Listed for:Listed Jun 26, 2026
$559,000

371 John Street

Cobourg, ON K9A 3T4

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 371 John Street, Cobourg

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 371 John Street, Cobourg

Summarized Description

  • Prime Cobourg location near downtown and beach.
  • Fully renovated duplex with two rental units.
  • Ideal for investors or multi-generational living.
  • Front unit vacant for immediate occupancy.
  • Separate utilities for each unit.
  • Low-maintenance exterior and long-life shingles.
  • Attractive interlocking driveway for parking.

What if homeownership could be shared without sacrificing your own private living space? This renovated Cobourg duplex presents an exciting opportunity for two friends, siblings or family members to purchase together, with each co-owner occupying a separate, self-contained unit. Combining resources may help qualified buyers share the down payment, mortgage and ownership expenses while enjoying the independence of their own living space. Located steps from downtown Cobourg and the beach, the property features two updated units, separate hydro meters, separate furnaces and central air conditioning, a low-maintenance stucco exterior, long-life shingles and parking for two vehicles. An excellent option for co-ownership, multi-generational living or investment. Sold under one title. Co-ownership is subject to lender approval and independent legal, financial and tax advice.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,766
Land Transfer Tax Fee
$7,655

Rental Items

Rental Equipment
none

Basement Type
Partial Basement, Finished

Interior Features

Interior Extras
Accessory Apartment
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None
Property Features
Beach, Campground, Fenced Yard, Golf, Hospital

Building

Building Type
Detached
Building Style
1 1/2 Storey

Construction

Exterior Finish
Stucco (Plaster)
Roof
Asphalt Shingle
Foundation Details
Concrete Block, Stone
Special Designation
Unknown

Lot

Lot Front
35.00 ft
Lot Depth
156.00 ft

Inclusions

Inclusions
2 fridges, 2 stoves, 2 washers, 2 dryers

Exclusions

Exclusions
Tenants personal belongings.

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
2
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3 + 2
Washrooms
2
Kitchens
2

Room sizes

  • Foyer—
    Main level
  • Bedroom 2—
    Second level
  • Bedroom 2—
    Lower level
  • Kitchen—
    Main level
  • Bathroom—
    Main level
  • Dining Room—
    Main level
  • Kitchen—
    Main level, Combined w/Dining
  • Bathroom—
    Main level
  • Primary Bedroom—
    Main level
  • Living Room—
    Main level
  • Bedroom 3—
    Second level
  • Living Room—
    Main level
  • Bedroom—
    Lower level
  • Utility Room—
    Lower level
  • Laundry—
    Lower level
  • Other—
    Lower level

Washrooms

  • 4-piece
  • 4-piece

Municipality
Cobourg
Neighbourhood
Cobourg
Main cross streets
John St. & James St.
Directions
Division St. to James St. E to John St.

MLS® number
X13493110
Data source
Toronto Regional Real Estate Board
Listed on
2026-06-26
Updated on
2026-10-14
Days on market
122 days
Possession date
2026-07-15
Possession type
Immediate
Co-op commission
2.5% +HST
Seller
Listed by
COLDWELL BANKER - R.M.R. REAL ESTATE

Home Market Value

Current home valuation for 371 John Street, Cobourg, Cobourg, ON. Listed for $559,000

HOMEH Estimate

?

$588,714

Estimated Sales Range

?

$353,228 - $824,200

HOMEH Estimate for 371 John Street, Cobourg

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$588,714Low confidence
Based on 12 comparable properties
− $29,714 (5%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Cobourg, ON
Minimum Down Payment Required:5.5%

5% on first $500K + 10% on $59,000 over $500K

Minimum down payment

$30,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$21,108$15,596$13,304$0
=Total mortgage
$548,804$518,696$488,454$447,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,680monthly$2,533monthly$2,385monthly$2,183monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$7,655

Total Land Transfer Tax

$7,655

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0/100Minimal Transit
0/100Not rated
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