Listed for:Listed Jul 27, 2026
$419,900

38786 B Zurich-Hensall Road

Bluewater (Hay), ON N0M 2T0

Detached House For Sale
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Sale & Price History for 38786 B Zurich-Hensall Road, Bluewater, Hay

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 38786 B Zurich-Hensall Road, Bluewater, Hay

Summarized Description

  • Over half an acre of rural living
  • Separate entrance and second kitchen for versatility
  • Finished basement ideal for in-law suite
  • Durable metal roof and owned water heater
  • Generator included for reliable backup power
  • Centrally located near London and beaches
  • Solid construction with potential for updates

Situated on just over half an acre, this country property offers the perfect blend of rural living with the convenience of municipal water, natural gas and being located on a paved road. The home features three bedrooms and 1.5 bathrooms on the main level which provides a functional layout for families or retirees alike.The finished, updated basement includes a separate exterior entrance and a second kitchen, offering excellent potential for an in-law suite, multi-generational living or possible income opportunities (subject to any required approvals). Additional highlights include a durable metal roof, an owned water heater which helps to reduce ongoing ownership costs and a generator is included, offering reliable backup power and peace of mind. While the main level could benefit from some updating and cosmetic improvements, it offers solid construction and tremendous potential to add value and make it your own. This home is centrally located to London, Stratford, Goderich and is only a short drive to the lovely beaches of Lake Huron. Be sure to book your showing today!

Key Facts & Features

Property Costs

Annual Property Tax Amount
$2,704
Land Transfer Tax Fee
$4,873

Rental Items

Rental Equipment
None
Under Contract
None

Basement Type
Full

Interior Features

Interior Extras
Sewage Pump
Fireplace/Stove
Yes
Fireplace Features
Fireplace Insert, Wood, Natural Gas
Elevator
No

Exterior Features

Exterior Extras
Landscaped
Pool
None
Other Structures
Garden Shed

Building

Building Type
Detached
Building Style
Bungalow

Construction

Exterior Finish
Stone, Vinyl Siding
Roof
Metal
Foundation Details
Concrete Block
Special Designation
Unknown

Lot

Lot Front
140.00 ft

Inclusions

Inclusions
Main level - fridge, stove, dishwasher, microwave, washer, dryer. Baement - fridge, stove, stackable washer/dryer. All appliances and wood fireplace are in AS IS CONDITION. Hot water heater. Generator. Storage shed.

Exclusions

Exclusions
None

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
8
Total Garage And Parking Spaces
8

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Septic

Bedrooms
3
Washrooms
3
Kitchens
2
Family / bonus room
Yes

Room sizes

  • Laundry—
    Main level
  • Primary Bedroom—
    Main level
  • Other—
    Basement level
  • Bedroom—
    Basement level
  • Kitchen—
    Main level
  • Recreation—
    Basement level
  • Cold Room/Cantina—
    Basement level
  • Bedroom—
    Main level
  • Kitchen—
    Basement level
  • Utility Room—
    Basement level
  • Living Room—
    Main level
  • Bedroom—
    Main level

Washrooms

  • 4-piece, Main
  • 2-piece, Main
  • 3-piece, Basement

Municipality
Bluewater
Neighbourhood
Hay
Main cross streets
Zurich-Hensall Road & Parr Line.
Zoning
AG4
Directions
Located on the corner of Zurich-Hensall Road and Parr Line.

MLS® number
X13611738
Data source
Toronto Regional Real Estate Board
Listed on
2026-07-27
Updated on
2026-10-07
Days on market
91 days
Possession type
Flexible
Co-op commission
2% Plus HST
Seller
Listed by
COLDWELL BANKER DAWNFLIGHT REALTY BROKERAGE

Home Market Value

Current home valuation for 38786 B Zurich-Hensall Road, Bluewater, Hay, Bluewater, ON. Listed for $419,900

HOMEH Estimate

?

$440,895

Estimated Sales Range

?

$346,079 - $533,483

HOMEH Estimate for 38786 B Zurich-Hensall Road, Bluewater, Hay

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$440,895Medium confidence
Based on 11 comparable properties
− $20,995 (5%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Bluewater, ON
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$20,995

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$15,956$11,715$9,994$0
=Total mortgage
$414,861$389,625$366,909$335,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$2,026monthly$1,902monthly$1,791monthly$1,640monthly
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Land Transfer Tax

Provincial

$4,873

Total Land Transfer Tax

$4,873

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