Sold for:Sold Nov 17, 2025
$655,900

145 Garfield Street S

Gananoque, ON K7G 3G2

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 145 Garfield Street S, Gananoque

2025-10-14
2025-11-17
Sold
Price
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MLS#
x12462283
2025-09-08
2025-10-15
Terminated
Price
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2025-04-28
2025-08-05
Terminated
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 145 Garfield Street S, Gananoque

NEW LAMINATE FLOORING AND FRESHLY PAINTED. This 4 bedroom/3Bathroom raised bungalow is MOVE-IN READY awaiting your personal touches after new flooring in the living, dining and kitchen, accented with fresh painting on the main level. Let the sunshine in with enlarged windows facing a breathtaking 60+ acres of pathways and trails ideal for morning walks and sunset strolls! Enjoy ultimate tranquility and a higher quality of life living in a very desirable neighborhood in Gananoque in one of Ontario's most sought after waterfront communities known for its charm and beauty. Positioned on a spacious corner lot, this home includes a backyard deck that overlooks a garden oasis. This home is perfect for retirees with grandchildren, growing families, and first-time homebuyers looking for more value. Kingstonian's will receive more house for their budget made possible with the short drive to Kingston. The custom design is totally unique with multiple Bay windows and Octagon port windows to maximize ample sunlight. Enjoy the gas fireplace, radiant heating, multiple pot lights and surround sound speakers filling the living room with cathedral ceilings. The kitchen showcases ample cabinet space, island with double sinks and dishwasher, and 3 appliances, patio doors leading to the two-level backyard deck, ideal for BBQ's and morning coffee. The spacious master bedroom with walk-in closet and 3-piece ensuite with shower. The main level also includes the second bedroom with closet, 3 piece bathroom with shower, laundry room, and access to the two car garage and workshop. The lower level offers two additional bedrooms, family room, 4-piece bathroom, a large partly finished storage room and crawl space storage. Convenient central vacuum throughout the house. New roof shingles was done in 2019. Homes do not often come available on this street. Some photos virtually staged. Furnished rooms are no longer furnished.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$5,231
Land Transfer Tax Fee
$9,593

Rental Items

Rental Equipment
Hot Water Tank ($39.37/mth), Water Softener ($24.99/mth), Furnace Maintenance Plan ($94.99/mth), AC Protection Plan ($21.99/mth).

Basement Type
Partially Finished

Interior Features

Laundry Level
Main Level
Interior Extras
Auto Garage Door Remote, Central Vacuum, Countertop Range, Primary Bedroom - Main Floor, Storage, Water Heater, Water Softener, Workbench, Separate Heating Controls
View
Garden, Forest, Trees/Woods, Park/Greenbelt
Fireplace/Stove
Yes
Fireplace Features
Natural Gas, Living Room
Elevator
No

Exterior Features

Exterior Extras
Deck, Paved Yard, Privacy
Pool
None

Building

Building Type
Detached
Building Style
Bungalow-Raised
Approx Age
16-30

Construction

Exterior Finish
Aluminum Siding, Stone
Roof
Asphalt Shingle, Unknown
Foundation Details
Insulated Concrete Form, Poured Concrete
Special Designation
Unknown

Lot

Lot Front
62.27 ft
Lot Depth
132.56 ft
Lot Size
0.27 ac

Inclusions

Inclusions
Washer, dryer, fridge, stove, microwave, dishwasher, A/C, furnace, hot water tank, water softener, central vacuum, blinds, screens, mirrors, curtains, shelving, surround sound wall speakers, light fixtures.

Exclusions

Exclusions
Vehicle in the garage.

Parking & Garages

Garage Type
Attached
Garage Spaces
2
Parking Spaces
4
Total Garage And Parking Spaces
6

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Available
Telephone
Available

Bedrooms
4
Washrooms
3
Kitchens
1
Family / bonus room
Yes

Washrooms

  • 3-piece, Main
  • 3-piece, Main
  • 4-piece, Lower

Municipality
Gananoque
Neighbourhood
Gananoque
Main cross streets
Stone Street and King Street
Zoning
HR1HR2
Directions
From downtown, west on King Street to Garfield Street

MLS® number
X12462283
Data source
Toronto Regional Real Estate Board
Status change
2025-11-17
Listed on
2025-10-14
Days on market
34 days
Possession date
2025-11-01
Possession type
Immediate
Co-op commission
2.0 + HST
Seller
Listed by
EXIT REALTY MATRIX

Home Market Value

Current home valuation for 145 Garfield Street S, Gananoque, Gananoque, ON. Listed for $655,900

HOMEH Estimate

?

$700,500

Estimated Sales Range

?

$553,395 - $847,605

HOMEH Estimate for 145 Garfield Street S, Gananoque

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$700,500Medium confidence
Based on 4 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Gananoque, ON
Minimum Down Payment Required:6.2%

5% on first $500K + 10% on $155,900 over $500K

Minimum down payment

$40,590

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$24,609$18,300$15,610$0
=Total mortgage
$639,843$608,610$573,125$524,720
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,124monthly$2,972monthly$2,798monthly$2,562monthly
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Land Transfer Tax

Provincial

$9,593

Total Land Transfer Tax

$9,593

Around this home

2/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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6.3 /10

Linklater

Public·elementary·970m

9.0 /10

St Joseph's

Private·elementary·1.3km

6.4 /10

Gananoque

Public·secondary·1.6km

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