Listed for:Listed 8 days ago
$565,000

601 St Andrew Street E

Centre Wellington (Fergus), ON N1M 1R8

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 601 St Andrew Street E, Centre Wellington, Fergus

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 601 St Andrew Street E, Centre Wellington, Fergus

Summarized Description

  • Historic charm with modern potential for renovation.
  • Large lot with mature trees and gardens.
  • Stunning views of the Grand River.
  • Flexible third bedroom can serve as an office.
  • Detached garage ideal for workshop space.
  • Close to downtown shopping and dining.
  • Potential for severance with R2 zoning.
  • Abundant natural light throughout the home.

Welcome to Tom Cottage, a circa 1837 property located on a premier large lot (95 X 127) in the quaint town of Fergus. Enjoy a country-like lifestyle surrounded by mature trees, perennial gardens and views of the Grand River. This idyllic location allows you to enjoy a quiet lifestyle but you can still walk downtown to shop or dine out. Come into the warm, cozy kitchen with all the charm of yesteryear and go out to the garden through the mudroom (laundry room) where you can putter all day in the garden and potting shed. The generous sized dining room, great for family dinners and entertaining, adjoins the kitchen. Step into the charming front room displaying the old wood cladding on the one wall. Large windows face east, west and south ushering an abundance of natural light and garden and river views. A flexible third bedroom/office and a four piece bathroom complete the main floor. Upstairs are two more pretty bedrooms featuring wide-plank pine flooring. An attached single car garage provides basement entry into the house while the detached 23' X 23' garage makes an ideal workshop for any handy person. John Black Public School is just up the road as is the Pierpoint Fly Fishing Nature Reserve, which provides free public access to the riverfront and walking trails. Move in and enjoy, renovate, add square footage, an ADU or build your dream home, this lot can accommodate all your plans (potential to sever with R2 zoning). Come explore all the possibilities!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,931
Land Transfer Tax Fee
$7,775

Rental Items

Rental Equipment
Hot water heater (Reliance) and Water Softener (Culligan)

Basement Type
Partial Basement, Walk-Out

Interior Features

Interior Extras
Carpet Free
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None
Property Features
River/Stream, School

Building

Building Type
Detached
Building Style
1 1/2 Storey

Construction

Exterior Finish
Wood
Roof
Asphalt Shingle
Foundation Details
Stone
Special Designation
Unknown

Lot

Lot Front
96.66 ft
Lot Depth
127.00 ft
Lot Shape
Rectangular

Inclusions

Inclusions
Refrigerator, stove, dishwasher, washer, dryer, large freezer in basement (all in "as is" condition)

Exclusions

Exclusions
Small upright freezer in the basement.

Parking & Garages

Garage Type
Detached
Garage Spaces
2
Parking Spaces
4
Total Garage And Parking Spaces
7

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Well
Sewers
Septic

Bedrooms
3
Washrooms
1
Kitchens
1

Room sizes

  • Living Room—
    Main level
  • Bathroom—
    Main level
  • Dining Room—
    Main level
  • Kitchen—
    Main level
  • Bedroom—
    Main level
  • Primary Bedroom—
    Second level
  • Bedroom 3—
    Second level
  • Utility Room—
    Basement level
  • Laundry—
    Main level

Washrooms

  • 4-piece

Municipality
Centre Wellington
Neighbourhood
Fergus
Main cross streets
Gartshore St.
Directions
Corner of St. Andrews St. E. and Tom St.

MLS® number
X14101676
Data source
Toronto Regional Real Estate Board
Listed on
2026-10-16
Updated on
2026-10-22
Days on market
8 days
Possession type
60-89 days
Co-op commission
2
Seller
Listed by
Royal LePage Royal City Realty

Home Market Value

Current home valuation for 601 St Andrew Street E, Centre Wellington, Fergus, Centre Wellington, ON. Listed for $565,000

HOMEH Estimate

?

$555,677

Estimated Sales Range

?

$333,406 - $777,948

HOMEH Estimate for 601 St Andrew Street E, Centre Wellington, Fergus

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$555,677Low confidence
Based on 4 comparable properties
+ $9,323 (2%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Centre Wellington, ON
Minimum Down Payment Required:5.6%

5% on first $500K + 10% on $65,000 over $500K

Minimum down payment

$31,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$21,334$15,764$13,447$0
=Total mortgage
$554,694$524,264$493,697$452,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,708monthly$2,560monthly$2,410monthly$2,207monthly
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Land Transfer Tax

Provincial

$7,775

Total Land Transfer Tax

$7,775

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