638 Derbyshire Point Lane
Athens (R of Yonge & Escott Twp), ON K0E 1B0
- 3Bedrooms
- 1Bathroom
- 0Garage
- < 700Sq Ft
- $3,744Tax
- 74×123 ftLot Size
Estimated Value:$476,250See Free Estimate Report
Sale & Price History for 638 Derbyshire Point Lane, Athens, R of Yonge & Escott Twp
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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About 638 Derbyshire Point Lane, Athens, R of Yonge & Escott Twp
Summarized Description
- Turnkey 3-bedroom, 1-bath family cottage.
- 74 feet of prime waterfront access.
- Enjoy a sandy beach and stunning views.
- Multiple decks for relaxation and entertaining.
- Backs onto conservation land for privacy.
- Established rental history for flexibility.
- Year-round access to the property.
- Close to Sand Bay County Park amenities.
Turnkey and ready to enjoy, this 3-bedroom, 1-bath Charleston Lake cottage offers 74 feet of waterfront, a sandy beach and gorgeous south views across Big Waters. Swim from your own shoreline, head out for a day of boating, gather around the waterside fire-pit or enjoy cooler days by the wood-burning insert (WETT Sept. 2026). Multiple decks provide plenty of space to relax and entertain, while conservation land at the rear adds privacy and a beautiful natural backdrop. An established rental history offers added flexibility. Charleston Lake spans an impressive 6,220 acres with 94 miles of shoreline, approximately 100 islands, three public boat launches and two marinas, offering endless opportunities to explore. Sand Bay County Park is approximately 1 km away, with an additional sandy beach, picnic area and trails. With excellent year-round private road access, this is a wonderful opportunity to make Charleston Lake part of your life.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,744
- Land Transfer Tax Fee
- $8,255
Rental Items
- Rental Equipment
- None
- Basement Type
- Finished with Walk-Out
Interior Features
- Interior Extras
- Carpet Free, Water Heater Owned
- Fireplace/Stove
- Yes
- Fireplace Features
- Fireplace Insert
- Elevator
- No
Exterior Features
- Pool
- None
- Property Features
- Golf, Lake/Pond, Marina, Terraced, Waterfront
Building
- Building Type
- Detached
- Building Style
- Bungalow
Construction
- Exterior Finish
- Wood
- Roof
- Metal
- Foundation Details
- Block
- Special Designation
- Unknown
Lot
- Lot Front
- 74.38 ft
- Lot Depth
- 123.49 ft
- Lot Size
- 0.336
Inclusions
- Inclusions
- Fridge, stove, microwave, range hood, dock, all furniture inside and out, dishes etc everything as seen in cottage.
Exclusions
- Exclusions
- Personal belongings.
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 4
- Total Garage And Parking Spaces
- 4
Heating & Cooling
- Heat Source
- Electric
- Heat Type
- Baseboard
- Air Conditioning
- None
- Water
- Well
- Sewers
- Holding Tank
- Bedrooms
- 3
- Washrooms
- 1
- Kitchens
- 1
Room sizes
- Kitchen—Main level
- Bedroom—Main level
- Living Room—Lower level
- Bathroom—Main level, 3 Pc Bath
- Bedroom—Main level
- Primary Bedroom—Main level
- Utility Room—Lower level
Washrooms
- 3-piece, Main
- Municipality
- Athens
- Neighbourhood
- R of Yonge & Escott Twp
- Main cross streets
- County Park Road and Derbyshire Point Lane
- Directions
- From Athens head south on County Road 40 towards the village of Charleston. Turn left at County Park RD (white Church). In approx. 1km turn right on Derbyshire Point Lane to #638.
- Waterfront
- Direct
- MLS® number
- X13805264
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-09-18
- Updated on
- 2026-10-16
- Days on market
- 38 days
- Possession type
- Flexible
- Co-op commission
- 2.00%
- Seller
- Listed by
- RE/MAX RISE EXECUTIVES, BROKERAGE
Home Market Value
Current home valuation for 638 Derbyshire Point Lane, Athens, R of Yonge & Escott Twp, Athens, ON. Listed for $589,000
HOMEH Estimate
$476,250
Estimated Sales Range
$376,238 - $581,575
HOMEH Estimate for 638 Derbyshire Point Lane, Athens, R of Yonge & Escott Twp
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $89,000 over $500K
$33,900
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $22,194 | $16,433 | $14,018 | $0 |
=Total mortgage | $577,032 | $546,533 | $514,668 | $471,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $2,817monthly | $2,668monthly | $2,513monthly | $2,301monthly |
Land Transfer Tax
$8,255
$8,255
Around this home
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