Sold for:Sold May 22, 2026
$489,000

40 Elm Street

Gananoque, ON K7G 2S7

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 40 Elm Street, Gananoque

2026-05-04
2026-05-22
Sold
Price
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MLS#
x13081100
2026-01-26
2026-05-04
Terminated
Price
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2025-08-20
2025-12-20
Expired
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 40 Elm Street, Gananoque

Summarized Description

  • Modern kitchen with large quartz island
  • Carpet-free floors throughout the house
  • Main-floor laundry for convenience
  • Private yard for outdoor gatherings
  • Unique finished attic space
  • Inground saltwater pool for relaxation
  • Updated systems and appliances
  • Affordable price under $500,000

If I asked you what you're looking for in a home, what would you say? A modern kitchen with a quartz island large enough to give your guests equal opportunity at the fancy cheese off your charcuteries board? Carpet-free floors throughout the whole house with no need for transitions? Main-floor laundry (because climbing stairs is overrated anyway) or a private yard where you can have conversations into the night that don't end up on tomorrow morning's neighbourhood Facebook feed? What about a secret staircase behind a closet door that opens up to additional finished attic space? Narnia vibes included. And if I told you all of this is possible for under $500,000--would it be enough to convince you to do a drive-by? Maybe no one knows you secretly check the MLS daily on your lunch break, convincing yourself this kind of opportunity no longer exists. But what if it actually does--and this is your chance to get in the market? And this house...it didn't just come to play. The big things are already done: a steel roof, two completely updated and swanky hexagon-tiled bathrooms, 200-amp electrical service, updated plumbing and windows, A/C (2022), an inground saltwater pool, a fully fenced yard, and parking for 6. So start the car and do the creepy drive-by first if you must. Then call up your friends. Book them for moving day. And stay.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,734
Land Transfer Tax Fee
$6,255

Rental Items

Rental Equipment
None

Basement Type
Full, Unfinished

Interior Features

Laundry Level
Main Level
Interior Extras
Carpet Free, Water Heater Owned
Security Features
Carbon Monoxide Detectors, Smoke Detector
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck, Porch Enclosed
Pool
Inground, Salt
Property Features
Fenced Yard, Marina, Park, Place Of Worship, School
Other Structures
Fence - Full, Shed

Building

Building Type
Detached
Building Style
2 1/2 Storey

Construction

Exterior Finish
Stucco (Plaster), Wood
Roof
Metal
Foundation Details
Unknown
Special Designation
Unknown

Lot

Lot Front
60.84 ft
Lot Depth
118.90 ft
Lot Shape
Irregular

Inclusions

Inclusions
Fridge, Stove, Dishwasher, Microwave, Washer, Dryer, Pool Accessories, Outside Furniture, Gazebo, Firepit

Exclusions

Exclusions
TV mount, chest freezer in porch, all window sheers

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
6
Total Garage And Parking Spaces
6

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Yes
Telephone
Yes

Bedrooms
3
Washrooms
2
Kitchens
1

Room sizes

  • Living Room—
    Main level
  • Kitchen—
    Main level
  • Dining Room—
    Main level
  • Bathroom—
    Main level, 2 Pc Bath
  • Primary Bedroom—
    Second level
  • Bedroom 2—
    Second level
  • Bedroom 3—
    Second level
  • Bathroom—
    Second level, 4 Pc Bath
  • Office—
    Third level

Washrooms

  • 4-piece, Second
  • 2-piece, Main

Municipality
Gananoque
Neighbourhood
Gananoque
Main cross streets
Elm street & King Street W
Directions
Take King St. West and turn on Elm Street
Waterfront
None

MLS® number
X13081100
Data source
Toronto Regional Real Estate Board
Status change
2026-05-22
Listed on
2026-05-04
Days on market
18 days
Possession date
2026-06-01
Possession type
30-59 days
Co-op commission
2% + HST
Seller
Listed by
ROYAL LEPAGE PROALLIANCE REALTY, BROKERAGE

Home Market Value

Current home valuation for 40 Elm Street, Gananoque, Gananoque, ON. Listed for $489,000

HOMEH Estimate

?

$387,750

Estimated Sales Range

?

$320,975 - $454,525

HOMEH Estimate for 40 Elm Street, Gananoque

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$387,750Low confidence
Based on 4 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Gananoque, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$24,450

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$18,582$13,643$11,638$0
=Total mortgage
$483,132$453,743$427,288$391,200
Amortization
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%
%
%
%
Payment frequency
=Mortgage payment
$2,359monthly$2,215monthly$2,086monthly$1,910monthly
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Land Transfer Tax

Provincial

$6,255

Total Land Transfer Tax

$6,255

Around this home

3/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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6.3 /10

Linklater

Public·elementary·760m

9.0 /10

St Joseph's

Private·elementary·1.1km

6.4 /10

Gananoque

Public·secondary·1.3km

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