Open house
Sat, Oct 24·2:00 p.m.–4:00 p.m.(Public)
Listed for:Listed 26 days ago
$649,900

378 Anne Street

Cobourg, ON K9A 1G6

Semi-Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 378 Anne Street, Cobourg

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 378 Anne Street, Cobourg

Summarized Description

  • Completely renovated home with modern features.
  • Brand new electrical, plumbing, and HVAC systems.
  • Fully finished basement with separate entrance.
  • Large lot with mature apple trees.
  • Convenient main-floor powder room.
  • Easy commuting access via 401 and VIA Rail.
  • Close to beach and active lifestyle.
  • Move-in ready, no work required.

**Like-New Living in an Established Neighbourhood! **Step into the best of both worlds with this beautifully transformed home. Originally built in 1976, this home underwent a complete interior reconstruction in 2025 / 2026.You can enjoy total peace of mind in this 3 bedroom, 2 bath home knowing it has been outfitted with all **BRAND NEW MAJOR SYSTEMS**, including updated electrical (wiring and panel), modern plumbing, and high efficiency heating and cooling systems. Inside, you'll find a new and modern interior complete with fresh paint, luxury vinyl plank flooring, modern light fixtures, and a convenient main-floor powder room. The lower level offers a **FULLY FINISHED BASEMENT**, complete with separate entrance offering outstanding potential for an extra bedroom, home office, recreation room or future in-law suite. Outside, the home sits on a **LARGE LOT** featuring mature, fruit producing apple trees-giving you the rare advantage of brand-new interior quality paired with the deep lot sizes and the classic character of an established neighbourhood. Whether you are a retiree looking to downsize or a young family looking for more space to grow, you are not just purchasing a home, you are purchasing a community! With easy access to the 401 and the VIA Rail, commuting is easy! The real shining star is the proximity to the beach and the lifestyle a beach town brings - a place to stay active, social and healthy. Come see what easy living looks like! This home is ready to move in and enjoy, no work to be done.**Public OPEN HOUSE - Saturday October 3rd, 12PM - 1:30PM**

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,748
Land Transfer Tax Fee
$9,473

Rental Items

Rental Equipment
None

Basement Type
Finished, Separate Entrance

Interior Features

Laundry Level
Lower Level
Interior Extras
Ventilation System
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None
Other Structures
Shed, Gazebo

Building

Building Type
Semi-Detached
Building Style
2-Storey

Construction

Exterior Finish
Vinyl Siding, Brick
Roof
Asphalt Shingle
Foundation Details
Concrete
Special Designation
Unknown

Lot

Lot Front
30.00 ft
Lot Depth
301.91 ft

Inclusions

Inclusions
Kitchen Appliances - Fridge, Stove, OTR Microwave, Dishwasher, All Electric Light Fixtures (except the LED sconces in the primary bedroom), Bathroom Mirrors (2), All Window Blinds, Stackable Washer / Dryer, Pergola, Garden shed.

Exclusions

Exclusions
Seller's personal belongings and furniture as well as Coffee Station Table (in kitchen), BBQ (backyard), Floating and Decorative Wall Shelves, all Artwork and Decor items. **Negotiable** Portable Island (kitchen), Patio Furniture, Propane Fire Pit, Lawnmower, LED Wall Sconces (primary bedroom).

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
4
Total Garage And Parking Spaces
4

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes

Bedrooms
3
Washrooms
2
Kitchens
1
Family / bonus room
Yes

Washrooms

  • 2-piece, Main
  • 3-piece, Second

Municipality
Cobourg
Neighbourhood
Cobourg
Main cross streets
University Ave. E. and Anne St.
Directions
traveling south on Division St., turn left (east) onto University Ave. E., turn right (south) onto Anne St.

MLS® number
X13825774
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-24
Updated on
2026-10-20
Days on market
26 days
Possession date
2026-10-30
Possession type
30-59 days
Co-op commission
2.5
Seller
Listed by
ROYAL LEPAGE PROALLIANCE REALTY

Home Market Value

Current home valuation for 378 Anne Street, Cobourg, Cobourg, ON. Listed for $649,900

HOMEH Estimate

?

$740,410

Estimated Sales Range

?

$444,246 - $1,036,574

HOMEH Estimate for 378 Anne Street, Cobourg

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$740,410Low confidence
Based on 7 comparable properties
− $90,510 (12%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Cobourg, ON
Minimum Down Payment Required:6.2%

5% on first $500K + 10% on $149,900 over $500K

Minimum down payment

$39,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$24,384$18,132$15,468$0
=Total mortgage
$633,990$603,042$567,883$519,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,095monthly$2,944monthly$2,773monthly$2,539monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$9,473

Total Land Transfer Tax

$9,473

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