Listed for:Listed Aug 13, 2026
$988,888

18 Loretta Drive

Niagara-on-the-Lake (Virgil), ON L0S 1T0

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 18 Loretta Drive, Niagara-on-the-Lake, Virgil

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 18 Loretta Drive, Niagara-on-the-Lake, Virgil

Summarized Description

  • 1,650 sq. ft. back-split home
  • Oversized corner lot for privacy
  • Private backyard with in-ground pool
  • Fully finished lower level for guests
  • Spacious rooms for family living
  • Convenient side entrance
  • Located in Wine Country
  • Close to all amenities

This beautiful 2477 sq. ft. of finished living space back-split is situated on an oversized corner lot, offering plenty of space and privacy. As you enter the foyer, you'll appreciate the beautiful sightlines and spacious feel throughout the home. The oversized rooms provide plenty of room for comfortable family living and entertaining. A convenient side entrance leads to a fully finished lower level, featuring 2 bedrooms, a bright recreation room, and a full bathroom-perfect for extended family, guests, or additional living space. Step outside into your private backyard oasis, complete with a beautiful in-ground pool, perfect for summer enjoyment and entertaining. Ideally located close to all amenities, this home offers the perfect opportunity to live in the heart of Wine Country and enjoy everything the area has to offer. Come see all that this exceptional property has to offer!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$5,346
Land Transfer Tax Fee
$16,253

Rental Items

Rental Equipment
Hot water heater
Under Contract
Hot Water Heater, Alarm System

Basement Type
Full

Interior Features

Interior Extras
Auto Garage Door Remote, In-Law Capability, Storage
Fireplace/Stove
No
Fireplace Features
Electric
Elevator
No

Exterior Features

Pool
Inground

Building

Building Type
Detached
Building Style
Other
Approx Age
0-5

Construction

Exterior Finish
Other
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
59.00 ft
Lot Depth
151.00 ft
Lot Size
59.00 x 151.00
Lot Size Code
59.00 x 151.00

Inclusions

Inclusions
Fridge, stove, dishwasher, washer, dryer, all light fixtures and all window coverings

Parking & Garages

Garage Type
Attached
Garage Spaces
2
Parking Spaces
4
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Yes
Telephone
Yes

Bedrooms
3 + 2
Washrooms
2
Kitchens
1

Room sizes

  • Family Room—
    Main level
  • Recreation—
    Lower level
  • Kitchen—
    Main level
  • Bathroom—
    Upper level
  • Laundry—
    Basement level
  • Living Room—
    Main level
  • Bedroom—
    Upper level
  • Bedroom 2—
    Upper level
  • Bedroom—
    Lower level
  • Bathroom—
    Lower level
  • Dining Room—
    Main level
  • Bedroom—
    Basement level
  • Bedroom 3—
    Upper level

Washrooms

  • 4-piece, Upper
  • 3-piece, Lower

Municipality
Niagara-on-the-Lake
Neighbourhood
Virgil
Main cross streets
NIAGARA STONE RD, RIGHT ON LINE ONE, RIGHT ON CASSELMAN BLVD. HOME ON CORNER OF CASSELMAN & LORETTA DR
Zoning
R1
Directions
Line 1 Road to Casselman Blvd. to Loretta Drive
Waterfront
None

MLS® number
X13669704
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-13
Updated on
2026-09-21
Days on market
75 days
Possession date
2026-09-30
Possession type
Flexible
Co-op commission
2.0%
Seller
Listed by
COLDWELL BANKER MOMENTUM REALTY, BROKERAGE

Home Market Value

Current home valuation for 18 Loretta Drive, Niagara-on-the-Lake, Virgil, Niagara-on-the-Lake, ON. Listed for $988,888

HOMEH Estimate

?

$940,930

Estimated Sales Range

?

$850,649 - $1,076,352

HOMEH Estimate for 18 Loretta Drive, Niagara-on-the-Lake, Virgil

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$940,930Low confidence
Based on 14 comparable properties
+ $47,958 (5%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Niagara-on-the-Lake, ON
Minimum Down Payment Required:7.5%

5% on first $500K + 10% on $488,888 over $500K

Minimum down payment

$73,889

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$36,589$27,590$23,536$0
=Total mortgage
$951,310$917,589$864,091$791,110
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$4,645monthly$4,480monthly$4,219monthly$3,863monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$16,253

Total Land Transfer Tax

$16,253

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