
23 Elgin Street
Waterloo (Downtown Waterloo), ON N2J 2P9
- 2+1Bedrooms
- 1Bathroom
- 2Garage
- —Sq Ft
- $4,123Tax
- 52×57 ftLot Size
- Estimated Value:$589,145See Free Estimate Report

This home has sold. It is no longer available.
Property not available for sale or for rent.
Sale & Price History for 23 Elgin Street, Waterloo, Downtown Waterloo
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-03-21 | 2025-03-28 | Login to See Prices | Sold | x12034088 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 23 Elgin Street, Waterloo, Downtown Waterloo
Ideal for first time home buyer or a parent with son or daughter going to University. Great location steps to Wilfrid Laurier and Uptown Waterloo!! Very solid house great bones, mechanically very sound, newer kitchen with appliances, updated bathroom. Tremendous amount of potential with this house. Currently 2 bedrooms on the main floor very spacious 2nd floor for master bedroom, unfinished lower level is a clean slate ready for you to finish to your liking with laundry and water softener. Very easy to maintain exterior, 2 car private driveway
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $4,123
- Land Transfer Tax Fee
- $7,975
Rental Items
- Rental Equipment
- Hot Water Heater
- Under Contract
- Hot Water Heater
- Basement Type
- Full, Unfinished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- None
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Pool
- None
Building
- Building Type
- Detached
- Building Style
- 1 1/2 Storey
Construction
- Exterior Finish
- Brick
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 52.00 ft
- Lot Depth
- 57.00 ft
- Lot Size
- 0.07
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 2
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 2
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 2 + 1
- Washrooms
- 1
- Kitchens
- 1
Washrooms
- 4-piece, Main
- Municipality
- Waterloo
- Neighbourhood
- Downtown Waterloo
- Main cross streets
- Regina St. N. and Peppler St.
- Directions
- Elgin St. between Regina St.N. and Peppler St.
- MLS® number
- X12034088
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2025-03-28
- Listed on
- 2025-03-21
- Days on market
- 7 days
- Possession type
- Immediate
- Co-op commission
- 2% of sale price + HST
- Seller
- Listed by
- RE/MAX REAL ESTATE CENTRE INC.
Home Market Value
Current home valuation for 23 Elgin Street, Waterloo, Downtown Waterloo, Waterloo, ON. Listed for $575,000
HOMEH Estimate
$589,145
Estimated Sales Range
$412,402 - $765,889
HOMEH Estimate for 23 Elgin Street, Waterloo, Downtown Waterloo
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $75,000 over $500K
$32,500
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $21,689 | $16,043 | $13,685 | $0 |
=Total mortgage | $563,914 | $533,543 | $502,435 | $460,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,753monthly | $2,605monthly | $2,453monthly | $2,246monthly |
Land Transfer Tax
$7,975
$7,975
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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