Sold for:Sold Feb 19, 2026
$699,000

492 Wismer Street

Waterloo, ON N2K 0E8

Freehold Townhouse SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 492 Wismer Street, Waterloo

2026-02-01
2026-02-19
Sold
Price
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MLS#
x12745724

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 492 Wismer Street, Waterloo

Summarized Description

  • Modern 2020-built townhouse with low maintenance.
  • No condo fees, ideal for families and investors.
  • Spacious layout with 3 bedrooms and ensuite.
  • Open-concept kitchen with stainless steel appliances.
  • Main-floor rough-in for future bathroom expansion.
  • Excellent location near parks and schools.
  • Quick access to major highways and amenities.

Welcome to 492 Wismer St, this 2020-built freehold townhouse, offering a smart balance of modern living and minimal maintenance. This beautifully finished property combines contemporary comfort, no condo fees, and an unbeatable location near Waterloo Kiwanis Park.A Smart Choice for Families & Investors: As a 2020-built home, all major components (roof, windows, HVAC, appliances) are in excellent condition, offering years of low-maintenance living and significant savings on near-term repair costs. Premier K-12 School Catchment: Zoned for the highly regarded Lexington Public School and Bluevale Collegiate Institute. Spacious & Modern Layout: 3 bedrooms, including a primary suite with ensuite bathroom & walk-in closet, all in a carpet-free, easy-care floor plan. Open-Concept Kitchen & Living: The bright, open-concept kitchen features stainless steel appliances and ample cabinetry, seamlessly flowing into the living area. This space is further extended by a deck, creating a perfect indoor-outdoor flow for entertaining and everyday living. Future Expansion Potential: The property includes a main-floor washroom rough-in, offering an excellent opportunity to easily add a third full bathroom and customize the layout to suit your needs. A playground directly across the street, plus quick access to Grand River trails and the expansive Kiwanis Dog Park & Rim Park area, offering endless opportunities for sports, recreation, and outdoor enjoyment. Excellent Commute: Quick access to Highway 85, universities, Conestoga Mall, and downtown Kitchener. Enjoy modern living with the confidence of a well-maintained property. Schedule your private viewing today to experience this well-priced opportunity. (Seller is a licensed registrant.)

Key Facts & Features

Property Costs

Annual Property Tax Amount
$4,946
Land Transfer Tax Fee
$10,455

Rental Items

Rental Equipment
hot water heater

Basement Type
None

Interior Features

Interior Extras
Water Softener, On Demand Water Heater
Fireplace/Stove
No
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Freehold Townhouse
Building Style
3-Storey
Approx Age
6-15

Construction

Exterior Finish
Brick Front, Stone
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
20.34 ft
Lot Depth
99.98 ft
Lot Shape
Rectangular

Inclusions

Inclusions
Dishwasher, Dryer, Range Hood, Refrigerator, Stove, Washer and existing window coverings

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
2
Total Garage And Parking Spaces
3

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Sewer

Bedrooms
3
Washrooms
3
Kitchens
1

Washrooms

  • 4-piece, Third
  • 3-piece, Third
  • 2-piece, Second

Municipality
Waterloo
Main cross streets
University/ Woolwich
Zoning
R-8
Directions
University/ Woolwich

MLS® number
X12745724
Data source
Toronto Regional Real Estate Board
Status change
2026-02-19
Listed on
2026-02-01
Days on market
18 days
Possession type
Immediate
Co-op commission
2%+HST
Seller
Listed by
HOMELIFE LANDMARK REALTY INC.

Home Market Value

Current home valuation for 492 Wismer Street, Waterloo, , . Listed for $699,000

HOMEH Estimate

?

$702,500

Estimated Sales Range

?

$554,975 - $850,025

HOMEH Estimate for 492 Wismer Street, Waterloo

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$702,500Medium confidence
Based on 6 comparable properties
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Minimum Down Payment Required:6.4%

5% on first $500K + 10% on $199,000 over $500K

Minimum down payment

$44,900

Scenario 1 Scenario 2 Scenario 3 Scenario 4
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%
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%
$
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%
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+CMHC insurance
$26,143$19,502$16,636$0
=Total mortgage
$679,708$648,602$610,786$559,200
Amortization
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Payment frequency
=Mortgage payment
$3,319monthly$3,167monthly$2,982monthly$2,730monthly
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Land Transfer Tax

Provincial

$10,455

Total Land Transfer Tax

$10,455

Around this home

4/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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