
40 Wembley Drive
Kawartha Lakes (Somerville), ON K0M 1N0
- 3+1Bedrooms
- 2Bathrooms
- 1Garage
- 700–1100Sq Ft
- $4,281Tax
- 115×157 ftLot Size
- Free EstimateSee Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 40 Wembley Drive, Kawartha Lakes, Somerville
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-06-11 | 2026-09-30 | Login to See Prices | Expired | x13430050 |
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About 40 Wembley Drive, Kawartha Lakes, Somerville
Summarized Description
- Waterfront home with stunning sunset views
- Private retreat with western exposure
- Open concept main level with large windows
- Fully finished lower level with rec room
- Turnkey property, fully furnished
- Single-slip dry boathouse for storage
- Year-round access on a private road
- Recent updates including shingles and eavestroughs
Welcome to your private Four Mile Lake retreat. Tucked away in a quiet cove with desirable western exposure, this well-maintained 3+1 bedroom, 2 bathroom waterfront home offers the perfect blend of privacy, recreation, and year-round accessibility. Surrounded by mature trees and granite outcroppings, the property enjoys exceptional seclusion from neighbouring properties and the road while featuring a level waterfront lot ideal for family gatherings, lawn games, and outdoor entertaining. Enjoy endless days on the water with excellent boating, kayaking, paddleboarding, swimming, and easy personal boat launching right from your shoreline. The open concept main level features a bright kitchen, living, and dining area with large windows overlooking the lake, durable vinyl flooring, stainless steel appliances, a WETT-certified wood-burning fireplace, three spacious bedrooms, a 4-piece bathroom, and laundry hookups. Step outside to the elevated lakeside deck and take in stunning sunset views over the water while enjoying dinner with family and friends. The fully finished lower level offers additional living space with a rec room, fourth bedroom, 2-piece bathroom, utility room, and walkout access to the lower patio, plus the convenience of a built-in single-car garage. A single-slip dry boathouse provides excellent waterfront storage and features a loft space above, primed and ready to be transformed into a bunkie for guests or the kids. Recent updates include shingles (2017) and eavestroughs and downspouts (2023). Newly available fibre internet allows you to stay connected while enjoying cottage country living. Being sold fully furnished and turnkey, simply arrive, unpack, and start making memories from day one. Located on a privately maintained road with year-round access, this is an outstanding opportunity to enjoy everything Four Mile Lake has to offer.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,281
- Land Transfer Tax Fee
- $11,055
- Basement Type
- Finished with Walk-Out
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Primary Bedroom - Main Floor, Water Heater Owned, Water Treatment
- View
- Lake, Forest
- Fireplace/Stove
- Yes
- Fireplace Features
- Wood
- Elevator
- No
Exterior Features
- Exterior Extras
- Year Round Living, Deck, Privacy
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- 2-Storey
- Approx Age
- 31-50
Construction
- Exterior Finish
- Aluminum Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete Block
- Special Designation
- Unknown
Lot
- Lot Front
- 115.00 ft
- Lot Depth
- 157.00 ft
- Lot Size
- 0.369
- Lot Shape
- Irregular
Inclusions
- Inclusions
- Fridge, Stove, Microwave, Dock, All Furniture As Viewed, ELFs, Window Coverings
Exclusions
- Exclusions
- Personal Belongings
Parking & Garages
- Garage Type
- Built-In
- Garage Spaces
- 1
- Parking Spaces
- 6
- Total Garage And Parking Spaces
- 7
Heating & Cooling
- Heat Source
- Electric
- Heat Type
- Baseboard
- Air Conditioning
- None
- Water
- Well
- Sewers
- Septic
- Natural Gas
- No
- Hydro
- Yes
- Cable
- Available
- Telephone
- Available
- Bedrooms
- 3 + 1
- Washrooms
- 2
- Kitchens
- 1
- Family / bonus room
- Yes
Washrooms
- 4-piece, Main
- 2-piece, Lower
- Municipality
- Kawartha Lakes
- Neighbourhood
- Somerville
- Main cross streets
- Island Drive & Wembley Dr
- Zoning
- RR3
- Directions
- Follow Burnt River Rd To End, Turn Left On Island Dr, Turn Left On Wembley Dr, Property On Right. See Sign
- Waterfront
- Direct
- MLS® number
- X13430050
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-09-30
- Listed on
- 2026-06-11
- Days on market
- 111 days
- Possession type
- Flexible
- Co-op commission
- 2.5% Plus HST
- Seller
- Listed by
- ROYAL LEPAGE KAWARTHA LAKES REALTY INC.
Home Market Value
Current home valuation for 40 Wembley Drive, Kawartha Lakes, Somerville, Kawartha Lakes, ON. Listed for $729,000
HOMEH Estimate
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Estimated Sales Range
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HOMEH Estimate for 40 Wembley Drive, Kawartha Lakes, Somerville
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $229,000 over $500K
$47,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $27,235 | $20,339 | $17,350 | $0 |
=Total mortgage | $708,121 | $676,439 | $637,000 | $583,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,457monthly | $3,303monthly | $3,110monthly | $2,847monthly |
Land Transfer Tax
$11,055
$11,055
Around this home
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