Sold for:Sold Jul 15, 2026
$669,000

165 Thomas Street

St. Marys, ON N4X 1B9

Detached House SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 165 Thomas Street, St. Marys

2026-05-24
2026-07-15
Sold
Price
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MLS#
x13167788
2025-04-25
2025-11-30
Expired
Price
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2024-10-13
2024-12-15
Expired
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 165 Thomas Street, St. Marys

Summarized Description

  • Rare waterfront living in St.
  • Marys.
  • Three spacious bedrooms and two bathrooms.
  • Finished lower level ideal for guests.
  • Bright living areas with large windows.
  • Vaulted ceilings and hardwood floors.
  • Direct access to the Thames River.
  • Mature lot with expansive green space.
  • Exceptional lifestyle with picturesque views.

Nestled on an incredible 211 feet of River frontage, this beautiful three bedroom, two bathroom side split offers a rare opportunity to enjoy peaceful waterfront living right in the heart of St.Marys. Tucked away on a stunning mature lot, the property combines nature and timeless charm with thoughtful interior spaces. Inside you will find bright, welcoming living areas with large windows framing the picturesque views of the surrounding landscape. The kitchen features vaulted ceilings, crisp white cabinetry and seamless access to the spectacular sunroom-style dining space overlooking the river, backyard and brand new deck. Warm hardwood floors, stylish finishes and an inviting layout make this home ideal for both everyday living and entertaining. The spacious primary bedroom features a dramatic architectural window and tranquil views, while the finished lower level offers a third bedroom perfect for guests, family or home office. Step outside and experience the true highlight of this property, the breathtaking Thames River. Towering mature trees, expansive green space and direct water views/access create a peaceful retreat unlike anything else in town. Whether enjoying with your friends or relaxing by the water, this property offers an exceptional lifestyle. A rare waterfront gem in one of St. Marys' most desirable locations.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,067
Land Transfer Tax Fee
$9,855

Rental Items

Rental Equipment
Hot water heater
Under Contract
Hot Water Heater

Basement Type
Partially Finished

Interior Features

Laundry Level
Lower Level
Interior Extras
Sump Pump, Water Softener, Water Meter
View
River, Park/Greenbelt
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck
Pool
None
Property Features
Greenbelt/Conservation, Park, River/Stream, Wooded/Treed, Waterfront
Other Structures
Garden Shed

Building

Building Type
Detached
Building Style
Sidesplit
Approx Age
100+

Construction

Exterior Finish
Other, Stone
Roof
Asphalt Shingle
Foundation Details
Concrete, Stone
Special Designation
Unknown

Lot

Lot Front
210.51 ft
Lot Depth
172.02 ft
Lot Size
37792.05
Lot Shape
Irregular

Inclusions

Inclusions
Fridge, Stove, Dishwasher, washer, dryer, water softener, garden shed, sump pump, all attached drapery hardware and mirrors

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
6
Total Garage And Parking Spaces
6

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes

Bedrooms
2 + 1
Washrooms
2
Kitchens
1

Room sizes

  • Living Room—
    Ground level
  • Bathroom—
    Ground level, 4 Pc Bath
  • Kitchen—
    Ground level
  • Dining Room—
    Ground level
  • Primary Bedroom—
    Second level
  • Bedroom 2—
    Second level
  • Bathroom—
    Second level, 3 Pc Bath
  • Bedroom 3—
    Lower level
  • Laundry—
    Lower level

Washrooms

  • 3-piece, In Between
  • 4-piece, Ground

Municipality
St. Marys
Neighbourhood
St. Marys
Main cross streets
Park St
Zoning
R1-2FP
Directions
Water Street S, West on Park, Left on Thomas. house on Left
Waterfront
Direct

MLS® number
X13167788
Data source
Toronto Regional Real Estate Board
Status change
2026-07-15
Listed on
2026-05-24
Days on market
52 days
Possession date
2026-06-08
Possession type
Immediate
Co-op commission
2%+HST
Seller
Listed by
Peak Select Realty Inc

Home Market Value

Current home valuation for 165 Thomas Street, St. Marys, St. Marys, ON. Listed for $669,000

HOMEH Estimate

?

$626,750

Estimated Sales Range

?

$556,997 - $696,503

HOMEH Estimate for 165 Thomas Street, St. Marys

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$626,750Low confidence
Based on 11 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Marys, ON
Minimum Down Payment Required:6.3%

5% on first $500K + 10% on $169,000 over $500K

Minimum down payment

$41,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$25,074$18,665$15,922$0
=Total mortgage
$651,927$620,765$584,572$535,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,183monthly$3,031monthly$2,854monthly$2,613monthly
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Land Transfer Tax

Provincial

$9,855

Total Land Transfer Tax

$9,855

Around this home

3/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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7.1 /10

Little Falls

Public·elementary·680m

7.3 /10

St. Marys

Public·secondary·1.1km

7.1 /10

Holy Name of Mary

Private·elementary·1.2km

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