Sold for:Sold Apr 11, 2026
$649,000

5 Montcalm Street N

St. Thomas, ON N5P 2C1

Detached House SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

This home has sold. It is no longer available.

Property not available for sale or for rent.

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Sale & Price History for 5 Montcalm Street N, St. Thomas

2026-02-19
2026-04-11
Sold
Price
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MLS#
x12803102
2026-01-15
2026-02-19
Terminated
Price
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2025-02-12
2025-06-11
Expired
Price
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2024-11-13
2025-02-12
Terminated
Price
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2024-11-12
2025-02-12
Terminated
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 5 Montcalm Street N, St. Thomas

Summarized Description

  • Beautifully renovated bungalow with 2000 sqft of living space
  • Move-in ready with over $100,000 in renovations
  • Oversized backyard with a covered patio for entertaining
  • Fully finished lower level ideal for in-law suite
  • Updated kitchen and bathroom with stainless steel appliances
  • Convenient main-floor laundry for added functionality
  • Located minutes from downtown St.
  • Thomas
  • Perfect for first-time buyers or downsizers

This house will blow you away! Welcome to this beautifully renovated bungalow with almost 2000sqft of living space with attached garage, completely updated from top to bottom and nestled in a quiet, desirable neighbourhood in St. Thomas. With well over $100,000 invested in renovations, this move-in-ready home offers exceptional value, versatility, and modern style. The fully finished lower level features two spacious living areas, a bedroom, full bathroom, laundry, and a separate entrance making it ideal for an in-law suite or potential secondary dwelling. The main floor showcases a newer kitchen, updated bathroom, new stainless steel appliances, and convenient main-floor laundry, creating a perfect blend of comfort and functionality. Step outside to a gorgeous, oversized backyard offering privacy and outdoor living at its best, complete with a covered patio ideal for entertaining or relaxing. Located just minutes from downtown St. Thomas, this prime location provides easy access to shops, restaurants, schools, parks, public transit, and quick highway access to the 401 making commuting to London, 10 min to Port Stanly and surrounding areas effortless. Turn-key and thoughtfully updated, this home is perfect for first-time buyers, down sizers, or anyone seeking a stylish, low-maintenance lifestyle. Don't miss this fantastic opportunity!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,168
Land Transfer Tax Fee
$9,455

Rental Items

Rental Equipment
Hot Water Heater

Basement Type
Separate Entrance, Full, Finished

Interior Features

Laundry Level
Main Level
Interior Extras
In-Law Capability
Security Features
Carbon Monoxide Detectors, Smoke Detector
Fireplace/Stove
Yes
Fireplace Features
Electric
Elevator
No

Exterior Features

Exterior Extras
Landscaped, Patio, Porch, Privacy
Pool
None

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
51-99

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
65.41 ft
Lot Depth
131.88 ft
Lot Shape
Rectangular

Inclusions

Inclusions
Existing Fridge, Stove, Dishwasher, 2 Washers and 2 Dryers. (Furniture is negotiable)

Exclusions

Exclusions
None

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
4
Total Garage And Parking Spaces
5

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Living Room—
    Main level
  • Dining Room—
    Main level
  • Kitchen—
    Main level
  • Primary Bedroom—
    Main level
  • Bedroom 2—
    Main level
  • Bedroom 3—
    Main level
  • Great Room—
    Lower level
  • Recreation—
    Lower level
  • Media Room—
    Lower level
  • Laundry—
    Lower level

Washrooms

  • 4-piece, Main
  • 4-piece, Main

Municipality
St. Thomas
Neighbourhood
St. Thomas
Main cross streets
S. Edgeware
Zoning
R3
Directions
S Edgeware rd to Balaclava St

MLS® number
X12803102
Data source
Toronto Regional Real Estate Board
Status change
2026-04-11
Listed on
2026-02-19
Days on market
51 days
Possession type
Flexible
Co-op commission
2%+HST(1% claw back if LA shows buyers)
Seller
Listed by
THE REALTY FIRM INC.

Home Market Value

Current home valuation for 5 Montcalm Street N, St. Thomas, St. Thomas, ON. Listed for $649,000

HOMEH Estimate

?

$535,101

Estimated Sales Range

?

$374,571 - $695,631

HOMEH Estimate for 5 Montcalm Street N, St. Thomas

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$535,101Low confidence
Based on 8 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Thomas, ON
Minimum Down Payment Required:6.1%

5% on first $500K + 10% on $149,000 over $500K

Minimum down payment

$39,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$24,350$18,107$15,446$0
=Total mortgage
$633,112$602,207$567,096$519,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,091monthly$2,940monthly$2,769monthly$2,535monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$9,455

Total Land Transfer Tax

$9,455

Around this home

5/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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