Sold for:Sold Feb 2, 2026
$609,900

174 Union Street E

Waterloo, ON N2J 1C7

Detached House SoldNot available

Property not available for sale or for rent.

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Sale & Price History for 174 Union Street E, Waterloo

2025-10-28
2026-02-02
Sold
Price
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MLS#
x12487641

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 174 Union Street E, Waterloo

PRIME WATERLOO LOCATION - 2 minutes to Uptown Waterloo, 5 minutes to the University district and bordering Kitchener. Owned by the same family for 40 years. This home is in search of it's new owners, specifically owners with a vision for updating and making this home their own. This classical wartime home is larger than it appears and the property features an on-ground pool. This charming 3-bedroom, 2-bathroom, 2-storey home in Waterloo, ON! Conveniently located with easy access to public transportation, shopping, the Centre in the Square, and Highway 7. The main level features a spacious family room with a large window that fills the space with natural light and connects seamlessly to the kitchen and dining area. The kitchen offers ample cabinetry and overlooks the dining space-perfect for family meals and entertaining. A main-floor bedroom and a 4-piece bathroom provide added convenience. Toward the back of the home, you'll find an additional family room with a side entrance and walkout to the backyard. Enjoy the outdoor oasis featuring an on-ground pool surrounded by a large deck-ideal for relaxing or hosting gatherings. The second level offers two spacious bedrooms, while the basement includes a rec room, laundry area, and plenty of storage.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,124
Land Transfer Tax Fee
$8,673

Rental Items

Under Contract
Hot Water Heater

Basement Type
Full, Partial Basement

Interior Features

Interior Extras
Water Heater
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
On Ground

Building

Building Type
Detached
Building Style
2-Storey

Construction

Exterior Finish
Brick, Vinyl Siding
Roof
Metal
Foundation Details
Unknown
Special Designation
Unknown

Lot

Lot Front
52.00 ft
Lot Depth
117.49 ft
Lot Size
0.14 ac

Inclusions

Inclusions
2 SHEDS / POOL VACUUM /Dishwasher, Dryer, Refrigerator, Stove, Washer

Exclusions

Exclusions
FURNITURE / PERSONAL BELONGINGS

Parking & Garages

Garage Type
None
Garage Spaces
6
Parking Spaces
6
Total Garage And Parking Spaces
6

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
2
Kitchens
1

Washrooms

  • 4-piece, Main

Municipality
Waterloo
Main cross streets
WEBER ST S
Zoning
GR1
Directions
WEBER ST S

MLS® number
X12487641
Data source
Toronto Regional Real Estate Board
Status change
2026-02-02
Listed on
2025-10-28
Days on market
97 days
Possession type
30-59 days
Co-op commission
2
Seller
Listed by
RE/MAX TWIN CITY REALTY INC.

Home Market Value

Current home valuation for 174 Union Street E, Waterloo, , . Listed for $609,900

HOMEH Estimate

?

$900,277

Estimated Sales Range

?

$630,194 - $1,170,360

HOMEH Estimate for 174 Union Street E, Waterloo

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$900,277Low confidence
Based on 12 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Minimum Down Payment Required:5.9%

5% on first $500K + 10% on $109,900 over $500K

Minimum down payment

$35,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$22,932$17,016$14,516$0
=Total mortgage
$596,238$565,926$532,931$487,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,911monthly$2,763monthly$2,602monthly$2,382monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$8,673

Total Land Transfer Tax

$8,673

Around this home

8/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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