
638 Oak Street
Collingwood, ON L9Y 2Z8
- 3+2Bedrooms
- 2Bathrooms
- 0Garage
- 700–1100Sq Ft
- $3,134Tax
- 56×102 ftLot Size
- Estimated Value:$657,000See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 638 Oak Street, Collingwood
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-06-12 | 2026-06-25 | Login to See Prices | Sold | s13437270 |
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About 638 Oak Street, Collingwood
Summarized Description
- Beautifully renovated bungalow with legal secondary suite.
- Ideal for families or rental income opportunities.
- Move-in ready with quality finishes throughout.
- Bright main level with hardwood and laminate flooring.
- Spacious backyard with front and rear decks.
- Close to Blue Mountain and Wasaga Beach.
- Turnkey living with numerous updates for peace of mind.
- Perfect for multi-generational living or investment.
Fantastic opportunity to own this beautifully renovated bungalow offering exceptional flexibility, income potential, and an unbeatable location close to Collingwood, Blue Mountain, and the beaches of Wasaga. Featuring 3+2 bedrooms and 2 full bathrooms, this move-in-ready home is ideal for families, multi-generational living, or buyers looking to offset expenses with rental income. The bright and inviting main level showcases quality finishes throughout, including hardwood, laminate, and porcelain tile flooring. The thoughtfully designed split-entry layout provides excellent separation of space, while the legal secondary suite in the lower level offers a second kitchen and private living area, making it perfect for extended family, guests, or as a self-contained income-generating apartment. Numerous updates provide peace of mind and true turnkey living, including newer flooring, interior doors and trim, LED pot lights, lifetime warranty windows, furnace, central air conditioning (installed 2024), and a roof replaced in 2017. Step outside to enjoy both front and rear decks overlooking the spacious backyard, complete with an 8' x 12' storage shed and plenty of room for children, pets, gardening, or entertaining family and friends. Ideally situated in a fabulous location close to shopping, schools, restaurants, trails, and everyday amenities, this home also places you just minutes from the ski hills of Blue Mountain and the sandy shores of Wasaga Beach. Whether you're searching for a family home with in-law capability or an investment opportunity with a legal second suite, this property truly offers the best of both worlds. Simply move in and enjoy!
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,134
- Land Transfer Tax Fee
- $8,455
Rental Items
- Rental Equipment
- None
- Under Contract
- None
- Basement Type
- Separate Entrance, Finished, Full, Walk-Up
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Accessory Apartment, In-Law Suite, Primary Bedroom - Main Floor, Storage, Sump Pump, Water Heater Owned
- View
- Garden
- Security Features
- Carbon Monoxide Detectors, Smoke Detector
- Fireplace/Stove
- Yes
- Fireplace Features
- Electric, Rec Room
- Elevator
- No
Exterior Features
- Exterior Extras
- Porch, Privacy, Year Round Living, Recreational Area
- Pool
- None
- Property Features
- Hospital, Golf, Library, Skiing, School, Public Transit
- Other Structures
- Shed
Building
- Building Type
- Detached
- Building Style
- Bungalow
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 56.00 ft
- Lot Depth
- 102.00 ft
- Lot Size
- 56.00 x 102.00
- Lot Size Code
- 56.00 x 102.00
Inclusions
- Inclusions
- 2 Fridges, 2 Stoves, Dishwasher, 2 Washer & Dryer (gas), Electric Fireplace in Basement, Hot Water Tank
Exclusions
- Exclusions
- None
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Yes
- Telephone
- Yes
- Bedrooms
- 3 + 2
- Washrooms
- 2
- Kitchens
- 2
Room sizes
- Kitchen20ft. 1in. X 12ft. 6in.Main level
- Living Room12ft. 10in. X 12ft. 6in.Main level
- Bedroom13ft. 10in. X 9ft. 4in.Main level
- Bedroom11ft. 6in. X 10ft. 3in.Main level
- Bedroom10ft. 10in. X 10ft. 2in.Main level
- Bathroom—Main level, 4Piece
- Living Room18ft. 0in. X 16ft. 10in.Basement level
- Kitchen9ft. 10in. X 9ft. 4in.Basement level
- Bedroom14ft. 8in. X 11ft. 6in.Basement level
- Bedroom13ft. 1in. X 10ft. 4in.Basement level
- Bathroom—Basement level, 4Piece
- Laundry9ft. 0in. X 7ft. 0in.Basement level
- Laundry—Main level
Washrooms
- 4-piece, Basement
- 4-piece, Main
- Municipality
- Collingwood
- Neighbourhood
- Collingwood
- Main cross streets
- Campbell & Oak Street
- Zoning
- RES
- Directions
- Campbell to Oak Street
- Waterfront
- None
- MLS® number
- S13437270
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-06-25
- Listed on
- 2026-06-12
- Days on market
- 13 days
- Possession type
- Immediate
- Co-op commission
- 2.5% + Tax
- Seller
- Listed by
- Royal LePage Locations North
Home Market Value
Current home valuation for 638 Oak Street, Collingwood, Collingwood, ON. Listed for $599,000
HOMEH Estimate
$657,000
Estimated Sales Range
$519,030 - $794,970
HOMEH Estimate for 638 Oak Street, Collingwood
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $99,000 over $500K
$34,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $22,546 | $16,712 | $14,256 | $0 |
=Total mortgage | $586,205 | $555,812 | $523,406 | $479,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,862monthly | $2,714monthly | $2,556monthly | $2,340monthly |
Land Transfer Tax
$8,455
$8,455
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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