Listed for:Listed Aug 10, 2026
$699,000

7 Church Street

St. Thomas, ON N5R 3E4

Multiplex For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 7 Church Street, St. Thomas

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 7 Church Street, St. Thomas

Summarized Description

  • Solid brick legal fourplex in a quiet neighborhood.
  • Turnkey investment with long-term tenants.
  • Private sun decks enhance outdoor living.
  • Recently updated kitchen with modern features.
  • Efficient gas hot water heating system.
  • Ample parking available for residents.
  • Mature hedges provide exceptional privacy.

Solid Brick Legal Fourplex for Sale. This well-maintained investment property offers two 1-bedroom units and two 2-bedroom units, all with long-term tenant retention. Tenants pay their own hydro and water. Additional features include private upper and lower sun decks for each unit, along with ample parking for all residents. Mature 20-ft cedar hedges provide exceptional privacy. The property is heated by a newer computerized gas hot water heating system, delivering excellent cost efficiency. The hot water heating System is rented, with all servicing and parts included. An excellent opportunity to acquire a turnkey, income-generating fourplex in a desirable and quiet neighborhood. Unit 3 has been recently updated with new kitchen cabinets, countertops, vinyl flooring, and a brand-new tub surround.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,959
Land Transfer Tax Fee
$10,455

Rental Items

Under Contract
Other

Basement Type
Unfinished

Interior Features

Interior Extras
None
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Multiplex
Building Style
2-Storey

Construction

Exterior Finish
Brick
Roof
Shingles
Foundation Details
Block
Special Designation
Unknown

Lot

Lot Front
100.00 ft
Lot Depth
99.00 ft

Parking & Garages

Garage Type
Detached
Garage Spaces
2
Parking Spaces
4
Total Garage And Parking Spaces
6

Heating & Cooling

Heat Source
Gas
Heat Type
Water
Air Conditioning
None
Water
Municipal
Sewers
Sewer

Bedrooms
6
Washrooms
4
Kitchens
4

Washrooms

  • 4-piece

Municipality
St. Thomas
Neighbourhood
St. Thomas
Main cross streets
CORNER OF WALNUT ST AND CHURCH ST. IN ST. THOMAS CLOSE TO THE OLD ST. THOMAS CHURCH
Directions
Walnut / Church

MLS® number
X13658906
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-10
Updated on
2026-08-13
Days on market
75 days
Possession date
2026-09-01
Possession type
Flexible
Co-op commission
2
Seller
Listed by
BLUE FOREST REALTY INC.

Home Market Value

Current home valuation for 7 Church Street, St. Thomas, St. Thomas, ON. Listed for $699,000

HOMEH Estimate

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Estimated Sales Range

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HOMEH Estimate for 7 Church Street, St. Thomas

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Thomas, ON
Minimum Down Payment Required:6.4%

5% on first $500K + 10% on $199,000 over $500K

Minimum down payment

$44,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$26,143$19,502$16,636$0
=Total mortgage
$679,708$648,602$610,786$559,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,319monthly$3,167monthly$2,982monthly$2,730monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$10,455

Total Land Transfer Tax

$10,455

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