
128 Spruce Street
Collingwood, ON L9Y 3G7
- 4+5Bedrooms
- 6Bathrooms
- 4Garage
- 1500–2000Sq Ft
- $5,112Tax
- 46×166 ftLot Size
- Estimated Value:$690,303See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 128 Spruce Street, Collingwood
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-04-16 | 2025-06-23 | Login to See Prices | Terminated | s12087486 |
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About 128 Spruce Street, Collingwood
At nearly 4,000 sq.ft., this spacious raised bungalow offers amazing flexibility with a legal duplex status and triplex potential! The property features two 1,000 sq. ft. upper units, each with 2 bedrooms, 2 bathrooms, and rear deck access to a private, treed backyard. Perfect for investors or first-time buyers, the lower level is currently part of the right-side unit but can easily be transformed into a third unit--accessed via side stairs. The lower level already has plumbing roughed-in for a future kitchen, and currently includes 5 bedrooms and 2 full baths. Convert a bedroom into a kitchen to create a 4-bedroom apartment, or keep it as-is for additional space with 7 bedrooms, 4 bathrooms (right side upstairs + full lower level combined). The home currently has separate electricity meters, 1 water meter, and 1 gas meter. Outside, the front yard offers space for 4 vehicles, with plans to pave the gravel driveway in early May. The backyard will receive a makeover with fresh sod and a walk-out deck. This versatile property is perfect for seasoned investors, first-time buyers, or anyone looking to live in one unit while collecting rental income from others. Don't miss out on this incredible opportunity!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $5,112
- Land Transfer Tax Fee
- $16,375
Rental Items
- Rental Equipment
- N/A
- Under Contract
- None
- Basement Type
- Full, Finished with Walk-Out
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- In-Law Suite, Separate Heating Controls, Sump Pump, Carpet Free, Guest Accommodations, Primary Bedroom - Main Floor, Rough-In Bath, Separate Hydro Meter, Storage, Storage Area Lockers, Water Heater, Water Heater Owned, Water Meter
- View
- Garden, Trees/Woods
- Security Features
- Carbon Monoxide Detectors, Smoke Detector
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Hot Tub, Patio, Porch
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- Bungalow-Raised
- Approx Age
- 6-15
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 45.57 ft
- Lot Depth
- 165.86 ft
- Lot Size
- 0.171
- Lot Shape
- Irregular
Inclusions
- Inclusions
- 2 sets of kitchen appliances (refrigerator, stove, microwave, dishwasher), 2 sets of washer & dryers, 2 furnaces, 2 air conditioners and 2 hot water tanks (owned, gas powered).
Exclusions
- Exclusions
- Personal items
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 4
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Yes
- Telephone
- Yes
- Bedrooms
- 4 + 5
- Washrooms
- 6
- Kitchens
- 2
- Family / bonus room
- Yes
Room sizes
- Kitchen—Main level
- Living Room—Main level, Combined w/Dining
- Primary Bedroom—Main level, W/O To Deck
- Bathroom—Main level, 4 Pc Ensuite
- Bedroom—Main level
- Bathroom—Main level, 4 Pc Bath
- Kitchen—Main level
- Living Room—Main level, Combined w/Dining
- Primary Bedroom—Main level, W/O To Deck
- Bathroom—Main level, 4 Pc Ensuite
- Bedroom—Main level
- Bathroom—Main level, 4 Pc Bath
- Laundry—Main level
- Primary Bedroom—Lower level
- Living Room—Lower level
- Bedroom—Lower level
- Bedroom—Lower level
- Bathroom—Lower level, 4 Pc Bath
- Bathroom—Lower level, 4 Pc Bath
- Bedroom—Lower level
- Bedroom—Lower level
- Utility Room—Lower level
Washrooms
- 4-piece, Main
- 4-piece, Lower
- Municipality
- Collingwood
- Neighbourhood
- Collingwood
- Main cross streets
- Spruce & Second Streets
- Zoning
- R2
- Directions
- Highway 26 Westbound, turn left onto Spruce Street to #128 on your right hand side (west side).
- MLS® number
- S12087486
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-06-23
- Listed on
- 2025-04-16
- Days on market
- 68 days
- Possession date
- 2025-06-01
- Possession type
- 30-59 days
- Co-op commission
- 2.0% + tax
- Seller
- Listed by
- Chestnut Park Real Estate
Home Market Value
Current home valuation for 128 Spruce Street, Collingwood, Collingwood, ON. Listed for $995,000
HOMEH Estimate
$690,303
Estimated Sales Range
$414,182 - $966,424
HOMEH Estimate for 128 Spruce Street, Collingwood
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $495,000 over $500K
$74,500
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $36,815 | $27,761 | $23,681 | $0 |
=Total mortgage | $957,190 | $923,261 | $869,431 | $796,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $4,673monthly | $4,508monthly | $4,245monthly | $3,886monthly |
Land Transfer Tax
$16,375
$16,375
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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