
109 3rd Concession Road
Greater Napanee, ON K7R 3K7
- 2+1Bedrooms
- 2Bathrooms
- 1Garage
- 1100–1500Sq Ft
- $5,547Tax
- 41×444 mLot Size
- Free EstimateSee Free Estimate Report
Sale & Price History for 109 3rd Concession Road, Greater Napanee, Greater Napanee
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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About 109 3rd Concession Road, Greater Napanee, Greater Napanee
Summarized Description
- Rare waterfront home on over 4 acres
- Extensively updated with modern features
- Bonus off-grid cottage at shoreline
- Panoramic views from large windows
- Fully finished lower level with rec room
- Multiple detached workshops and storage
- Private laneway leads to waterfront
- Large dock and kayak storage available
A truly rare offering with this extensively updated waterfront home on over 4 acres of land, complete with a bonus off-grid cottage right at the shoreline. Properties of this size, character, and versatility are almost impossible to find. The main home has been beautifully updated throughout. The gorgeous kitchen features a huge L-shaped granite island, ample cabinetry, and a propane stove, flowing seamlessly into the dining and living rooms where large panoramic windows capture stunning water views. Two comfortable bedrooms with generous closet space and an updated full bathroom complete the main level, with direct access to your covered 16x24 deck, the perfect spot to enjoy the view. The fully finished lower level offers incredible additional living space, including a large rec room, a huge bedroom with double walk-in closets, and a full bathroom with an enormous tiled walk-in shower. A bonus music room and another bonus room featuring a hot tub and bar create endless entertainment options. Walk out to your stamped concrete patio with direct propane BBQ hookup. Potential to reconfigure the layout to add bedrooms if needed. Outside, 4+ acres provide space to breathe, with multiple detached outbuildings currently used as workshops and storage. A separate private laneway leads directly to the waterfront and your very own bonus cottage with 2 beds with tongue and groove wall and ceiling, a large living room warmed by a cozy wood stove, insulation, and updated windows. The waterfront wraps around two sides, offering a viewing area deck, boat launch, a large dock into the inlet bay, and even a dedicated kayak storage building. Fish, swim, paddle, or simply soak it all in. Home, cottage, workshops, acreage, and water. This is a one of a kind property that must be seen to be fully appreciated.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $5,547
- Land Transfer Tax Fee
- $16,473
Rental Items
- Rental Equipment
- Propane Tanks
- Under Contract
- Propane Tank
- Basement Type
- Full, Finished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Water Softener, Water Treatment
- View
- Lake
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Landscaped, Patio
- Pool
- None
- Property Features
- Lake/Pond
- Other Structures
- Out Buildings
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 31-50
Construction
- Exterior Finish
- Brick, Stone
- Roof
- Metal
- Foundation Details
- Block
- Special Designation
- Unknown
Lot
- Lot Front
- 40.82 m
- Lot Depth
- 443.84 m
- Lot Size
- 4.11
Inclusions
- Inclusions
- Fridge, Stove, Dishwasher, Washer, Dryer, Hot Tub, Lower Level Fridge
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 5
Heating & Cooling
- Heat Source
- Propane
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Well
- Sewers
- Septic
- Natural Gas
- No
- Hydro
- Yes
- Cable
- No
- Telephone
- Available
- Bedrooms
- 2 + 1
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Office—Lower level
- Bedroom—Main level
- Living Room—Main level
- Kitchen—Main level
- Laundry—Lower level
- Primary Bedroom—Lower level
- Recreation—Lower level
- Other—Lower level
- Bathroom—Main level
- Dining Room—Main level
- Bathroom—Lower level
- Bedroom—Main level
- Other—Lower level
Washrooms
- 3-piece, Main
- 3-piece, Lower
- Municipality
- Greater Napanee
- Neighbourhood
- Greater Napanee
- Main cross streets
- South Shore Road and Third Concession Road
- Zoning
- SR
- Directions
- County Road 8 or Loyalist Parkway to South ShoreRoad to Third Concession Road
- Waterfront
- Direct
- MLS® number
- X13666604
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-08-12
- Updated on
- 2026-08-12
- Days on market
- 76 days
- Possession type
- Flexible
- Co-op commission
- 2%
- Seller
- Listed by
- RE/MAX FINEST REALTY INC., BROKERAGE
Home Market Value
Current home valuation for 109 3rd Concession Road, Greater Napanee, Greater Napanee, Greater Napanee, ON. Listed for $999,900
HOMEH Estimate
—
Estimated Sales Range
—
HOMEH Estimate for 109 3rd Concession Road, Greater Napanee, Greater Napanee
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $499,900 over $500K
$74,990
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $36,996 | $27,897 | $23,798 | $0 |
=Total mortgage | $961,903 | $927,807 | $873,713 | $799,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $4,696monthly | $4,530monthly | $4,266monthly | $3,906monthly |
Land Transfer Tax
$16,473
$16,473
Around this home
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