290 Ginseng Street
Waterloo, ON N2V 0B3
- 3Bedrooms
- 3Bathrooms
- 1Garage
- 1500–2000Sq Ft
- $5,055Tax
- 28×105 ftLot Size
Estimated Value:$803,500See Free Estimate Report
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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 290 Ginseng Street, Waterloo
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-01-15 | 2026-01-23 | Login to See Prices | Sold | x12698264 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 290 Ginseng Street, Waterloo
Summarized Description
- Rare renovated detached home in Vista Hills.
- Professionally finished basement ideal for recreation.
- Showpiece kitchen with quartz countertops.
- Spa-inspired ensuite with freestanding tub.
- Larger pie-shaped lot with spacious backyard.
- Smart-home features for modern convenience.
- Move-in ready with newer appliances.
- Desirable location near parks and schools.
RARE RENOVATED DETACHED in Vista Hills - one of West Waterloo's most desirable family neighbourhoods - surrounded by parks, trails, and strong nearby school options, with quick access to shopping and everyday conveniences at The Boardwalk. This upgraded Eastforest "Camelia" model offers 3 bedrooms, 3 bathrooms, and over 2,400 sq ft of finished living space, including a recently professionally finished basement (2024) - ideal for a rec room, home office, or gym zone. The open-concept main level is anchored by a showpiece kitchen with quartz countertops, built-in convection oven, induction cooktop, and a new island with soft-close drawers (2025) - built for everyday living and hosting. Upstairs, the spacious primary retreat features a spa-inspired ensuite with a freestanding soaker tub and a custom glass shower, while two additional bright, comfortable bedrooms provide the perfect space for kids, guests, or a dedicated work-from-home setup. Set on a larger pie-shaped lot, the home offers a spacious backyard to play, garden, and entertain. Step outside to a fully fenced yard and a 26' x 14' deck, perfect for summer dinners and relaxed evenings. Thoughtful upgrades and smart-home features round it out: Google Nest thermostat, doorbell, camera system, and keypad entry, plus a furnace humidifier (2025), and valuable newer appliances including fridge (2025), dishwasher (2024), and washer (2024). A move-in-ready home in a location that consistently delivers for families and commuters alike.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $5,055
- Land Transfer Tax Fee
- $13,973
Rental Items
- Rental Equipment
- Hot Water Tank
- Under Contract
- Hot Water Tank-Gas
- Basement Type
- Finished
Interior Features
- Laundry Level
- Lower Level
- Interior Extras
- Air Exchanger, Auto Garage Door Remote, Sump Pump, Water Softener
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Patio, Porch
- Pool
- None
- Property Features
- Fenced Yard, Greenbelt/Conservation, Library, Park, Public Transit, School
- Other Structures
- Fence - Full
Building
- Building Type
- Detached
- Building Style
- 2-Storey
- Approx Age
- 6-15
Construction
- Exterior Finish
- Brick, Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 28.00 ft
- Lot Depth
- 105.00 ft
- Lot Shape
- Pie
Inclusions
- Inclusions
- Fridge, dishwasher, built-in microwave, built-in convection oven, induction stove, washer, dryer, kitchen island with soft-close drawers, furnace humidifier, Google Nest camera system, Google Nest doorbell, Google Nest front-door keypad, Google Nest thermostat, foyer white cabinet, pergola, all existing light fixtures, all existing window coverings/blinds, garage door opener with two remotes
Exclusions
- Exclusions
- Gym flooring in basement and garage, wooden shelving system in garage, TV wall mount in living room, mirror in front foyer, flower wall decals, mirror and baby monitor in nursery
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 2
- Total Garage And Parking Spaces
- 3
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Sewer
- Bedrooms
- 3
- Washrooms
- 3
- Kitchens
- 1
- Family / bonus room
- Yes
Room sizes
- Bathroom—Ground level
- Living Room—Ground level
- Primary Bedroom—Second level
- Bathroom—Second level
- Bathroom—Second level
- Bedroom—Second level
- Bedroom—Second level
- Recreation—Basement level
- Kitchen—Ground level
- Dining Room—Ground level
Washrooms
- 2-piece, Main
- 4-piece, Second
- 5-piece, Second
- Municipality
- Waterloo
- Main cross streets
- Sundew / Sweet Gale
- Zoning
- NR-SL
- Directions
- Sundew / Sweet Gale
- MLS® number
- X12698264
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-01-23
- Listed on
- 2026-01-15
- Days on market
- 8 days
- Possession type
- Flexible
- Co-op commission
- 2%+HST
- Seller
- Listed by
- FOREST HILL REAL ESTATE INC.
Home Market Value
Current home valuation for 290 Ginseng Street, Waterloo, , . Listed for $874,900
HOMEH Estimate
$803,500
Estimated Sales Range
$634,765 - $972,235
HOMEH Estimate for 290 Ginseng Street, Waterloo
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $374,900 over $500K
$62,490
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $32,476 | $24,410 | $20,823 | $0 |
=Total mortgage | $844,383 | $811,820 | $764,488 | $699,920 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $4,123monthly | $3,964monthly | $3,733monthly | $3,417monthly |
Land Transfer Tax
$13,973
$13,973
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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