Was listed for:Terminated Apr 18, 2025
$624,900

45 Neal Avenue

St. Thomas, ON N5R 6B5

Detached House TerminatedNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 45 Neal Avenue, St. Thomas

2024-02-02
2025-04-18
Sold
Price
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MLS#
X8193522
2024-01-26
2025-04-18
Terminated
Price
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MLS#
x7975939

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 45 Neal Avenue, St. Thomas

This incredible 4 bedroom bungalow is in Mitchell Hepburn school district and is walking distance to the Elgin Centre and parks. It has had a complete make over from head to toe. The main floor was recently painted with new pot lights throughout and features a beautiful living room, large open concept dining room/ new kitchen (2024) with vaulted ceiling and quartz counter tops. Its the ultimate space for family gatherings. There's 3 bedrooms on the main floor and a 4 piece bathroom with lots of natural light through the skylight. The lower level has been finished (2024) with 3 large egress windows, new carpet and pot lots throughout and features an added 4th bedroom, family room with stunning feature wall and a 8 foot wide fireplace. There's also a 3 piece bathroom and huge laundry room that has enough space for a gym or great play room for the kids. Additional Features include: Fully fenced in yard with 2 sheds, deck and two gas lines outside, hook up for gas stove, single car garage, new garage door opener with remotes, and new sump pump (2024). Don't miss out on this beautiful family home!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,413
Land Transfer Tax Fee
$8,973

Rental Items

Under Contract
Hot Water Heater

Basement Type
Finished, Full

Interior Features

Laundry Features
In Basement, Laundry Room
Interior Extras
Sump Pump
Fireplace/Stove
No
Fireplace Features
Family Room, Electric
Elevator
No

Exterior Features

Exterior Extras
Deck
Pool
None
Property Features
Hospital, Fenced Yard

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
16-30

Construction

Exposure
West
Exterior Finish
Vinyl Siding, Brick
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
40.70 ft
Lot Depth
121.00 ft
Lot Size
121 x 40.7
Lot Size Code
121 x 40.7

Inclusions

Inclusions
Dishwasher, Dryer, Stove, Washer

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
4
Total Garage And Parking Spaces
5

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes

Bedrooms
3 + 1
Washrooms
2
Kitchens
1

Municipality
St. Thomas
Neighbourhood
St. Thomas
Main cross streets
From Elm Street turn North on Neal Ave
Zoning
R1
Directions
From Elm Street turn North on Neal Ave
Waterfront
None

MLS® number
X7975939
Data source
itso
Status change
2025-04-18
Listed on
2024-01-26
Days on market
448 days
Possession type
Flexible
Co-op commission
2%
Seller
Listed by
STREETCITY REALTY INC., BROKERAGE

Home Market Value

Current home valuation for 45 Neal Avenue, St. Thomas, St. Thomas, ON. Listed for $624,900

HOMEH Estimate

?

$570,442

Estimated Sales Range

?

$501,989 - $638,895

HOMEH Estimate for 45 Neal Avenue, St. Thomas

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$570,442High confidence
Based on 15 comparable properties
+ $54,458 (10%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Thomas, ON
Minimum Down Payment Required:6.0%

5% on first $500K + 10% on $124,900 over $500K

Minimum down payment

$37,490

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$23,496$17,435$14,873$0
=Total mortgage
$610,902$579,845$546,038$499,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,983monthly$2,831monthly$2,666monthly$2,441monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$8,973

Total Land Transfer Tax

$8,973

Around this home

4/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
Loading map...
6.3 /10

Mitchell Hepburn

Public·elementary·840m

5.6 /10

St. Anne's

Private·elementary·1.0km

2.2 /10

Forest Park

Public·elementary·1.3km

5.6 /10

Central Elgin

Public·secondary·1.3km

6.5 /10

St. Joseph's

Private·secondary·1.5km

3.8 /10

Elgin Court

Public·elementary·1.5km

4.7 /10

John Wise

Public·elementary·2.9km

2.8 /10

Arthur Voaden

Public·secondary·3.0km

3.6 /10

Edward Street

Public·elementary·3.0km

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