Listed for:Listed Aug 31, 2026
$665,000

295 Mill Street

Bancroft (Bancroft Ward), ON K0L 1C0

Store W Apt/Office For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 295 Mill Street, Bancroft, Bancroft Ward

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 295 Mill Street, Bancroft, Bancroft Ward

Summarized Description

  • Versatile commercial property with unique riverfront location.
  • Includes income-generating residential apartment above commercial space.
  • Large shop with garage doors for business operations.
  • Ample parking available for customers and staff.
  • Established commercial tenants provide additional income.
  • Excellent visibility from highway attracts potential customers.
  • Located minutes from downtown in mixed-use area.

Excellent visibility and highway exposure make this versatile commercial property an outstanding opportunity for investors and business owners alike. Situated on 128 ft of picturesque York River frontage, the property offers a unique combination of commercial space, income-producing residential accommodation and a substantial attached shop.The property features a 1,170 sq. ft., 3-bedroom apartment with great tenants, providing valuable rental income above. The main commercial building offers approximately 2,253 sq. ft. of retail and office space, complete with a large customer washroom and efficient heat-pump heating with established commercial tenants. Attached is an impressive 2,875 sq. ft. shop featuring two large garage doors and impressive indoor wood heating. With parking for 20+ vehicles, there is ample space for customers, staff and business operations.The property is serviced by town water and a private septic system. With multiple income streams, excellent highway visibility, riverfront setting and a mix of retail, office, residential and shop space, this is a rare opportunity to acquire a well-positioned commercial investment with tremendous potential only minutes from downtown in an area of mixed residential and established commercial businesses.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$7,003
Land Transfer Tax Fee
$9,775

Interior Features

Security Features
No
Fireplace/Stove
No
Elevator
No

Building

Building Type
Store W Apt/Office

Lot

Lot Front
67.42 ft
Lot Depth
239.42 ft
Lot Size
0.6

Exclusions

Exclusions
Personal items, equipment, shipping containers, desks, cabinets, retail equipment

Parking & Garages

Garage Type
Other
Parking Spaces
20

Heating & Cooling

Heat Type
Woodburning
Air Conditioning
Partial
Water
Municipal
Sewers
Septic

Washrooms
2

Washrooms

  • —-piece

Municipality
Bancroft
Neighbourhood
Bancroft Ward
Main cross streets
Gaebel Road
Zoning
C-GC and H
Directions
From Bancroft take Highway 62 S/Mill Street. Follow straight. See signs

MLS® number
X13729430
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-31
Updated on
2026-08-31
Days on market
45 days
Possession type
Flexible
Co-op commission
2.5
Seller
Listed by
CENTURY 21 GRANITE REALTY GROUP INC.

Home Market Value

Current home valuation for 295 Mill Street, Bancroft, Bancroft Ward, Bancroft, ON. Listed for $665,000

HOMEH Estimate

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Estimated Sales Range

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HOMEH Estimate for 295 Mill Street, Bancroft, Bancroft Ward

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

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Bancroft, ON
Minimum Down Payment Required:6.2%

5% on first $500K + 10% on $165,000 over $500K

Minimum down payment

$41,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$24,924$18,554$15,827$0
=Total mortgage
$648,029$617,054$581,077$532,000
Amortization
Mortgage rate
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%
%
%
Payment frequency
=Mortgage payment
$3,164monthly$3,013monthly$2,837monthly$2,597monthly
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Land Transfer Tax

Provincial

$9,775

Total Land Transfer Tax

$9,775

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