Listed for:Listed Aug 17, 2026
$699,000

1411 Tock Lane

Algonquin Highlands (McClintock), ON P0A 1E0

Detached House For Sale
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Sale & Price History for 1411 Tock Lane, Algonquin Highlands, McClintock

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 1411 Tock Lane, Algonquin Highlands, McClintock

Summarized Description

  • Private three-season retreat on Otter Lake.
  • 190 feet of spectacular waterfront views.
  • Extensively renovated with modern features.
  • Cozy wood-burning stone fireplace included.
  • Includes paddle boat and tinnie.
  • Close to Minden and Huntsville.
  • Potential for year-round access.
  • Surrounded by Crown land for privacy.

This is the kind of cottage where memories are made! Welcome to your completely private retreat on beautiful Otter Lake, featuring 190 feet of waterfront, three bedrooms, and a truly special setting. Step inside and you're immediately greeted by a stunning wood-burning fireplace, rustic hardwood floors, and a warm, open-concept kitchen, dining, and living area framed by a one-of-a-kind island view. Just off the main cottage is a large screened-in porch that's destined to become a favorite gathering place-late-night board games, drinks with friends, or an early morning coffee overlooking the lake. Down at the water's edge, you'll find a flat sand beach and campfire pit, perfect for swimming, relaxing by the shore, and roasting marshmallows for some of the best s'mores in cottage country. Best of all, this cottage is being offered turnkey, including indoor and outdoor furnishings, dishes, pots and pans, TV, BBQ, boat, and more. Simply arrive, unpack, and start enjoying cottage life. Recent updates provide added peace of mind, including a new septic pump (2024), new septic alarm system and full pump-out (2026), new water pump (2026), roof ice breakers, and Smart Panels on the exterior of the fireplace. The cottage is also equipped with a 100-amp electrical panel and GenerLink for generator readiness. Approximately 30 minutes from both Minden and Huntsville and less than three hours from the GTA, this one-of-a-kind property offers the perfect escape from city life. Access is currently seasonal, with the potential to plow the road for future four-season enjoyment. Opportunities like this don't come along often. This is more than a cottage-it's a place for long summer days, evenings around the fire, time spent together, and meaningful memories that will last for generations.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,316
Land Transfer Tax Fee
$10,455

Basement Type
None

Interior Features

Interior Extras
None
Fireplace/Stove
Yes
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
Bungalow

Construction

Exterior Finish
Metal/Steel Siding
Roof
Metal
Foundation Details
Piers
Special Designation
Unknown

Lot

Lot Front
190.00 ft
Lot Depth
237.00 ft

Inclusions

Inclusions
Fishing boat w/ solar trolling motor, All furnishings + dishes, All major appliances including high-efficiency food composter, TV, BBQ, Coffee maker, All outdoor furniture, including Muskoka chairs, Life jackets, All outdoor lighting, Pots + pans, Kitchen utensils & cooking supplies, Games + books + movies, Cottage decor, Storage shed

Exclusions

Exclusions
Gas motor, Kayaks, Ice machine, Receiver + speakers

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
10
Total Garage And Parking Spaces
10

Heating & Cooling

Heat Source
Electric
Heat Type
Baseboard
Air Conditioning
None
Water
Other
Sewers
Septic

Bedrooms
3
Washrooms
1
Kitchens
1

Washrooms

  • 4-piece

Municipality
Algonquin Highlands
Neighbourhood
McClintock
Main cross streets
Tock Lane/Hwy 35
Directions
Hwy 35 to Tock Lane to sign
Waterfront
Direct

MLS® number
X13683212
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-17
Updated on
2026-09-29
Days on market
65 days
Possession date
2026-09-25
Possession type
Flexible
Co-op commission
2.5%
Seller
Listed by
CENTURY 21 GRANITE REALTY GROUP INC.

Home Market Value

Current home valuation for 1411 Tock Lane, Algonquin Highlands, McClintock, Algonquin Highlands, ON. Listed for $699,000

HOMEH Estimate

?

$609,624

Estimated Sales Range

?

$481,229 - $694,547

HOMEH Estimate for 1411 Tock Lane, Algonquin Highlands, McClintock

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$609,624High confidence
Based on 4 comparable properties
+ $89,376 (15%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Algonquin Highlands, ON
Minimum Down Payment Required:6.4%

5% on first $500K + 10% on $199,000 over $500K

Minimum down payment

$44,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$26,143$19,502$16,636$0
=Total mortgage
$679,708$648,602$610,786$559,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,319monthly$3,167monthly$2,982monthly$2,730monthly
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Land Transfer Tax

Provincial

$10,455

Total Land Transfer Tax

$10,455

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