
45118 Talbot Line
Central Elgin (Rural Central Elgin), ON N5P 3S7
- 5Bedrooms
- 2Bathrooms
- 7Parking
- 2000–2500Sq Ft
- $3,620Tax
- 100×288 ftLot Size
- Free EstimateSee Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 45118 Talbot Line, Central Elgin, Rural Central Elgin
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2025-09-29 | 2026-01-01 | Login to See Prices | Expired | x12431424 |
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About 45118 Talbot Line, Central Elgin, Rural Central Elgin
Income-Generating Opportunity in St. Thomas! Welcome to this stunning, move-in-ready home featuring a separate second unit on the upper floor, perfect for generating extra income. The main residence boasts an open concept living, kitchen, and dining area with a tray ceiling, abundant natural light, and modern amenities, including: Custom kitchen, island, and quartz countertops, higher end appliances, access to a covered patio and expansive backyard, the three spacious bedrooms are conveniently laid out, with easy access to the 4-piece bathroom and laundry room. The upper unit features a private entrance and offers: Open-concept living, kitchen, and dining area with new custom kitchen, island, quartz countertops and new appliances, plus two good-sized bedrooms, and a 4-piece bathroom and a designated laundry room for convenience. This cozy unit is perfect for tenants or family members. Additional Features: Sprawling backyard, clear and ready for landscaping New concrete driveway with ample parking for various-sized vehicles, located in St. Thomas, an area with growing industry and potential for growth. This is practically a NEW HOME! Come visit this home and see if it checks your boxes.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $3,620
- Land Transfer Tax Fee
- $13,975
- Basement Type
- Crawl Space
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Air Exchanger, In-Law Suite
- View
- Trees/Woods
- Security Features
- Carbon Monoxide Detectors, Smoke Detector
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Year Round Living
- Pool
- None
- Property Features
- School Bus Route
Building
- Building Type
- Multiplex
- Building Style
- 2-Storey
- Approx Age
- 51-99
Construction
- Exterior Finish
- Vinyl Siding
- Roof
- Asphalt Shingle
- Foundation Details
- Concrete Block
- Special Designation
- Other
Lot
- Lot Front
- 100.30 ft
- Lot Depth
- 287.74 ft
- Lot Size
- 0.64
- Lot Shape
- Irregular
Inclusions
- Inclusions
- Fridges x2, stoves x2, dishwashers x2, microwaves x2, owned water heater. washer & dryer (used)
Exclusions
- Exclusions
- N/A
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 2
- Parking Spaces
- 5
- Total Garage And Parking Spaces
- 7
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- Central Air
- Water
- Municipal
- Sewers
- Septic
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Yes
- Telephone
- Yes
- Bedrooms
- 5
- Washrooms
- 2
- Kitchens
- 2
Room sizes
- Foyer—Main level
- Living Room—Main level
- Dining Room—Main level
- Kitchen—Main level
- Primary Bedroom—Main level
- Bedroom 2—Main level
- Bedroom 3—Main level
- Laundry—Main level
- Kitchen—Second level
- Dining Room—Second level
- Living Room—Second level
- Bedroom—Second level
- Bedroom 2—Second level
- Laundry—Main level
- Utility Room—Main level
Washrooms
- 4-piece, Main
- 4-piece, Second
- Municipality
- Central Elgin
- Neighbourhood
- Rural Central Elgin
- Main cross streets
- Quaker Rd
- Directions
- From St Thomas travel East on Talbot Line to, #45118 on the North Side of the Rd.
- MLS® number
- X12431424
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-01-01
- Listed on
- 2025-09-29
- Days on market
- 94 days
- Possession date
- 2025-10-31
- Possession type
- Immediate
- Co-op commission
- 2
- Seller
- Listed by
- RE/MAX CENTRE CITY REALTY INC.
Home Market Value
Current home valuation for 45118 Talbot Line, Central Elgin, Rural Central Elgin, Central Elgin, ON. Listed for $874,995
HOMEH Estimate
—
Estimated Sales Range
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HOMEH Estimate for 45118 Talbot Line, Central Elgin, Rural Central Elgin
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $374,995 over $500K
$62,500
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $32,480 | $24,412 | $20,825 | $0 |
=Total mortgage | $844,475 | $811,907 | $764,571 | $699,996 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $4,123monthly | $3,964monthly | $3,733monthly | $3,418monthly |
Land Transfer Tax
$13,975
$13,975
Around this home
Data provided by OpenStreetMap & Fraser Institute School Rankings
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