
165 Thomas Street
St. Marys, ON N4X 1B9
- 2+1Bedrooms
- 2Bathrooms
- 0Garage
- 1100–1500Sq Ft
- $4,067Tax
- 211×172 ftLot Size
- Estimated Value:$626,750See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 165 Thomas Street, St. Marys
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About 165 Thomas Street, St. Marys
Summarized Description
- Rare waterfront living in St.
- Marys.
- Three spacious bedrooms and two bathrooms.
- Finished lower level ideal for guests.
- Bright living areas with large windows.
- Vaulted ceilings and hardwood floors.
- Direct access to the Thames River.
- Mature lot with expansive green space.
- Exceptional lifestyle with picturesque views.
Nestled on an incredible 211 feet of River frontage, this beautiful three bedroom, two bathroom side split offers a rare opportunity to enjoy peaceful waterfront living right in the heart of St.Marys. Tucked away on a stunning mature lot, the property combines nature and timeless charm with thoughtful interior spaces. Inside you will find bright, welcoming living areas with large windows framing the picturesque views of the surrounding landscape. The kitchen features vaulted ceilings, crisp white cabinetry and seamless access to the spectacular sunroom-style dining space overlooking the river, backyard and brand new deck. Warm hardwood floors, stylish finishes and an inviting layout make this home ideal for both everyday living and entertaining. The spacious primary bedroom features a dramatic architectural window and tranquil views, while the finished lower level offers a third bedroom perfect for guests, family or home office. Step outside and experience the true highlight of this property, the breathtaking Thames River. Towering mature trees, expansive green space and direct water views/access create a peaceful retreat unlike anything else in town. Whether enjoying with your friends or relaxing by the water, this property offers an exceptional lifestyle. A rare waterfront gem in one of St. Marys' most desirable locations.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,067
- Land Transfer Tax Fee
- $9,855
Rental Items
- Rental Equipment
- Hot water heater
- Under Contract
- Hot Water Heater
- Basement Type
- Partially Finished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Sump Pump, Water Softener, Water Meter
- View
- River, Park/Greenbelt
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck
- Pool
- None
- Property Features
- Greenbelt/Conservation, Park, River/Stream, Wooded/Treed, Waterfront
- Other Structures
- Garden Shed
Building
- Building Type
- Detached
- Building Style
- Sidesplit
- Approx Age
- 100+
Construction
- Exterior Finish
- Other, Stone
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete, Stone
- Special Designation
- Unknown
Lot
- Lot Front
- 210.51 ft
- Lot Depth
- 172.02 ft
- Lot Size
- 37792.05
- Lot Shape
- Irregular
Inclusions
- Inclusions
- Fridge, Stove, Dishwasher, washer, dryer, water softener, garden shed, sump pump, all attached drapery hardware and mirrors
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 6
- Total Garage And Parking Spaces
- 6
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Bedrooms
- 2 + 1
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Living Room—Ground level
- Bathroom—Ground level, 4 Pc Bath
- Kitchen—Ground level
- Dining Room—Ground level
- Primary Bedroom—Second level
- Bedroom 2—Second level
- Bathroom—Second level, 3 Pc Bath
- Bedroom 3—Lower level
- Laundry—Lower level
Washrooms
- 3-piece, In Between
- 4-piece, Ground
- Municipality
- St. Marys
- Neighbourhood
- St. Marys
- Main cross streets
- Park St
- Zoning
- R1-2FP
- Directions
- Water Street S, West on Park, Left on Thomas. house on Left
- Waterfront
- Direct
- MLS® number
- X13167788
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-07-15
- Listed on
- 2026-05-24
- Days on market
- 52 days
- Possession date
- 2026-06-08
- Possession type
- Immediate
- Co-op commission
- 2%+HST
- Seller
- Listed by
- Peak Select Realty Inc
Home Market Value
Current home valuation for 165 Thomas Street, St. Marys, St. Marys, ON. Listed for $669,000
HOMEH Estimate
$626,750
Estimated Sales Range
$556,997 - $696,503
HOMEH Estimate for 165 Thomas Street, St. Marys
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $169,000 over $500K
$41,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $25,074 | $18,665 | $15,922 | $0 |
=Total mortgage | $651,927 | $620,765 | $584,572 | $535,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,183monthly | $3,031monthly | $2,854monthly | $2,613monthly |
Land Transfer Tax
$9,855
$9,855
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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