How to Get Started With HOMEH

Whether you're buying your first home, selling to move up, or doing both, getting started with HOMEH is simple — and there's no cost to find out what you'd get back. As a licensed Ontario brokerage, HOMEH gives eligible buyers the industry's highest Cashback Rebate and lists homes for a 1% listing fee, or free when you also buy with HOMEH within 6 months, or $395 + HST with a Mere Posting. This guide walks through exactly how to begin, step by step.

Key takeaways

• Getting started is free and carries no obligation.
• Step one is usually estimating your cashback with the calculator.
• Free planning tools (affordability, mortgage, down payment, closing cost) help you set a realistic budget.
• HOMEH is a licensed Ontario brokerage — you get full buyer and seller representation.
• Eligible buyers can receive the industry's highest Cashback Rebate. Sellers list for 1%, or free when they also buy with HOMEH within 6 months, or $395 + HST with a Mere Posting.

Step 1: Estimate your cashback

Before anything else, find out what's actually on the table for you. The cashback is 1.5% of the purchase price, so it scales with the home you buy. A couple of minutes with the cashback calculator gives you a realistic, personalized number to start from.

No commitment to estimate

Running the calculator is free and doesn't sign you up for anything. It simply shows you what an eligible HOMEH transaction could return. For the full model, see how HOMEH cashback works.

Step 2: Plan your numbers

Next, get clear on your budget using HOMEH's free calculators. Whether you're buying or selling, knowing your numbers up front prevents surprises later:

• Affordability calculator — find the price range that fits your income and debts.
• Down payment & mortgage calculators — estimate the cash you'll need and your payments.
• Closing cost calculator — budget for land transfer tax, legal fees and more.
• Commission calculator — sellers can compare a 1% listing fee against the traditional rate.
• Market Watch — check real conditions before you act.

First-time buyer? Pair these with our first-time home buyer guide for Ontario to see the full journey from saving to closing.

Step 3: Buying or selling

How you proceed depends on which side you're on:

Sellers can dig into the fee in how HOMEH's 1% listing fee works; buyers can see the case in why choose HOMEH to buy a home.

Step 4: Talk to HOMEH

Once you've got your estimate and a budget, the next step is a conversation about your specific transaction. As a licensed Ontario brokerage, HOMEH provides full representation — pricing, negotiation, paperwork and closing — while returning a large share of the commission to you. Naturally, the Cashback Rebate applies to qualifying purchases completed with HOMEH as your brokerage.

Honest expectations

It is subject to eligibility and your buyer agreement, not a guarantee on every deal. Your real number scales with your transaction — the calculator keeps your expectations grounded and accurate.

Ready when you are

There's no pressure and no cost to begin. Estimate what you'd get back, plan your numbers, and reach out when you're ready to move. Wondering how HOMEH stacks up against the usual route? See HOMEH vs a traditional realtor.

Start with your estimate

Eligible HOMEH buyers receive the industry's highest Cashback Rebate. Sellers list for 1%, or free when they also buy with HOMEH within 6 months, or $395 + HST with a Mere Posting. Take the first step now with the cashback calculator — free and quick.