26 Elgin Street
Smiths Falls, ON K7A 3C4
- 3Bedrooms
- 1Bathroom
- 1Garage
- 700–1100Sq Ft
- $3,348Tax
- 66×95 ftLot Size
Estimated Value:$284,250See Free Estimate Report
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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 26 Elgin Street, Smiths Falls
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-10-21 | 2025-12-08 | Login to See Prices | Sold | x12474195 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 26 Elgin Street, Smiths Falls
Affordable brick two-storey home in a convenient Smiths Falls location close to parks, shops, and downtown amenities. This 3-bedroom, 1-bath property is ideal for first-time buyers, investors, or anyone seeking a manageable home with character and value. The main level features a bright living room, dining area, and functional kitchen with access to the backyard. Upstairs offers three bedrooms and a full bath. Window A/C, and municipal services provide comfort and ease of maintenance. The property includes a private driveway, fenced yard, and potential for outdoor entertaining or gardening. Centrally located within walking distance to schools, restaurants, and recreation. A great opportunity to own a detached home at an affordable price point in Smiths Falls.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,348
- Land Transfer Tax Fee
- $2,974
- Basement Type
- Unfinished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Carpet Free, Primary Bedroom - Main Floor
- Fireplace/Stove
- Yes
- Fireplace Features
- Natural Gas
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- 2-Storey
Construction
- Exterior Finish
- Brick
- Roof
- Other
- Foundation Details
- Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 65.60 ft
- Lot Depth
- 95.00 ft
- Lot Size
- 6565.98
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Furniture
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 1
- Parking Spaces
- 1
- Total Garage And Parking Spaces
- 1
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Other
- Air Conditioning
- Window Unit(s)
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Yes
- Telephone
- Yes
- Bedrooms
- 3
- Washrooms
- 1
- Kitchens
- 1
Room sizes
- Foyer—Main level
- Living Room—Main level
- Dining Room—Main level
- Kitchen—Main level
- Bedroom—Second level
- Bedroom—Second level
- Office—Second level
- Bathroom—Second level
Washrooms
- 3-piece
- Municipality
- Smiths Falls
- Neighbourhood
- Smiths Falls
- Main cross streets
- Elgin St & McGill St
- Zoning
- R3
- Directions
- Head southwest on County Rd 43 toward Meadowglen Cir, Turn right onto Mill St/County Rd 15/County Rd 43. Continue onto Queen St. Continue onto Elmsley St S. Continue on Chambers St. Take McGill St S to Elgin St W
- MLS® number
- X12474195
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-12-08
- Listed on
- 2025-10-21
- Days on market
- 48 days
- Possession type
- Flexible
- Co-op commission
- 2
- Seller
- Listed by
- REAL BROKER ONTARIO LTD.
Home Market Value
Current home valuation for 26 Elgin Street, Smiths Falls, Smiths Falls, ON. Listed for $299,900
HOMEH Estimate
$284,250
Estimated Sales Range
$224,557 - $343,943
HOMEH Estimate for 26 Elgin Street, Smiths Falls
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$14,995
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $11,396 | $8,367 | $7,138 | $0 |
=Total mortgage | $296,301 | $278,277 | $262,053 | $239,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $1,447monthly | $1,359monthly | $1,279monthly | $1,171monthly |
Land Transfer Tax
$2,974
$2,974
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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