531 Shirley Street
Cobourg, ON K9A 2A4
- 3Bedrooms
- 1Bathroom
- 3Garage
- 700–1100Sq Ft
- $3,676Tax
- 52×89 ftLot Size
Estimated Value:$522,500See Free Estimate Report
This home has sold. It is no longer available.
Property not available for sale or for rent.
Sale & Price History for 531 Shirley Street, Cobourg
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-10-02 | 2025-10-11 | Login to See Prices | Sold | x12441053 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 531 Shirley Street, Cobourg
Nestled in a quiet location just steps from downtown Cobourg and the sandy shores of Victoria Beach, this charming bungalow offers endless potential. With its traditional layout, the home features 3 bedrooms, a functional kitchen, and a bright living spaceperfect for first-time buyers, downsizers, or investors alike. A separate side entrance opens the door to future possibilities, whether youre looking to add income potential or create a private in-law suite.The unfinished basement provides a blank canvas to design the space that suits your needsrec room, workshop, or additional living area. Upstairs, a fresh coat of paint will easily enhance the already inviting rooms, making it a wonderful opportunity to add your own style.The cozy footprint makes for a simple, manageable lifestyle while leaving room for your personal touch. Whether youre dreaming of a starter home, a smart investment, or a retreat close to the water, 531 Shirley St offers the best of small-town living in an unbeatable location. New Furnace (2025).
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,676
- Land Transfer Tax Fee
- $6,473
- Basement Type
- Full
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Primary Bedroom - Main Floor
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
- Other Structures
- Garden Shed
Building
- Building Type
- Detached
- Building Style
- Bungalow
Construction
- Exterior Finish
- Brick Front
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 51.50 ft
- Lot Depth
- 88.91 ft
- Lot Size
- 51.50 x (51.50 X As Per Deed)
- Lot Size Code
- 51.50 x (51.50 X As Per Deed)
Exclusions
- Exclusions
- Tenants belongings.
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 3
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Yes
- Bedrooms
- 3
- Washrooms
- 1
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Kitchen3.05 x 2.75Main level
- Other2.13 x 2.14Main level
- Living Room4.27 x 3.36Main level
- Primary Bedroom3.66 x 3.36Main level
- Bedroom2.44 x 3.05Main level
- Bedroom2.74 x 2.75Main level
- Laundry2.74 x 6.71Basement level
- Other4.58 x 2.13Basement level
- Other7.32 x 3.35Basement level
Washrooms
- 4-piece, Main
- Area
- Cobourg
- Municipality
- Cobourg
- Neighbourhood
- Cobourg
- Main cross streets
- Shirley St & Burhnam St
- Directions
- Shirley St & Burhnam St
- Waterfront
- None
- MLS® number
- X12441053
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-10-11
- Listed on
- 2025-10-02
- Days on market
- 9 days
- Possession type
- 60-89 days
- Co-op commission
- 2.75%***
- Seller
- Listed by
- Royal LePage Our Neighbourhood Realty
Home Market Value
Current home valuation for 531 Shirley Street, Cobourg, Cobourg, ON. Listed for $499,900
HOMEH Estimate
$522,500
Estimated Sales Range
$412,775 - $632,225
HOMEH Estimate for 531 Shirley Street, Cobourg
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$24,995
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $18,996 | $13,947 | $11,898 | $0 |
=Total mortgage | $493,901 | $463,857 | $436,813 | $399,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,411monthly | $2,265monthly | $2,133monthly | $1,953monthly |
Land Transfer Tax
$6,473
$6,473
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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