Sold for:Sold Sep 2, 2025
$634,900

42120 Mcbain Line

Central Elgin (Rural Central Elgin), ON N5P 4R1

Detached House SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 42120 Mcbain Line, Central Elgin, Rural Central Elgin

2025-06-30
2025-09-02
Sold
Price
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MLS#
x12253089

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 42120 Mcbain Line, Central Elgin, Rural Central Elgin

The perfect family home awaits in New Lynhurst, Central Elgin! This fantastic property features 3 bedrooms and 2.5 baths. As you enter, you'll be greeted by the spacious foyer with great storage, a convenient powder room and access to your 1.5 car garage. Relax and enjoy family time in your comfortable living room and modern eat in kitchen. Off the dining area, the patio doors lead you to the two tiered deck in the landscaped yard, designed for privacy. At the end of a long day, retreat to the second level with 3 well sized bedrooms and full bath, which has ensuite privileges. The finished basement space is great extra space for work or play and is complete with a laundry room and another full bath. Updates include: new washer, dryer and over-the-range microwave (2024); carpet and roof shingles were replaced in 2020. Excellent location within Southwold school district as well as quick access to shopping centre via HWY 3. Less than 20 minutes to South London and Port Stanley Beach.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,116
Land Transfer Tax Fee
$9,173

Rental Items

Rental Equipment
Water Heater
Under Contract
Hot Water Heater

Basement Type
Partially Finished, Full

Interior Features

Laundry Level
Lower Level
Interior Extras
Sump Pump, Auto Garage Door Remote, Water Heater
Security Features
Alarm System, Smoke Detector
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck, Landscaped
Pool
None
Property Features
Cul de Sac/Dead End, Fenced Yard, Park, School, School Bus Route
Accessibility Features
None
Other Structures
Gazebo, Shed

Building

Building Type
Detached
Building Style
2-Storey
Approx Age
16-30

Construction

Exterior Finish
Vinyl Siding, Brick
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
43.01 ft
Lot Depth
109.00 ft
Lot Size
43.01 x 120.01
Lot Size Code
43.01 x 120.01

Inclusions

Inclusions
fridge, dishwasher, stove, washer, dryer, over-the-range microwave, all existing light fixtures, all existing window coverings, gazebo on back deck, fireplace in living room, floating shelf in living room

Exclusions

Exclusions
deep freezer in garage, tv and mount in primary bedroom, tv and mount in living room, shelf in dining room

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
4
Total Garage And Parking Spaces
5

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Yes
Telephone
Yes

Bedrooms
3
Washrooms
3
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Kitchen—
    Main level
  • Dining Room—
    Main level
  • Living Room—
    Main level
  • Primary Bedroom—
    Second level, 4 Pc Ensuite
  • Bedroom 2—
    Second level
  • Bedroom 3—
    Second level
  • Recreation—
    Basement level
  • Office—
    Basement level
  • Laundry—
    Basement level

Washrooms

  • 2-piece, Main
  • 4-piece, Second
  • 3-piece, Basement

Municipality
Central Elgin
Neighbourhood
Rural Central Elgin
Main cross streets
HIGHWAY 3 & WELLINGTON RD
Zoning
R1
Directions
HIGHWAY 3 & WELLINGTON RD
Waterfront
None

MLS® number
X12253089
Data source
Toronto Regional Real Estate Board
Status change
2025-09-02
Listed on
2025-06-30
Days on market
64 days
Possession date
2025-08-29
Possession type
90+ days
Co-op commission
2% + hst
Seller
Listed by
SUTTON GROUP - SELECT REALTY

Home Market Value

Current home valuation for 42120 Mcbain Line, Central Elgin, Rural Central Elgin, Central Elgin, ON. Listed for $634,900

HOMEH Estimate

?

$575,903

Estimated Sales Range

?

$454,963 - $696,843

HOMEH Estimate for 42120 Mcbain Line, Central Elgin, Rural Central Elgin

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$575,903Medium confidence
Based on 11 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Central Elgin, ON
Minimum Down Payment Required:6.1%

5% on first $500K + 10% on $134,900 over $500K

Minimum down payment

$38,490

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$23,847$17,714$15,111$0
=Total mortgage
$620,018$589,124$554,776$507,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,027monthly$2,876monthly$2,709monthly$2,480monthly
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Land Transfer Tax

Provincial

$9,173

Total Land Transfer Tax

$9,173

Around this home

1/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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Monsignor Morrison

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2.8 /10

Arthur Voaden

Public·secondary·2.3km

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