Sold for:Sold Mar 20, 2026
$850,000

45 40th Street N

Wasaga Beach, ON L9Z 1Z9

Detached House SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 45 40th Street N, Wasaga Beach

2026-03-10
2026-03-20
Sold
Price
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MLS#
s12864848

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 45 40th Street N, Wasaga Beach

Summarized Description

  • Spacious 4 bedroom home near Wasaga Beach.
  • Unique double garage and parking for four cars.
  • Flexible lower-level with second kitchen.
  • Bright four season sunroom with natural light.
  • Main floor primary bedroom with balcony access.
  • Oversized backyard for summer barbecues.
  • Ideal for family gatherings and entertaining.

Steps to the sandy shores of Wasaga Beach! This spacious 4 bedroom home offers bright living spaces, a four season sunroom, flexible lower-level living with a second kitchen separate entrance plus a rare double garage.Imagine pulling up to your home seeing the lake just steps away-close enough to hear the waves & feel the sand between your toes. This is a unique property that offers the space & flexibility your family and friends will love-spread over two full floors & designed for more than just seasonal living. This is not your typical Wasaga Beach cottage.Only steps to the longest freshwater beach in the world & enjoyed by four generations,it is now time for a new family to start a beachside legacy.The bright main floor offers comfortable semi-open living spaces that are great for both daily living & entertaining. At the back of the home, a four-season sunroom with windows on three sides is filled with natural light & provides a relaxing space to enjoy all year. The thoughtful layout includes a main floor primary bedroom with a semi-ensuite bathroom & a walkout to a front balcony that spans the entire width of the home - the perfect spot to start your morning with coffee and fresh lake air. Two more bedrooms on this level offer space for family, guests or a home office.The lower level adds great flexibility with a second kitchen, separate side entrance, bedroom, full bathroom & a cozy living area with a gas fireplace. This space is ideal for extended family, guests or extra living space. Homes this close to the beach rarely offer a double garage. plus there is parking for four more cars in the driveway. Enjoy the Wasaga Beach lifestyle with the sand & water just steps away. When you're not at the beach, the oversized backyard is perfect for relaxing, summer barbecues, and evenings around the fire pit. A wonderful opportunity to own a spacious home in an amazing beachside location and walking distance to stores, restaurants and the YMCA/Rec-Plex.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,880
Land Transfer Tax Fee
$13,475

Rental Items

Rental Equipment
None

Basement Type
Finished with Walk-Out

Interior Features

Interior Extras
Auto Garage Door Remote, In-Law Suite, Primary Bedroom - Main Floor
Fireplace/Stove
Yes
Fireplace Features
Family Room, Natural Gas
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
Bungalow-Raised

Construction

Exterior Finish
Brick, Vinyl Siding
Roof
Asphalt Rolled
Foundation Details
Block
Special Designation
Unknown

Lot

Lot Front
50.00 ft
Lot Depth
175.00 ft

Inclusions

Inclusions
2 x Stove, 2 x Fridge, Dishwasher, Washer, Dryer, Garage Door Opener

Exclusions

Exclusions
None

Parking & Garages

Garage Type
Attached
Garage Spaces
2
Parking Spaces
4
Total Garage And Parking Spaces
6

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3 + 1
Washrooms
2
Kitchens
2
Family / bonus room
Yes

Washrooms

  • 4-piece, Main
  • 3-piece, Lower

Municipality
Wasaga Beach
Neighbourhood
Wasaga Beach
Main cross streets
Mosley Street
Directions
Mosley St to 40th St N (corner Linda Lane.)

MLS® number
S12864848
Data source
Toronto Regional Real Estate Board
Status change
2026-03-20
Listed on
2026-03-10
Days on market
10 days
Possession type
Flexible
Co-op commission
2.5% + tax
Seller
Listed by
RE/MAX By The Bay Brokerage

Home Market Value

Current home valuation for 45 40th Street N, Wasaga Beach, Wasaga Beach, ON. Listed for $850,000

HOMEH Estimate

?

$1,017,468

Estimated Sales Range

?

$712,228 - $1,322,708

HOMEH Estimate for 45 40th Street N, Wasaga Beach

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$1,017,468Low confidence
Based on 3 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Wasaga Beach, ON
Minimum Down Payment Required:7.1%

5% on first $500K + 10% on $350,000 over $500K

Minimum down payment

$60,000

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
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+CMHC insurance
$31,586$23,715$20,230$0
=Total mortgage
$821,236$788,715$742,730$680,000
Amortization
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Payment frequency
=Mortgage payment
$4,010monthly$3,851monthly$3,626monthly$3,320monthly
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Land Transfer Tax

Provincial

$13,475

Total Land Transfer Tax

$13,475

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