Listed for:Listed 18 days ago
$395,000

42 Willow Road

Otonabee-South Monaghan, ON K9J 0E1

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 42 Willow Road, Otonabee-South Monaghan

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 42 Willow Road, Otonabee-South Monaghan

Summarized Description

  • Charming 2-bedroom, 1-bathroom home on Otonabee River
  • Enjoy 108 feet of waterfront access
  • Detached 1.5-car garage for parking and storage
  • Cozy wood stove for winter warmth
  • Affordable lease at $3,000 annually
  • Ideal for downsizing or escaping city life
  • Four-season living with river views
  • Close to Peterborough for convenience

Discover an affordable opportunity to enjoy year-round waterfront living on the beautiful Otonabee River at 42 Willow! With 108 feet of waterfront, this charming 2-bedroom, 1-bathroom home offers a peaceful setting just a short drive from Peterborough. Featuring 895 square feet of living space, the home offers a comfortable, functional layout with a cozy wood stove and oil heating to keep you warm through the cooler months. Enjoy morning coffee overlooking the river, summer afternoons by the water, and quiet winter evenings beside the fire. A detached 1.5-car garage provides excellent space for parking, storage, or a workshop. Situated on privately leased land at just $3,000 annually, with 2026 property taxes of $1,528.71, this property offers an appealing alternative to traditional freehold waterfront ownership. Whether you're looking to downsize, escape the city, or settle into a quieter pace of life, this four-season home offers the opportunity to enjoy everything the Otonabee River has to offer, all year long!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$1,583
Land Transfer Tax Fee
$4,400

Rental Items

Under Contract
Hot Water Heater

Basement Type
Partial Basement

Interior Features

Laundry Level
Main Level
Interior Extras
Auto Garage Door Remote
View
River
Fireplace/Stove
Yes
Fireplace Features
Wood, Wood Stove
Elevator
No

Exterior Features

Exterior Extras
Deck
Pool
None
Property Features
Beach

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
51-99

Construction

Exterior Finish
Vinyl Siding
Roof
Metal
Foundation Details
Block
Special Designation
Unknown

Lot

Lot Front
100.00 ft
Lot Depth
135.00 ft

Inclusions

Inclusions
Fridge, Stove, Microwave, Washer, Dryer, Water dispenser, Garage Shelving

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
5
Total Garage And Parking Spaces
6

Heating & Cooling

Heat Source
Oil
Heat Type
Forced Air
Air Conditioning
None
Water
Other
Sewers
Septic

Bedrooms
2
Washrooms
1
Kitchens
1

Room sizes

  • Bathroom—
    Main level
  • Dining Room—
    Main level
  • Family Room—
    Main level
  • Living Room—
    Main level
  • Bedroom—
    Main level
  • Kitchen—
    Main level
  • Laundry—
    Main level
  • Bedroom—
    Main level

Washrooms

  • 3-piece, Main

Municipality
Otonabee-South Monaghan
Neighbourhood
Otonabee-South Monaghan
Main cross streets
Wallace Point Rd. to Driscoll Road
Directions
South on Wallace Point Rd, Right on Driscoll Rd. , Right on Matchett Line, left on Willow Rd.
Waterfront
Direct, WaterfrontCommunity

MLS® number
X13883102
Data source
Toronto Regional Real Estate Board
Listed on
2026-10-09
Updated on
2026-10-20
Days on market
18 days
Possession type
Immediate
Co-op commission
2.5
Seller
Listed by
MINCOM KAWARTHA LAKES REALTY INC.

Home Market Value

Current home valuation for 42 Willow Road, Otonabee-South Monaghan, Otonabee-South Monaghan, ON. Listed for $395,000

HOMEH Estimate

?

$414,750

Estimated Sales Range

?

$327,653 - $501,848

HOMEH Estimate for 42 Willow Road, Otonabee-South Monaghan

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$414,750Medium confidence
Based on 15 comparable properties
− $19,750 (5%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Otonabee-South Monaghan, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$19,750

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$15,010$11,021$9,401$0
=Total mortgage
$390,260$366,521$345,151$316,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$1,905monthly$1,790monthly$1,685monthly$1,543monthly
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Land Transfer Tax

Provincial

$4,400

Total Land Transfer Tax

$4,400

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