
45 Neal Avenue
St. Thomas, ON N5R 6B5
- 3+1Bedrooms
- 2Bathrooms
- 1Garage
- 1100–1500Sq Ft
- $3,413Tax
- 41×121 ftLot Size
- Estimated Value:$570,442See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 45 Neal Avenue, St. Thomas
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2024-02-02 | 2025-04-18 | Login to See Prices | Sold | X8193522 |
| 2024-01-26 | 2025-04-18 | Login to See Prices | Terminated | x7975939 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 45 Neal Avenue, St. Thomas
This incredible 4 bedroom bungalow is in Mitchell Hepburn school district and is walking distance to the Elgin Centre and parks. It has had a complete make over from head to toe. The main floor was recently painted with new pot lights throughout and features a beautiful living room, large open concept dining room/ new kitchen (2024) with vaulted ceiling and quartz counter tops. Its the ultimate space for family gatherings. There's 3 bedrooms on the main floor and a 4 piece bathroom with lots of natural light through the skylight. The lower level has been finished (2024) with 3 large egress windows, new carpet and pot lots throughout and features an added 4th bedroom, family room with stunning feature wall and a 8 foot wide fireplace. There's also a 3 piece bathroom and huge laundry room that has enough space for a gym or great play room for the kids. Additional Features include: Fully fenced in yard with 2 sheds, deck and two gas lines outside, hook up for gas stove, single car garage, new garage door opener with remotes, and new sump pump (2024). Don't miss out on this beautiful family home!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,413
- Land Transfer Tax Fee
- $8,973
Rental Items
- Under Contract
- Hot Water Heater
- Basement Type
- Finished, Full
Interior Features
- Laundry Features
- In Basement, Laundry Room
- Interior Extras
- Sump Pump
- Fireplace/Stove
- No
- Fireplace Features
- Family Room, Electric
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck
- Pool
- None
- Property Features
- Hospital, Fenced Yard
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 16-30
Construction
- Exposure
- West
- Exterior Finish
- Vinyl Siding, Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 40.70 ft
- Lot Depth
- 121.00 ft
- Lot Size
- 121 x 40.7
- Lot Size Code
- 121 x 40.7
Inclusions
- Inclusions
- Dishwasher, Dryer, Stove, Washer
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 5
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Bedrooms
- 3 + 1
- Washrooms
- 2
- Kitchens
- 1
- Municipality
- St. Thomas
- Neighbourhood
- St. Thomas
- Main cross streets
- From Elm Street turn North on Neal Ave
- Zoning
- R1
- Directions
- From Elm Street turn North on Neal Ave
- Waterfront
- None
- MLS® number
- X7975939
- Data source
- itso
- Status change
- 2025-04-18
- Listed on
- 2024-01-26
- Days on market
- 448 days
- Possession type
- Flexible
- Co-op commission
- 2%
- Seller
- Listed by
- STREETCITY REALTY INC., BROKERAGE
Home Market Value
Current home valuation for 45 Neal Avenue, St. Thomas, St. Thomas, ON. Listed for $624,900
HOMEH Estimate
$570,442
Estimated Sales Range
$501,989 - $638,895
HOMEH Estimate for 45 Neal Avenue, St. Thomas
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $124,900 over $500K
$37,490
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $23,496 | $17,435 | $14,873 | $0 |
=Total mortgage | $610,902 | $579,845 | $546,038 | $499,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,983monthly | $2,831monthly | $2,666monthly | $2,441monthly |
Land Transfer Tax
$8,973
$8,973
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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