Sold for:Sold Mar 28, 2025
$575,000

23 Elgin Street

Waterloo (Downtown Waterloo), ON N2J 2P9

Detached House SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

This home has sold. It is no longer available.

Property not available for sale or for rent.

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Sale & Price History for 23 Elgin Street, Waterloo, Downtown Waterloo

2025-03-21
2025-03-28
Sold
Price
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MLS#
x12034088

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 23 Elgin Street, Waterloo, Downtown Waterloo

Ideal for first time home buyer or a parent with son or daughter going to University. Great location steps to Wilfrid Laurier and Uptown Waterloo!! Very solid house great bones, mechanically very sound, newer kitchen with appliances, updated bathroom. Tremendous amount of potential with this house. Currently 2 bedrooms on the main floor very spacious 2nd floor for master bedroom, unfinished lower level is a clean slate ready for you to finish to your liking with laundry and water softener. Very easy to maintain exterior, 2 car private driveway

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,123
Land Transfer Tax Fee
$7,975

Rental Items

Rental Equipment
Hot Water Heater
Under Contract
Hot Water Heater

Basement Type
Full, Unfinished

Interior Features

Laundry Level
Lower Level
Interior Extras
None
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
1 1/2 Storey

Construction

Exterior Finish
Brick
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
52.00 ft
Lot Depth
57.00 ft
Lot Size
0.07

Parking & Garages

Garage Type
None
Garage Spaces
2
Parking Spaces
2
Total Garage And Parking Spaces
2

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
None
Water
Municipal
Sewers
Sewer

Bedrooms
2 + 1
Washrooms
1
Kitchens
1

Washrooms

  • 4-piece, Main

Municipality
Waterloo
Neighbourhood
Downtown Waterloo
Main cross streets
Regina St. N. and Peppler St.
Directions
Elgin St. between Regina St.N. and Peppler St.

MLS® number
X12034088
Data source
Toronto Regional Real Estate Board
Status change
2025-03-28
Listed on
2025-03-21
Days on market
7 days
Possession type
Immediate
Co-op commission
2% of sale price + HST
Seller
Listed by
RE/MAX REAL ESTATE CENTRE INC.

Home Market Value

Current home valuation for 23 Elgin Street, Waterloo, Downtown Waterloo, Waterloo, ON. Listed for $575,000

HOMEH Estimate

?

$589,145

Estimated Sales Range

?

$412,402 - $765,889

HOMEH Estimate for 23 Elgin Street, Waterloo, Downtown Waterloo

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$589,145Low confidence
Based on 3 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Waterloo, ON
Minimum Down Payment Required:5.7%

5% on first $500K + 10% on $75,000 over $500K

Minimum down payment

$32,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$21,689$16,043$13,685$0
=Total mortgage
$563,914$533,543$502,435$460,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,753monthly$2,605monthly$2,453monthly$2,246monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$7,975

Total Land Transfer Tax

$7,975

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