108 James Street E
Cobourg, ON K9A 1H3
- 3+1Bedrooms
- 2Bathrooms
- 1Garage
- 1100–1500Sq Ft
- $4,089Tax
- 40×128 ftLot Size
Estimated Value:$783,757See Free Estimate Report
Sale & Price History for 108 James Street E, Cobourg
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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About 108 James Street E, Cobourg
Summarized Description
- Move-in ready vintage bungalow in Cobourg.
- Fully finished lower level with potential suite.
- Private fenced backyard with mature gardens.
- Modern kitchen with quartzite counters.
- Convenient main floor laundry near kitchen.
- Large windows for natural light.
- Located near downtown and the beach.
- Fresh curb appeal with limewash finish.
PREMIER COLLEGE St & JAMES St E LOCATION! One of Cobourg's most desired areas among Century & Vintage homes, Old growth Trees & Pretty landscaped Gardens. Stroll to Downtown shops, Victoria Park, the Beach, Marina, Yacht Club along the Lake Ontario Boardwalk & Esplanade. Enjoy the Farmer's Market or your favourite shops & dining. A mid-century modern all-brick, well-renovated c.1958 Bungalow. 3+1BR & 2Baths. 1425 sq ft on MN FL PLUS a finished LL. *Potential for separate LL Apt. with a R/In Kitchen,1 BR, Living Room, 3pce bath, Laundry room, Inter-wired Smoke Detectors, Fire-break Drywall provide a head start. (Buyer to apply & get permits with Town). Zoned R3. Private, fenced backyard is framed by mature trees & established perennial gardens: Cherry trees, Hydrangeas, Wisteria, Roses, Honeysuckle, Clematis, Mint, Lily of the Valley. Substantial interlock patios wrap the front, side & back of home for pleasant outdoor living. This is an alluring home in a lovely setting. Large, newer windows bring soft, natural light & pretty neighbourhood views. Rooms are back! FR DRs separate Living & Dining Rooms. A separate, bright Kitchen with natural stone quartzite counters, marble flooring, custom built wood cabinetry. Original oak strip floors dramatically stained black. Carpet free. A useful Laundry closet installed for ease on MN FL by kitchen. A fully finished LL offers a spacious Rec Room, 4th BR, 3-pc Slate & Glass-Tiled Bath, R/in Kitchen & a 2nd Lndry/Storage Rm. Pot lights & luxury vinyl lam flring for a modern, clean LL space. Access from inside garage or side entrance to downstairs. A Limewash stain treatment just completed over entire brick exterior adds curb appeal & a preserving, "brick-healthy" alternative to paint. Both Decks/Stairs just stained. Single Car Inset Garage + 3-Outdoor surface parking spaces. **LL ROUGHED-IN KITCHEN VIRTUALLY STAGED TO SHOW CABINETS, SINK, APPLS.** LOCATION, UPDATES, PRIVACY PLUS POTENTIAL for SECONDARY APT UNIT.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,089
- Land Transfer Tax Fee
- $12,253
- Basement Type
- Finished, Separate Entrance, Walk-Out, Walk-Up, Development Potential
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- In-Law Suite, Primary Bedroom - Main Floor, Storage, Upgraded Insulation, Water Heater Owned, Carpet Free
- View
- Garden
- Security Features
- Carbon Monoxide Detectors, Smoke Detector
- Fireplace/Stove
- No
- Fireplace Features
- Wood
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Landscaped, Patio
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 51-99
Construction
- Exterior Finish
- Brick Front
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 40.45 ft
- Lot Depth
- 128.13 ft
- Lot Size
- 5005
- Lot Shape
- Irregular
- Lot Size Code
- 40.45 x 128.13 (40.45 X 128.13)
Inclusions
- Inclusions
- $12, 000.00 Hunter Douglas Retractable Wand Blinds & Cellular Shades installed 2023. Roof Shingles & Roof Vents installed 2021. All Appls: Fridge, Stove, Vent Hood, Dishwasher, Microwave, Stackable Washer Dryer, Dryer in LL in as is condition. Electric Hot Water Tank Owned 2020. Newly installed windows & Screen Doors 2018. ESA for Electrical Panel. All new baths, flooring, plumbing, wiring for entire home in 2013. Vinyl Lam flooring & Pot Lights in LL 2021.
Exclusions
- Exclusions
- S/T & T/W NC307017 TOWN OF COBOURG Driveway to west side - allows neighbour on west to drive over to their parking area but it is part owned by this Property. A 4th Parking Spot is at end of that driveway.
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Water
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Available
- Telephone
- Available
- Bedrooms
- 3 + 1
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Bathroom1.83 x 3.05Main level
- Living Room3.96 x 5.18Main level
- Bedroom3.05 x 3.96Main level
- Kitchen3.35 x 3.35Main level
- Bedroom3.05 x 3.05Main level
- Primary Bedroom3.35 x 3.96Main level
- Bedroom 4—Lower level
- Laundry3.35 x 6.10Lower level
- Bathroom1.83 x 2.13Lower level
- Family Room3.96 x 6.71Lower level
Washrooms
- 4-piece, Main
- 3-piece, Lower
- Area
- Cobourg
- Municipality
- Cobourg
- Neighbourhood
- Cobourg
- Main cross streets
- College St & James St E
- Zoning
- R3
- Directions
- 401 to Division St Exit South to James St W East to James St East
- MLS® number
- X13858126
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-10-02
- Updated on
- 2026-10-15
- Days on market
- 13 days
- Possession type
- Immediate
- Co-op commission
- 2%
- Seller
- Listed by
- CENTURY 21 UNITED REALTY INC.
Home Market Value
Current home valuation for 108 James Street E, Cobourg, Cobourg, ON. Listed for $788,900
HOMEH Estimate
$783,757
Estimated Sales Range
$470,254 - $1,097,260
HOMEH Estimate for 108 James Street E, Cobourg
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $288,900 over $500K
$53,890
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $29,379 | $22,010 | $18,776 | $0 |
=Total mortgage | $763,845 | $732,020 | $689,341 | $631,120 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,729monthly | $3,574monthly | $3,366monthly | $3,081monthly |
Land Transfer Tax
$12,253
$12,253
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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