Listed for:Listed Jul 23, 2026
$549,900

27 Second Street

Kawartha Lakes (Fenelon), ON K0M 1N0

Detached House For Sale
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Sale & Price History for 27 Second Street, Kawartha Lakes, Fenelon

No listing history available

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About 27 Second Street, Kawartha Lakes, Fenelon

Summarized Description

  • Charming historic home with modern updates
  • Rare double lot in Sturgeon Point
  • Three spacious bedrooms and two bathrooms
  • Bright three-season sunroom for relaxation
  • Recent updates to roof, furnace, and hot water tank
  • Unfinished basement offers potential for customization
  • Close to beach, parks, and golf course
  • Opportunity to create your dream home

Discover the charm and character of this historic four-season home or cottage, ideally located in the highly sought-after community of Sturgeon Point. Set on a rare double lot, this spacious property blends the warmth of an original early-1900s cottage with a substantial 1980s addition, creating the perfect balance of timeless charm and modern living. Offering three generous bedrooms, two bathrooms, a bright three-season sunroom, and a full unfinished basement, this home is much larger than it appears from the street. Whether you're looking for a year-round residence or a family cottage, there's plenty of space to make it your own. Recent updates include the roof (2019), furnace (2023), hot water tank (2022), front porch (2025), along with some updated windows and doors, providing a solid foundation for your future improvements. With a little cosmetic updating, this property has the potential to truly shine. Enjoy the relaxed lifestyle that makes Sturgeon Point so special. Walk to the beach, waterfront park, golf course, and sailing club, all while being part of one of the Kawarthas' most friendly and historic communities. A rare opportunity to own a character-filled property on a generous lot in an exceptional location.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,504
Land Transfer Tax Fee
$7,473

Rental Items

Under Contract
Propane Tank

Basement Type
Full, Partially Finished

Interior Features

Laundry Level
Main Level
Interior Extras
In-Law Capability, Primary Bedroom - Main Floor
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Year Round Living
Pool
None
Property Features
Beach, Golf, Lake/Pond, Level, Place Of Worship, School Bus Route

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
100+

Construction

Exterior Finish
Board & Batten
Roof
Asphalt Shingle
Foundation Details
Block
Special Designation
Unknown

Lot

Lot Front
66.00 ft
Lot Depth
132.92 ft
Lot Shape
Other

Inclusions

Inclusions
Fridge, Stove, Chest Freezer, Dryer, Washer (as is)

Exclusions

Exclusions
Personal Items

Parking & Garages

Garage Type
Detached
Garage Spaces
0
Parking Spaces
3
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Propane
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Well
Sewers
Septic
Natural Gas
No
Hydro
Yes
Cable
Yes
Telephone
Available

Bedrooms
3
Washrooms
2
Kitchens
1

Room sizes

  • Dining Room—
    Main level
  • Recreation—
    Basement level
  • Laundry—
    Main level
  • Sunroom—
    Main level
  • Kitchen—
    Main level
  • Utility Room—
    Basement level
  • Bathroom—
    Main level
  • Primary Bedroom—
    Main level, 3 Pc Ensuite
  • Living Room—
    Main level
  • Bedroom 3—
    Main level
  • Bedroom 2—
    Main level
  • Foyer—
    Main level
  • Bathroom—
    Main level, 3 Pc Ensuite

Washrooms

  • 4-piece, Main
  • 3-piece, Main

Municipality
Kawartha Lakes
Neighbourhood
Fenelon
Main cross streets
Irene St/2nd St
Zoning
R1
Directions
Irene St/2nd St

MLS® number
X13597828
Data source
Toronto Regional Real Estate Board
Listed on
2026-07-23
Updated on
2026-08-17
Days on market
94 days
Possession type
Flexible
Co-op commission
2.5
Seller
Listed by
AFFINITY GROUP PINNACLE REALTY LTD.

Home Market Value

Current home valuation for 27 Second Street, Kawartha Lakes, Fenelon, Kawartha Lakes, ON. Listed for $549,900

HOMEH Estimate

?

$577,395

Estimated Sales Range

?

$456,142 - $698,648

HOMEH Estimate for 27 Second Street, Kawartha Lakes, Fenelon

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$577,395Medium confidence
Based on 14 comparable properties
− $27,495 (5%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Kawartha Lakes, ON
Minimum Down Payment Required:5.5%

5% on first $500K + 10% on $49,900 over $500K

Minimum down payment

$29,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$20,786$15,342$13,088$0
=Total mortgage
$540,441$510,252$480,503$439,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,639monthly$2,491monthly$2,346monthly$2,148monthly
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Land Transfer Tax

Provincial

$7,473

Total Land Transfer Tax

$7,473

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