Was listed for:Expired 10 days ago
$645,000

115 First Street

Centre Wellington (Rural Centre Wellington East), ON N0B 1J0

Detached House ExpiredNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 115 First Street, Centre Wellington, Rural Centre Wellington East

2026-06-16
2026-10-16
Expired
Price
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MLS#
x13451522

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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 115 First Street, Centre Wellington, Rural Centre Wellington East

Summarized Description

  • Charming 1,200 sq. ft. waterfront cottage
  • Stunning lake views from primary bedroom
  • Ideal for family gatherings and relaxation
  • Easy indoor-outdoor living with expansive deck
  • Convenient amenities including laundry and storage
  • Dock ready for summer enjoyment
  • Close to shops and restaurants in Fergus

Welcome to your perfect Belwood lakeside escape, where comfort, relaxation, and unforgettable family memories come together. Set on a wide, beautifully maintained lot, this inviting 1,200 sq. ft. cottage offers the ideal blend of charm, functionality, and waterfront living. The spacious primary bedroom is a true retreat, featuring stunning lake views and a private walkout to the deck, perfect for enjoying your morning coffee as the sun rises over the water. Two additional bedrooms, complete with bunk room accommodations, provide plenty of space for family, grandchildren, or weekend guests. Designed for easy entertaining, the open-concept kitchen, dining, and living area flows seamlessly to the expansive lakeside deck, creating the perfect indoor-outdoor living experience. A convenient laundry room and 1.5 bathrooms add everyday comfort and practicality. Outside, everything is ready for your summer enjoyment. The dock is already in place, and three storage sheds provide exceptional versatility, including a dedicated workshop for tools or tinkering and two newer sheds ideal for kayaks, paddleboards, water toys, and seasonal gear. Two Cover-All shelters offer excellent covered parking and additional storage. Whether you're looking for a peaceful weekend retreat or a place to gather with family for generations to come, this lovingly cared-for waterfront cottage delivers. Conveniently located just a short drive from Fergus and its shops, restaurants, and amenities, you'll enjoy the perfect balance of quiet cottage living and easy access to everything you need.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$1,384
Land Transfer Tax Fee
$9,375

Rental Items

Rental Equipment
None

Basement Type
None

Interior Features

Interior Extras
Carpet Free, Primary Bedroom - Main Floor, Water Heater
View
Lake
Fireplace/Stove
No
Elevator
No

Exterior Features

Exterior Extras
Deck
Pool
None
Property Features
Greenbelt/Conservation, Lake Access, Waterfront, Wooded/Treed
Other Structures
Shed

Building

Building Type
Detached
Building Style
Bungalow
Approx Age
51-99

Construction

Exterior Finish
Board & Batten
Roof
Asphalt Shingle
Foundation Details
Piers
Special Designation
Landlease

Inclusions

Inclusions
Fridge, stove, hot water heater, window coverings, furniture

Exclusions

Exclusions
Personal items

Parking & Garages

Garage Type
None
Garage Spaces
0
Parking Spaces
7
Total Garage And Parking Spaces
7

Heating & Cooling

Heat Source
Electric
Heat Type
Baseboard
Air Conditioning
Other
Water
Well
Sewers
Septic
Hydro
Yes

Bedrooms
4
Washrooms
2
Kitchens
1

Room sizes

  • Bathroom—
    Main level, 2 Pc Ensuite
  • Bathroom—
    Main level, 3 Pc Bath
  • Bedroom—
    Main level
  • Bedroom—
    Main level
  • Bedroom—
    Main level
  • Dining Room—
    Main level
  • Kitchen—
    Main level
  • Laundry—
    Main level
  • Living Room—
    Main level
  • Primary Bedroom—
    Main level

Washrooms

  • 2-piece, Main
  • 3-piece, Main

Municipality
Centre Wellington
Neighbourhood
Rural Centre Wellington East
Main cross streets
Third Line
Directions
Leave Fergus on Wellington Rd 19, right on Third Line, left on First St
Waterfront
Direct

MLS® number
X13451522
Data source
Toronto Regional Real Estate Board
Status change
2026-10-16
Listed on
2026-06-16
Days on market
122 days
Possession type
Flexible
Co-op commission
2.0%
Seller
Listed by
Keller Williams Home Group Realty

Home Market Value

Current home valuation for 115 First Street, Centre Wellington, Rural Centre Wellington East, Centre Wellington, ON. Listed for $645,000

HOMEH Estimate

?

$661,275

Estimated Sales Range

?

$522,407 - $800,143

HOMEH Estimate for 115 First Street, Centre Wellington, Rural Centre Wellington East

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$661,275Medium confidence
Based on 3 comparable properties
− $16,275 (2%) below our estimate — Good deal!
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Centre Wellington, ON
Minimum Down Payment Required:6.1%

5% on first $500K + 10% on $145,000 over $500K

Minimum down payment

$39,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$24,200$17,996$15,351$0
=Total mortgage
$629,210$598,496$563,601$516,000
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$3,072monthly$2,922monthly$2,752monthly$2,519monthly
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Land Transfer Tax

Provincial

$9,375

Total Land Transfer Tax

$9,375

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