Listed for:Listed Dec 1, 2025
$850,000

495 King Street W

Prescott, ON K0E 1T0

Detached House For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 495 King Street W, Prescott

No listing history available

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About 495 King Street W, Prescott

Summarized Description

  • Historic stone home built in 1832.
  • Income potential as a seasonal Bed & Breakfast.
  • Stunning river views from the property.
  • Private fenced yard ideal for pets.
  • Self-contained apartment with rental income.
  • Spacious living areas with a large fireplace.
  • Close to recreational amenities and beach.
  • 3-car garage perfect for hobbies or business.

Historic 1832 Stone Home with River Views, Income Potential & Steps to the St. Lawrence - Live, eat, and sleep in history in this non-registered historic restored stone home, built in 1832 by Scottish sea captain John Rosamond. Just a short walk to the stunning St. Lawrence River with access to the river and beach, this unique property blends character, comfort, and convenience with year-round river views. Having operated as a seasonal Bed & Breakfast, this location is ideal for guests or personal enjoyment. Walk to the nearby sand beach, public pool, park, boat launch, and tennis courts. The front yard is private and fully fenced - perfect for pets-and the veranda offers a peaceful spot to sip your morning coffee while taking in the view. Inside, you're welcomed by a spacious living/sitting room. The formal dining room features a large fireplace (not used by the current owner), and a step down leads to the kitchen. Just off the kitchen is a flexible room that could serve as an office or den, and there's also a screened-in sunporch for relaxing evenings. A main-floor bedroom shares access to a 3-piece bath, great for guests or multigenerational living. Upstairs, you'll find three bedrooms and three bathrooms, including two en-suites, providing comfort and privacy for family or visitors. As a bonus, there's a self-contained 1-bedroom apartment with its own separate entrance that was rented for $1,100/month (all-inclusive), offering an opportunity for a steady income potential. For hobbyists or entrepreneurs, the nearly 1,200 sq ft, 3-car garage with its own electrical panel is a dream space for projects, collections, or even a small business. Don't miss your chance to own a piece of history in one of the most scenic and walkable locations by the river. Book your showing today!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$10,331
Land Transfer Tax Fee
$13,475

Rental Items

Rental Equipment
Hot Water Heater (Gas)

Basement Type
Apartment, Separate Entrance

Interior Features

Laundry Level
Main Level
Interior Extras
Carpet Free, In-Law Suite, Primary Bedroom - Main Floor
View
River, Water, Beach
Fireplace/Stove
Yes
Fireplace Features
Electric, Wood
Elevator
No

Exterior Features

Exterior Extras
Deck, Landscaped, Patio, Privacy, Porch Enclosed
Pool
None
Property Features
Beach, Fenced Yard, River/Stream, Waterfront
Other Structures
Shed

Building

Building Type
Detached
Building Style
2 1/2 Storey
Approx Age
100+

Construction

Exterior Finish
Stone
Roof
Shingles
Foundation Details
Stone
Special Designation
Unknown

Lot

Lot Front
74.23 ft
Lot Depth
203.09 ft
Lot Shape
Irregular

Inclusions

Inclusions
3 Fridges, 2 stoves, BI dishwasher, a washer, a dryer, All Light fixtures and fans, All window coverings and blinds, Garage opener, Shed

Exclusions

Exclusions
The old-style stove in kitchen

Parking & Garages

Garage Type
Detached
Garage Spaces
2
Parking Spaces
4
Total Garage And Parking Spaces
6

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
4
Washrooms
5
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Foyer—
    Main level
  • Living Room—
    Main level
  • Dining Room—
    Main level
  • Kitchen—
    Main level
  • Bathroom—
    Main level, 3 Pc Bath
  • Bedroom—
    Main level
  • Primary Bedroom—
    Second level
  • Bathroom—
    Second level, 4 Pc Ensuite
  • Bedroom 2—
    Second level
  • Bathroom—
    Second level, 3 Pc Ensuite
  • Bedroom 3—
    Second level
  • Bathroom—
    Second level, 4 Pc Bath
  • Sunroom—
    Main level

Washrooms

  • 3-piece
  • 4-piece

Municipality
Prescott
Neighbourhood
Prescott
Main cross streets
King Street and St ;awrence Street
Directions
Exit 716 off of 401 and head south on Edward Street till you come to King Street. At the light by TD Canada Trust, you will turn right, heading west. Corner of King Street West and St Lawrence St
Waterfront
Indirect

MLS® number
X12589980
Data source
Toronto Regional Real Estate Board
Listed on
2025-12-01
Updated on
2026-08-20
Days on market
328 days
Possession type
Other
Co-op commission
2.0%
Seller
Listed by
RE/MAX HOMETOWN REALTY INC

Home Market Value

Current home valuation for 495 King Street W, Prescott, Prescott, ON. Listed for $850,000

HOMEH Estimate

?

$899,399

Estimated Sales Range

?

$539,639 - $1,259,159

HOMEH Estimate for 495 King Street W, Prescott

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$899,399Low confidence
Based on 3 comparable properties
− $49,399 (5%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

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Prescott, ON
Minimum Down Payment Required:7.1%

5% on first $500K + 10% on $350,000 over $500K

Minimum down payment

$60,000

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$31,586$23,715$20,230$0
=Total mortgage
$821,236$788,715$742,730$680,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$4,010monthly$3,851monthly$3,626monthly$3,320monthly
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Land Transfer Tax

Provincial

$13,475

Total Land Transfer Tax

$13,475

Around this home

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