Listed for:Listed 28 days ago
$569,900

32 Charter Creek Court

St. Thomas, ON N5R 0L2

Freehold Townhouse For Sale
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031
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Sale & Price History for 32 Charter Creek Court, St. Thomas

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 32 Charter Creek Court, St. Thomas

Summarized Description

  • Located on a quiet cul-de-sac with no rear neighbours.
  • Ideal for first-time buyers, downsizers, and investors.
  • Carpet-free main floor with a cozy fireplace.
  • Primary suite features two closets and a 3-piece ensuite.
  • Finished basement includes an extra bedroom and bathroom.
  • Murphy bed for guests converts to a sitting room.
  • Double-wide driveway accommodates two large SUVs.
  • No condo fees, enhancing affordability and value.

Quiet cul-de-sac. No rear neighbours. No condo fees. This freehold townhome works for first-time buyers, downsizers and investors alike. Enjoy a carpet-free main floor, a cozy fireplace, and a primary suite with two closets and a 3-piece ensuite. The kitchen has a gas stove, water-and-ice fridge, and pull-out drawers and racks for pots and pans. A Murphy bed with its own outlet and light switch is ready for overnight guests, then folds up quickly to create a sitting room or home office. Downstairs, the finished basement has a bedroom, a third bathroom and a family room. Lots of storage, plus a double-wide driveway that fits two large SUVs. Appliances included. Two lawn mowers and garden tools negotiable.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$3,702
Land Transfer Tax Fee
$7,873

Rental Items

Rental Equipment
Hot Water Tank

Basement Type
Finished, Full

Interior Features

Laundry Level
Main Level
Interior Extras
In-Law Capability, Primary Bedroom - Main Floor, ERV/HRV, Sump Pump
Fireplace/Stove
Yes
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Freehold Townhouse
Building Style
Bungalow

Construction

Exterior Finish
Brick, Vinyl Siding
Roof
Shingles
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
26.42 ft
Lot Depth
118.78 ft

Inclusions

Inclusions
Fridge, Stove, Dishwasher, Washer and Dryer

Exclusions

Exclusions
None

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
2
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
2 + 1
Washrooms
3
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Living Room—
    Main level
  • Primary Bedroom—
    Main level
  • Bathroom—
    Main level, 3 Pc Bath
  • Bathroom—
    Lower level, 4 Pc Bath
  • Bedroom 2—
    Main level
  • Family Room—
    Lower level
  • Kitchen—
    Main level
  • Bedroom 3—
    Lower level
  • Bathroom—
    Main level, 4 Pc Ensuite

Washrooms

  • 4-piece, Main
  • 3-piece, Main
  • 4-piece, Basement

Municipality
St. Thomas
Neighbourhood
St. Thomas
Main cross streets
Peach Tree & Southdale
Zoning
R3A
Directions
Heading East on Southdale, Turn Left On Peach Tree Then Right On Chart Creek

MLS® number
X13841704
Data source
Toronto Regional Real Estate Board
Listed on
2026-09-29
Updated on
2026-09-29
Days on market
28 days
Possession date
2027-01-01
Possession type
60-89 days
Co-op commission
2%
Seller
Listed by
ROYAL LEPAGE TRILAND REALTY

Home Market Value

Current home valuation for 32 Charter Creek Court, St. Thomas, St. Thomas, ON. Listed for $569,900

HOMEH Estimate

?

$518,191

Estimated Sales Range

?

$409,371 - $627,011

HOMEH Estimate for 32 Charter Creek Court, St. Thomas

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$518,191Medium confidence
Based on 4 comparable properties
+ $51,709 (10%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
St. Thomas, ON
Minimum Down Payment Required:5.6%

5% on first $500K + 10% on $69,900 over $500K

Minimum down payment

$31,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$21,497$15,900$13,564$0
=Total mortgage
$558,913$528,810$497,979$455,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,729monthly$2,582monthly$2,431monthly$2,226monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$7,873

Total Land Transfer Tax

$7,873

Around this home

2/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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