
108 Cedar Lane
Joly, ON P0A 1Z0
- 3Bedrooms
- 1Bathroom
- 2Garage
- 1100–1500Sq Ft
- $4,699Tax
- 103×190 ftLot Size
- Estimated Value:$487,794See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 108 Cedar Lane, Joly
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-10-02 | 2025-12-08 | Login to See Prices | Sold | x12440592 |
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About 108 Cedar Lane, Joly
Welcome to this warm and inviting 3-season chalet-style cottage, red pine-finished & tucked among the trees with an elevated view of Forest Lake. Not to mention stunning sunsets provided by western exposure. Surrounded by nature and outdoor adventure, this cozy retreat offers a classic cottage experience with space for family and guests to relax and recharge. With several kilometres of lake and river to explore, plus access to the South River & Algonquin Park - you'll love spending your days boating, canoeing, kayaking, or fishing. Inside, the main floor features an open-concept kitchen and living area, with large windows framing the natural surroundings. The kitchen offers ample space, a breakfast-bar island, and a dining area with views of the lake. The living room is warmed by a woodstove - one of two that serve as the primary heat source (both with updated WETT certifications) and is comfortably furnished (all furniture included; small staging/personal items not included - ask for excluded item list). Also on the main floor are two spacious bedrooms, each with bunk beds and a double bed. One includes a closet, and the other has a closet and in-suite washing machine. A 4-piece bathroom completes this level. The upper-level loft, with high ceilings and generous natural light, is currently used as the primary bedroom with sitting area. The walkout lower level is partially finished and features a Great Room with large windows and access to a screened-in sunroom/covered deck. This level also includes the utility room and a bonus room ready to be customized. A drain pipe for a toilet has been installed in the middle room (labeled storage on the floor plans), offering the potential to complete a second bathroom. Outside, natural meandering pathways wind through the trees to the shoreline, and the upper-level deck offers a lovely vantage point of the lake, nearby island, and surrounding Group of Seven-Style Scenery. EXTRA INFO AVAILABLE - ASK AGENT.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,699
- Land Transfer Tax Fee
- $8,375
Rental Items
- Rental Equipment
- None
- Under Contract
- None
- Basement Type
- Partially Finished, Walk-Out
Interior Features
- Interior Extras
- Air Exchanger, ERV/HRV, Water Heater Owned
- View
- Lake, Trees/Woods, Water
- Fireplace/Stove
- Yes
- Fireplace Features
- Living Room, Family Room, Wood Stove, Wood
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Clear View, Island, Lake/Pond, Cul de Sac/Dead End, Wooded/Treed, Part Cleared
- Other Structures
- Quonset
Building
- Building Type
- Detached
- Building Style
- Chalet
- Approx Age
- 16-30
Construction
- Exterior Finish
- Wood
- Roof
- Metal
- Foundation Details
- Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 103.00 ft
- Lot Depth
- 190.00 ft
- Lot Size
- 0.435
- Lot Shape
- Irregular
Inclusions
- Inclusions
- Quonset (Temporary Garage), Tin Boat, Canoe, Paddle Boat, 2 SUP Boards (by water & garage) and Kayak (garage), All furniture (All Couches-2 are Pullout, Chairs, Coffee Table-with storage-, All Beds), Blankets/Pillows (not including staging items), Stove, Dishwasher, Washer, 2 Fridges (Kitchen & Utility Room), Leftover Building Materials, Wood-Working Machines in Utility Room, Small hand/power tools under the stairs, Small TV, & VHS Tapes, Plug-in Heaters, Kitchen Contents (utensils, plates, cups, cookware, etc)
Exclusions
- Exclusions
- Staging Items, Small Personal Items, Chainsaws in the Temporary Garage(Quonset)
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 2
- Parking Spaces
- 3
- Total Garage And Parking Spaces
- 5
Heating & Cooling
- Heat Source
- Wood
- Heat Type
- Other
- Air Conditioning
- None
- Water
- Other
- Sewers
- Septic
- Natural Gas
- No
- Hydro
- Yes
- Bedrooms
- 3
- Washrooms
- 1
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Loft—Upper level, Overlooks Living
- Kitchen—Main level, Cathedral Ceiling(s), Breakfast Bar
- Dining Room—Main level, Cathedral Ceiling(s), Overlook Water
- Living Room—Main level, Cathedral Ceiling(s), Overlook Water, Fireplace
- Bedroom—Main level
- Bathroom—Main level, 4 Pc Bath
- Bedroom—Main level
- Recreation—Lower level, W/O To Sunroom, Fireplace
- Utility Room—Lower level
- Other—Lower level
- Other—Lower level
Washrooms
- 3-piece, Main
- Municipality
- Joly
- Neighbourhood
- Joly
- Main cross streets
- Cedar Lane & Forest Lake Rd
- Zoning
- SR
- Directions
- HWY 11, HWY 124, right on Union St, Left On Forest Lake Rd, left on Forest Lake Rd @ the Y, Left of Cedar Lane, Property on the left SOP.
- Waterfront
- Direct
- MLS® number
- X12440592
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-12-08
- Listed on
- 2025-10-02
- Days on market
- 67 days
- Possession type
- Immediate
- Co-op commission
- 2.5%
- Seller
- Listed by
- Coldwell Banker Thompson Real Estate
Home Market Value
Current home valuation for 108 Cedar Lane, Joly, Joly, ON. Listed for $595,000
HOMEH Estimate
$487,794
Estimated Sales Range
$341,456 - $634,132
HOMEH Estimate for 108 Cedar Lane, Joly
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $95,000 over $500K
$34,500
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $22,420 | $16,601 | $14,161 | $0 |
=Total mortgage | $582,910 | $552,101 | $519,911 | $476,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,846monthly | $2,696monthly | $2,538monthly | $2,324monthly |
Land Transfer Tax
$8,375
$8,375
Around this home
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