Listed for:Listed Nov 6, 2025
$1,380,000

407 Bay Street

Orillia, ON L3V 3X5

Detached House For Sale
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Sale & Price History for 407 Bay Street, Orillia

No listing history available

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About 407 Bay Street, Orillia

Summarized Description

  • Custom-built home with exceptional craftsmanship and design.
  • Open-concept layout with a farmhouse-style kitchen.
  • In-ground pool and scenic backyard for family enjoyment.
  • Finished lower level with recreation room and wet bar.
  • Located near Lake Couchiching and recreational trails.
  • Extensively updated with premium finishes throughout.
  • Bright primary suite with ensuite bathroom.
  • Minutes away from downtown and local amenities.

Welcome to 407 Bay Street, Orillia - located in one of the city's most desirable neighbourhoods. This stunning custom-built 5-bedroom, 3.5-bath, two-storey home showcases exceptional craftsmanship, modern design, and high-end finishes throughout. The main level offers an open-concept dining area and a gorgeous farmhouse-style kitchen featuring a custom oak island, quartz countertops, floating shelves, and a pot filler. The living room boasts a beautiful brick accent wall and a gas fireplace, complemented by an office, 2-piece bath, and a spacious laundry/mudroom with garage access and a walkout to the rear deck. Upstairs, you'll find three bedrooms, including a bright primary suite with a 3-piece ensuite, plus an additional 4-piece bath. The fully finished lower level features a large recreation room with a gas fireplace, wet bar/kitchenette, walkout to the backyard, two additional bedrooms, a 3-piece bath, fitness area, utility room, and storage. The backyard is perfect for family enjoyment, backing onto scenic recreational trails and featuring an in-ground pool with a newer liner and concrete surround. This home has been extensively updated with premium finishes - custom millwork, built-in cabinetry, ship lap details, cedar accents, stunning tile work, upgraded fixtures, and elegant brass hardware. Additional updates include a metal roof, new main and second level windows, composite decking, Regal railing and more. Located across the street from Lake Couchiching, water access from Fittons Rd or Borland St, just minutes to downtown, Couchiching Beach Park, boat launch, shopping and more. A truly remarkable home that must be seen in person to be appreciated.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$9,887
Land Transfer Tax Fee
$24,075

Rental Items

Rental Equipment
Water Softner rented.
Under Contract
Water Softener

Basement Type
Apartment, Finished with Walk-Out, Full

Interior Features

Laundry Level
Main Level
Interior Extras
Auto Garage Door Remote, Countertop Range
View
Trees/Woods
Fireplace/Stove
Yes
Fireplace Features
Fireplace Insert, Natural Gas
Elevator
No

Exterior Features

Pool
Inground
Property Features
Beach, Fenced Yard, Golf, Hospital, Park, Public Transit

Building

Building Type
Detached
Building Style
2-Storey
Approx Age
51-99

Construction

Exterior Finish
Brick, Vinyl Siding
Roof
Metal
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
82.98 ft
Lot Depth
214.00 ft
Lot Size
0.39
Lot Shape
Rectangular

Inclusions

Inclusions
Fridge, Stove, Dishwashers x2, Washer, Dryer, Lower Level Bar Fridge, Window Coverings and Blinds.

Parking & Garages

Garage Type
Attached
Garage Spaces
2
Parking Spaces
6
Total Garage And Parking Spaces
6

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Yes
Telephone
Yes

Bedrooms
3 + 2
Washrooms
4
Kitchens
2
Family / bonus room
Yes

Room sizes

  • Kitchen—
    Main level
  • Dining Room—
    Main level
  • Living Room—
    Main level
  • Laundry—
    Main level
  • Office—
    Main level
  • Foyer—
    Main level
  • Bathroom—
    Main level
  • Primary Bedroom—
    Second level
  • Bathroom—
    Second level, 4 Pc Ensuite
  • Bedroom 2—
    Second level
  • Bedroom 3—
    Second level
  • Bathroom—
    Second level, 4 Pc Bath
  • Recreation—
    Basement level
  • Bedroom—
    Basement level
  • Bedroom—
    Basement level
  • Bathroom—
    Basement level
  • Kitchen—
    Basement level, B/I Bar

Washrooms

  • 2-piece, Main
  • 3-piece, Second
  • 4-piece, Second
  • 3-piece, Basement

Municipality
Orillia
Neighbourhood
Orillia
Main cross streets
Fittons & Bay
Zoning
R1
Directions
Fittons & Bay

MLS® number
S12515842
Data source
Toronto Regional Real Estate Board
Listed on
2025-11-06
Updated on
2026-08-14
Days on market
354 days
Possession date
2026-01-14
Possession type
Flexible
Co-op commission
2.5
Seller
Listed by
RE/MAX RIGHT MOVE

Home Market Value

Current home valuation for 407 Bay Street, Orillia, Orillia, ON. Listed for $1,380,000

HOMEH Estimate

?

$1,227,371

Estimated Sales Range

?

$1,046,723 - $1,348,147

HOMEH Estimate for 407 Bay Street, Orillia

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$1,227,371Low confidence
Based on 4 comparable properties
+ $152,629 (12%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Orillia, ON
Minimum Down Payment Required:8.2%

5% on first $500K + 10% on $880,000 over $500K

Minimum down payment

$113,000

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$50,674$38,502$32,844$0
=Total mortgage
$1,317,514$1,280,502$1,205,844$1,104,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$6,433monthly$6,252monthly$5,888monthly$5,390monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$24,075

Total Land Transfer Tax

$24,075

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