
45 40th Street N
Wasaga Beach, ON L9Z 1Z9
- 3+1Bedrooms
- 2Bathrooms
- 2Garage
- 1500–2000Sq Ft
- $4,880Tax
- 50×175 ftLot Size
- Estimated Value:$1,017,468See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 45 40th Street N, Wasaga Beach
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-03-10 | 2026-03-20 | Login to See Prices | Sold | s12864848 |
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About 45 40th Street N, Wasaga Beach
Summarized Description
- Spacious 4 bedroom home near Wasaga Beach.
- Unique double garage and parking for four cars.
- Flexible lower-level with second kitchen.
- Bright four season sunroom with natural light.
- Main floor primary bedroom with balcony access.
- Oversized backyard for summer barbecues.
- Ideal for family gatherings and entertaining.
Steps to the sandy shores of Wasaga Beach! This spacious 4 bedroom home offers bright living spaces, a four season sunroom, flexible lower-level living with a second kitchen separate entrance plus a rare double garage.Imagine pulling up to your home seeing the lake just steps away-close enough to hear the waves & feel the sand between your toes. This is a unique property that offers the space & flexibility your family and friends will love-spread over two full floors & designed for more than just seasonal living. This is not your typical Wasaga Beach cottage.Only steps to the longest freshwater beach in the world & enjoyed by four generations,it is now time for a new family to start a beachside legacy.The bright main floor offers comfortable semi-open living spaces that are great for both daily living & entertaining. At the back of the home, a four-season sunroom with windows on three sides is filled with natural light & provides a relaxing space to enjoy all year. The thoughtful layout includes a main floor primary bedroom with a semi-ensuite bathroom & a walkout to a front balcony that spans the entire width of the home - the perfect spot to start your morning with coffee and fresh lake air. Two more bedrooms on this level offer space for family, guests or a home office.The lower level adds great flexibility with a second kitchen, separate side entrance, bedroom, full bathroom & a cozy living area with a gas fireplace. This space is ideal for extended family, guests or extra living space. Homes this close to the beach rarely offer a double garage. plus there is parking for four more cars in the driveway. Enjoy the Wasaga Beach lifestyle with the sand & water just steps away. When you're not at the beach, the oversized backyard is perfect for relaxing, summer barbecues, and evenings around the fire pit. A wonderful opportunity to own a spacious home in an amazing beachside location and walking distance to stores, restaurants and the YMCA/Rec-Plex.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,880
- Land Transfer Tax Fee
- $13,475
Rental Items
- Rental Equipment
- None
- Basement Type
- Finished with Walk-Out
Interior Features
- Interior Extras
- Auto Garage Door Remote, In-Law Suite, Primary Bedroom - Main Floor
- Fireplace/Stove
- Yes
- Fireplace Features
- Family Room, Natural Gas
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- Bungalow-Raised
Construction
- Exterior Finish
- Brick, Vinyl Siding
- Roof
- Asphalt Rolled
- Foundation Details
- Block
- Special Designation
- Unknown
Lot
- Lot Front
- 50.00 ft
- Lot Depth
- 175.00 ft
Inclusions
- Inclusions
- 2 x Stove, 2 x Fridge, Dishwasher, Washer, Dryer, Garage Door Opener
Exclusions
- Exclusions
- None
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 2
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 6
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3 + 1
- Washrooms
- 2
- Kitchens
- 2
- Family / bonus room
- Yes
Washrooms
- 4-piece, Main
- 3-piece, Lower
- Municipality
- Wasaga Beach
- Neighbourhood
- Wasaga Beach
- Main cross streets
- Mosley Street
- Directions
- Mosley St to 40th St N (corner Linda Lane.)
- MLS® number
- S12864848
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-03-20
- Listed on
- 2026-03-10
- Days on market
- 10 days
- Possession type
- Flexible
- Co-op commission
- 2.5% + tax
- Seller
- Listed by
- RE/MAX By The Bay Brokerage
Home Market Value
Current home valuation for 45 40th Street N, Wasaga Beach, Wasaga Beach, ON. Listed for $850,000
HOMEH Estimate
$1,017,468
Estimated Sales Range
$712,228 - $1,322,708
HOMEH Estimate for 45 40th Street N, Wasaga Beach
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $350,000 over $500K
$60,000
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $31,586 | $23,715 | $20,230 | $0 |
=Total mortgage | $821,236 | $788,715 | $742,730 | $680,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $4,010monthly | $3,851monthly | $3,626monthly | $3,320monthly |
Land Transfer Tax
$13,475
$13,475
Around this home
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