Listed for:Listed Mar 24, 2026
$2,749,000

119 Fire Route 89B

North Kawartha, ON K0L 1A0

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 119 Fire Route 89B, North Kawartha

No listing history available

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About 119 Fire Route 89B, North Kawartha

Summarized Description

  • Luxury home with five bedrooms and four and a half baths.
  • Stunning panoramic views of Jack Lake.
  • Gourmet kitchen with premium appliances.
  • Private suite with spa-inspired ensuite.
  • Heated pool and integrated hot tub.
  • Multiple outdoor areas for entertaining.
  • Generous guest accommodations throughout.
  • Ideal for year-round living or luxury retreat.

Experience refined waterfront living on beautiful Jack Lake in this exceptional five bedroom four and a half bath luxury home. Thoughtfully designed to capture elevated, panoramic lake views, this four season retreat blends upscale finishes with the relaxed elegance of cottage country. The main level features an open concept layout with soaring ceilings, expansive windows, and seamless flow to multiple outdoor entertaining areas. A gourmet kitchen with premium appliances and a large island anchors the space, ideal for hosting family and friends. The private primary suite offers stunning lake vistas, a spa-inspired ensuite, and walk-out access to a quiet balcony. Four additional bedrooms provide generous accommodations for guests, complemented by beautifully appointed bathrooms throughout. The lower level extends the living space with a bright recreation area, walk-out access, and plenty of room for gatherings, step outside to your own resort-style oasis. A heated inground swimming pool, integrated hot tub, and sun-drenched lounging terraces overlook the water, surrounded by mature trees and natural stone landscaping. A gentle path leads to the shoreline, offering clean swimming, excellent boating, and access to one of the Kawarthas' most desirable lakes. Designed for year-round comfort, this property includes modern utilities, ample parking, and storage for recreational gear. Whether as a full time residence or a luxury cottage escape, this home delivers an unmatched combination of privacy, craftsmanship, and breathtaking natural beauty on sought-after Jack Lake.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$12,318
Land Transfer Tax Fee
$55,200

Rental Items

Rental Equipment
Propane Tank(s)
Under Contract
None

Basement Type
Finished with Walk-Out, Walk-Out, Finished

Interior Features

Laundry Level
Lower Level
Interior Extras
Generator - Full, In-Law Capability, Primary Bedroom - Main Floor, Propane Tank, Storage Area Lockers, Water Heater Owned
View
Clear, Lake, Panoramic, Pool, Water
Security Features
Other
Fireplace/Stove
Yes
Fireplace Features
Family Room, Living Room, Propane, Rec Room, Wood
Elevator
No

Exterior Features

Exterior Extras
Deck, Landscaped, Patio, Year Round Living
Pool
Inground
Property Features
Lake/Pond, Marina, Place Of Worship, Rec./Commun.Centre, Terraced, Wooded/Treed

Building

Building Type
Detached
Building Style
2-Storey
Approx Age
16-30

Construction

Exterior Finish
Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Concrete Block, Poured Concrete
Special Designation
Unknown

Lot

Lot Front
162.00 ft
Lot Depth
434.50 ft
Lot Size
1.738
Lot Shape
Irregular

Inclusions

Inclusions
Most furniture, appliances, pots, pans, dishes, utensils, dock and BBQ

Exclusions

Exclusions
Boats and Marine Equipment, Tools on the property, Wall Hangings and Personal Effects.

Parking & Garages

Garage Type
Attached
Garage Spaces
3
Parking Spaces
15
Total Garage And Parking Spaces
18

Heating & Cooling

Heat Source
Propane
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Well
Sewers
Septic
Natural Gas
No
Hydro
Yes
Cable
No
Telephone
Available

Bedrooms
5
Washrooms
5
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Foyer—
    Main level
  • Living Room—
    Main level
  • Dining Room—
    Main level
  • Kitchen—
    Main level
  • Primary Bedroom—
    Main level
  • Sunroom—
    Main level
  • Sitting—
    Main level
  • Common Room—
    Main level
  • Den—
    Main level
  • Recreation—
    Lower level
  • Game Room—
    Lower level
  • Media Room—
    Lower level
  • Utility Room—
    Lower level
  • Laundry—
    Lower level
  • Exercise Room—
    Third level
  • Bedroom 2—
    Upper level
  • Bedroom 3—
    Upper level
  • Bedroom 4—
    Upper level
  • Bedroom 5—
    Upper level
  • Bathroom—
    Main level, 5 Pc Bath
  • Bathroom—
    Main level, 2 Pc Bath
  • Bathroom—
    Lower level, 4 Pc Bath
  • Bathroom—
    Upper level, 4 Pc Bath
  • Bathroom—
    Upper level, 4 Pc Bath
  • Living Room—
    Upper level
  • Other—
    Upper level

Washrooms

  • 5-piece, Main
  • 2-piece, Main
  • 4-piece, Lower
  • 4-piece, Upper

Municipality
North Kawartha
Neighbourhood
North Kawartha
Main cross streets
Jack Lake Road & Narrows Point Road (FR 89)
Zoning
SR
Directions
From Apsley ON take County Road 504 to right on Jack Lake Road to another right at Stop Sign to left on Narrows Point Road (FR89) to right on 89B to #119 on the left.
Waterfront
Direct

MLS® number
X12915056
Data source
Toronto Regional Real Estate Board
Listed on
2026-03-24
Updated on
2026-10-15
Days on market
216 days
Possession date
2026-06-01
Possession type
Flexible
Co-op commission
2.5% Plus HST
Seller
Listed by
RE/MAX COUNTRY CLASSICS LTD.

Home Market Value

Current home valuation for 119 Fire Route 89B, North Kawartha, North Kawartha, ON. Listed for $2,749,000

HOMEH Estimate

?

$3,101,952

Estimated Sales Range

?

$2,450,542 - $3,753,362

HOMEH Estimate for 119 Fire Route 89B, North Kawartha

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$3,101,952Medium confidence
Based on 3 comparable properties
− $352,952 (11%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

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North Kawartha, ON
Minimum Down Payment Required:20.0%

20% required for homes $1.5M or more

Minimum down payment

$549,800

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$0$0$0$0
=Total mortgage
$2,199,200$2,061,750$1,924,300$1,786,850
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$10,738monthly$10,067monthly$9,395monthly$8,724monthly
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Land Transfer Tax

Provincial

$55,200

Total Land Transfer Tax

$55,200

Around this home

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