Listed for:Listed Aug 4, 2026
$550,000

44 Carlisle Street

St. Catharines (Downtown), ON L2R 4H4

Detached House For Sale
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Sale & Price History for 44 Carlisle Street, St. Catharines, Downtown

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 44 Carlisle Street, St. Catharines, Downtown

Summarized Description

  • Mixed-use property in downtown St.
  • Catharines.
  • Zoned M2-92 for various business uses.
  • Versatile layout with residential income potential.
  • Updated A/C and well-maintained roof.
  • Exceptional walkability to local amenities.
  • Convenient access to transit and highways.
  • High-demand location for investors and entrepreneurs.
  • Opportunity for future redevelopment.

Positioned in the heart of downtown St. Catharines, this mixed-use opportunity offers flexibility, visibility, and long-term potential in one of the city's most active urban corridors. Zoned M2-92, the property lends itself to a variety of uses, making it an attractive option for investors, entrepreneurs, and business owners alike. Imagine operating your business from the main level, complete with space for offices, client reception, or professional services, while utilizing the upper floor as a residential apartment to generate additional income or provide convenient live-work accommodations. Originally built in 1910, the property offers generous principal rooms, 3 bedrooms, and 2 bathrooms across a versatile layout. Key updates include a waste stack replacement (2022), serviced A/C (2023), and a well-maintained roof. An environmental report is available for added peace of mind. Just steps from the Meridian Centre, home of the IceDogs and River Lions, the First Ontario Performing Arts Centre, downtown restaurants, cafés, and local shops, the location benefits from exceptional walkability and exposure. With convenient access to the downtown transit hub, GO Station, Highway 406, and the QEW, commuting throughout Niagara, Hamilton, and the GTA is effortless. Whether you're looking to establish your business, expand your portfolio, or explore future redevelopment possibilities, this is a unique opportunity in a high-demand downtown location.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,279
Land Transfer Tax Fee
$7,475

Basement Type
Full, Unfinished

Interior Features

Interior Extras
None
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None
Property Features
Arts Centre, Golf, Library, Park, School, Public Transit

Building

Building Type
Detached
Building Style
2-Storey

Construction

Exterior Finish
Vinyl Siding
Roof
Asphalt Shingle
Foundation Details
Unknown
Special Designation
Unknown

Lot

Lot Front
25.00 ft
Lot Depth
59.00 ft

Inclusions

Inclusions
Fridge, Stove, Washer, Dryer

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
2
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
2
Kitchens
1

Room sizes

  • Kitchen—
    Main level
  • Dining Room—
    Main level
  • Living Room—
    Main level
  • Bedroom—
    Second level
  • Bedroom 2—
    Second level
  • Bathroom—
    Main level, 2 Pc Bath
  • Bathroom—
    Second level, 4 Pc Bath
  • Bedroom 3—
    Second level
  • Other—
    Basement level

Washrooms

  • 2-piece, Main
  • 4-piece, Second

Municipality
St. Catharines
Neighbourhood
Downtown
Main cross streets
St Paul Street to Carlisle Street
Zoning
M2-92
Directions
St Paul to Carlisle

MLS® number
X13636042
Data source
Toronto Regional Real Estate Board
Listed on
2026-08-04
Updated on
2026-08-04
Days on market
82 days
Possession type
Immediate
Co-op commission
2%+HST
Seller
Listed by
ROYAL LEPAGE NRC REALTY

Home Market Value

Current home valuation for 44 Carlisle Street, St. Catharines, Downtown, St. Catharines, ON. Listed for $550,000

HOMEH Estimate

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Estimated Sales Range

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HOMEH Estimate for 44 Carlisle Street, St. Catharines, Downtown

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Catharines, ON
Minimum Down Payment Required:5.5%

5% on first $500K + 10% on $50,000 over $500K

Minimum down payment

$30,000

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$20,790$15,345$13,090$0
=Total mortgage
$540,540$510,345$480,590$440,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,639monthly$2,492monthly$2,346monthly$2,148monthly
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Land Transfer Tax

Provincial

$7,475

Total Land Transfer Tax

$7,475

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