter Creek Crt

MLS® number
X12644514
Data source
Toronto Regional Real Estate Board
Status change
2026-01-14
Listed on
2025-12-20
Days on market
25 days
Possession date
2026-03-26
Possession type
30-59 days
Co-op commission
2% Plus HST
Seller
Listed by
RE/MAX CENTRE CITY REALTY INC.

Home Market Value

Current home valuation for 45 Charter Creek Court, St. Thomas, St. Thomas, ON. Listed for $589,000

HOMEH Estimate

?

$525,000

Estimated Sales Range

?

$414,750 - $635,250

HOMEH Estimate for 45 Charter Creek Court, St. Thomas

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$525,000Medium confidence
Based on 5 comparable properties
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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Thomas, ON
Minimum Down Payment Required:5.8%

5% on first $500K + 10% on $89,000 over $500K

Minimum down payment

$33,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$22,194$16,433$14,018$0
=Total mortgage
$577,032$546,533$514,668$471,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,817monthly$2,668monthly$2,513monthly$2,301monthly
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Land Transfer Tax

Provincial

$8,255

Total Land Transfer Tax

$8,255

Around this home

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0/100Minimal Transit
0/100Not rated
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