Why Choose HOMEH to Buy a Home

Buying a home is the biggest purchase most people ever make — so the brokerage you choose matters. HOMEH is a licensed Ontario real estate brokerage with one clear difference: instead of quietly keeping the commission, it shares a large portion back with you. Eligible buyers can receive the industry's highest Cashback Rebate, on top of the full representation you'd expect from any brokerage.

Key takeaways

• HOMEH is a licensed Ontario brokerage — you get full buyer representation, not a discount service.
• Eligible buyers can receive the industry's highest Cashback Rebate, paid from shared commission.
• Your cashback can go toward your down payment, closing costs, or straight into your pocket.
• Free calculators (affordability, mortgage, down payment, closing cost and more) help you plan before you buy.
• The model is transparent: less commission kept by the brokerage, more money back to you.

What makes HOMEH different

In a typical Ontario purchase, the buyer's brokerage is paid a commission out of the transaction — often around 2.5% of the price. Traditionally, the brokerage kept most of that. HOMEH's model flips this: as a licensed brokerage, it returns a large share of that commission to you as cashback. You still get a real agent, real representation, and real accountability — the difference is where the money ends up.

Licensed and accountable

HOMEH is a licensed Ontario real estate brokerage. Choosing HOMEH is not choosing a lesser service — it's choosing the same representation with a far better fee outcome. For the full picture, read how HOMEH cashback works.

The industry's highest Cashback Rebate

The headline benefit is the cashback. Eligible buyers can receive the industry's highest Cashback Rebate, subject to your buyer agreement. It's 1.5% of the purchase price, so the amount scales with your transaction — larger purchases support larger rebates.

That money is flexible. You can apply it toward your down payment, use it to offset closing costs in Ontario, or simply keep it. To see a realistic, personalized figure for your situation, run the numbers through the cashback calculator.

Tools that help you buy smarter

HOMEH gives you free planning tools before you ever sign anything. These help you set a realistic budget and avoid surprises:

• Affordability calculator — see what price range fits your income and debts.
• Mortgage & down payment calculators — estimate payments and the cash you'll need up front.
• Closing cost calculator — budget for land transfer tax, legal fees and more.
• CMHC and stress-test calculators — understand insurance and qualifying rules.
• Market Watch — track real conditions before you make an offer.

New to all of this? Pair these tools with our first-time home buyer guide for Ontario to see the whole path from saving to closing.

How buying with HOMEH compares

Side by side, the difference is straightforward:

Want the detailed breakdown? See HOMEH vs a traditional realtor.

Getting started is simple

There's no pressure and no cost to find out what you'd get back. The usual first step is an estimate, then a conversation about your specific purchase. When you're ready, our how to get started with HOMEH guide walks you through it.

See your cashback before you buy

Eligible HOMEH buyers receive the industry's highest Cashback Rebate. Estimate yours in a couple of minutes with the cashback calculator — free, no commitment.