Listed for:Listed Jun 30, 2026
$399,000

91 Water Acc Zone Lane

Carling, ON P0G 1G0

Detached House For Sale
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Sale & Price History for 91 Water Acc Zone Lane, Carling

No listing history available

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 91 Water Acc Zone Lane, Carling

Summarized Description

  • Charming original cottage on Georgian Bay
  • Accessible only by boat for privacy
  • Direct access to boating and fishing
  • Open-concept design with loft space
  • Spacious deck for outdoor relaxation
  • Upgraded power and new service line
  • Surrounded by mature trees for seclusion
  • Affordable waterfront property opportunity

Discover the timeless charm of an original Georgian Bay cottage, perfectly tucked away in the sheltered channel of Collins Bay in Deep Bay. Accessible only by boat, this peaceful waterfront retreat offers direct access to the spectacular waters of Georgian Bay, where endless boating, fishing, kayaking, swimming, and island exploration await.Surrounded by mature trees for exceptional privacy, the property directly adjoins Crown land on one side, providing no immediate neighbour and countless opportunities to explore the natural beauty right from your doorstep. This is the classic Georgian Bay cottage experience that families have cherished for generations.Inside, the cottage features a bright, open-concept design with soaring ceilings that create a spacious and inviting atmosphere. A loft provides additional sleeping or living space, while the cottage offers 2+1 bedrooms, a full four-piece bathroom, and comfortable accommodations for family and guests. Step outside to the spacious deck, the perfect place to enjoy your morning coffee, relax with a good book, or unwind after a day on the water while taking in the peaceful surroundings.Whether you're searching for your first cottage, a family getaway, or an affordable opportunity to own on one of Ontario's most sought-after waterfront destinations, this property offers exceptional value. Enjoy the beauty, recreation, and lifestyle of world-famous Georgian Bay-without the premium price tag. NOTE: it is believed that the original septic system is past its prime and a new owner would be wise to have it replaced. It is still functioning, but is believed to be at the end of its life. BONUS! Upgraded power, including new power line, service stack, meter base, and a 200 amp capable circuit breaker board, water is supplied from the lake with a full submersible pump.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$1,685
Land Transfer Tax Fee
$4,460

Basement Type
None

Interior Features

Interior Extras
Water Treatment
Fireplace/Stove
Yes
Fireplace Features
Wood Stove
Elevator
No

Exterior Features

Pool
None
Property Features
Lake Access, Waterfront, Wooded/Treed

Building

Building Type
Detached
Building Style
1 1/2 Storey
Approx Age
51-99

Construction

Exterior Finish
Wood , Shingle
Roof
Metal
Foundation Details
Piers
Special Designation
Unknown

Lot

Lot Front
169.00 ft
Lot Depth
106.47 ft
Lot Shape
Pie

Inclusions

Inclusions
Appliances, furniture, turn-key except for select items of the Seller's choosing.

Exclusions

Exclusions
Personal items

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
0
Total Garage And Parking Spaces
0

Heating & Cooling

Heat Source
Wood
Heat Type
Other
Air Conditioning
None
Water
Other
Sewers
Septic
Hydro
Yes

Bedrooms
3
Washrooms
1
Kitchens
1

Room sizes

  • Bedroom—
    Main level
  • Kitchen—
    Main level
  • Bathroom—
    Main level, 4 Pc Bath
  • Bedroom 2—
    Main level
  • Primary Bedroom—
    Main level, Combined w/Br
  • Loft—
    Main level, 4 Pc Bath
  • Living Room—
    Main level

Washrooms

  • 4-piece, Main

Municipality
Carling
Main cross streets
Fred Dubie Rd and Hwy 559
Zoning
WF1
Directions
Boat access only from a local marina
Waterfront
Direct

MLS® number
X13505828
Data source
Toronto Regional Real Estate Board
Listed on
2026-06-30
Updated on
2026-09-10
Days on market
109 days
Possession date
2026-07-29
Possession type
Flexible
Co-op commission
2.5
Seller
Listed by
RE/MAX Parry Sound Muskoka Realty Ltd

Home Market Value

Current home valuation for 91 Water Acc Zone Lane, Carling, , . Listed for $399,000

HOMEH Estimate

?

$438,900

Estimated Sales Range

?

$263,340 - $614,460

HOMEH Estimate for 91 Water Acc Zone Lane, Carling

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$438,900Low confidence
Based on 3 comparable properties
− $39,900 (9%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Minimum Down Payment Required:5.0%

5% of purchase price for homes $500K or less

Minimum down payment

$19,950

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$15,162$11,132$9,496$0
=Total mortgage
$394,212$370,232$348,646$319,200
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$1,925monthly$1,808monthly$1,702monthly$1,558monthly
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Land Transfer Tax

Provincial

$4,460

Total Land Transfer Tax

$4,460

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