2974 Island 1040
Georgian Bay (Baxter), ON P0E 1E0
- 3Bedrooms
- 1Bathroom
- 0Garage
- 1100–1500Sq Ft
- $2,654Tax
- 60×251 ftLot Size
Estimated Value:$536,807See Free Estimate Report
Sale & Price History for 2974 Island 1040, Georgian Bay, Baxter
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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About 2974 Island 1040, Georgian Bay, Baxter
Summarized Description
- Accessible only by boat for privacy.
- Large elevated deck with waterfront views.
- Spacious open living/dining/kitchen area.
- Recently updated with modern features.
- Ductless split unit for year-round comfort.
- Exposed rock area enhances outdoor charm.
- Ample grassy space for activities.
- Three cozy bedrooms for family or guests.
BY BOAT ONLY - Just a few short minutes in the boat and you'll arrive at this well-maintained cottage. Far more private than the frontage would suggest, this property is in a private inlet and is adjacent to an unopened road allowance which adds to the privacy. You'll enjoy basking in the sun on the large elevated South facing deck overlooking the waterfront. The cottage features a large open living/dining/kitchen area completely lined in pine for a warm feel. Much work and love has gone into freshening up the cottage and property. You will love the exposed rock area near the rear of the cottage and large grassy areas for outdoor activities. The new ductless split unit provides air conditioning for the hot days and heat for winter, spring and fall days. There are 3 bedrooms to wrap up the tour. Come see it right away.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $2,654
- Land Transfer Tax Fee
- $7,473
- Basement Type
- None
Interior Features
- Interior Extras
- Primary Bedroom - Main Floor, Water Heater Owned, Water Purifier
- View
- Bay, Water, Trees/Woods
- Fireplace/Stove
- Yes
- Fireplace Features
- Wood Stove
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Backs On Green Belt
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- 1 Storey/Apt
Construction
- Exterior Finish
- Wood
- Roof
- Shingles
- Foundation Details
- Piers
- Special Designation
- Unknown
Lot
- Lot Front
- 60.00 ft
- Lot Depth
- 251.00 ft
- Lot Size
- 1.57 ac
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 0
- Total Garage And Parking Spaces
- 0
Heating & Cooling
- Heat Source
- Electric
- Heat Type
- Heat Pump
- Air Conditioning
- Wall Unit(s)
- Water
- Other
- Sewers
- Septic
- Hydro
- Yes
- Telephone
- Available
- Bedrooms
- 3
- Washrooms
- 1
- Kitchens
- 1
Room sizes
- Living Room—Ground level
- Kitchen—Ground level, B/I Dishwasher
- Dining Room—Ground level
- Bedroom—Ground level
- Bedroom—Ground level
- Bedroom—Ground level
- Bathroom—Ground level, 3 Pc Bath
Washrooms
- 3-piece
- Municipality
- Georgian Bay
- Neighbourhood
- Baxter
- Main cross streets
- N/A
- Zoning
- SRI1 & FH1
- Directions
- By boat from local marinas to the inlet to the east of Big Dog Channel.
- Waterfront
- Direct
- MLS® number
- X12838472
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-03-03
- Updated on
- 2026-08-07
- Days on market
- 236 days
- Possession type
- Flexible
- Co-op commission
- 3% + HST
- Seller
- Listed by
- Royal LePage In Touch Realty
Home Market Value
Current home valuation for 2974 Island 1040, Georgian Bay, Baxter, Georgian Bay, ON. Listed for $549,900
HOMEH Estimate
$536,807
Estimated Sales Range
$424,078 - $656,527
HOMEH Estimate for 2974 Island 1040, Georgian Bay, Baxter
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $49,900 over $500K
$29,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $20,786 | $15,342 | $13,088 | $0 |
=Total mortgage | $540,441 | $510,252 | $480,503 | $439,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,639monthly | $2,491monthly | $2,346monthly | $2,148monthly |
Land Transfer Tax
$7,473
$7,473
Around this home
No schools found nearby
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