
115 First Street
Centre Wellington (Rural Centre Wellington East), ON N0B 1J0
- 4Bedrooms
- 2Bathrooms
- 0Garage
- 1100–1500Sq Ft
- $1,384Tax
- —Lot Size
- Estimated Value:$661,275See Free Estimate Report

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Free Home EvaluationHow Much Is My Home Worth?Homes for Sale NearbySale & Price History for 115 First Street, Centre Wellington, Rural Centre Wellington East
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| 2026-06-16 | 2026-10-16 | Login to See Prices | Expired | x13451522 |
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About 115 First Street, Centre Wellington, Rural Centre Wellington East
Summarized Description
- Charming 1,200 sq. ft. waterfront cottage
- Stunning lake views from primary bedroom
- Ideal for family gatherings and relaxation
- Easy indoor-outdoor living with expansive deck
- Convenient amenities including laundry and storage
- Dock ready for summer enjoyment
- Close to shops and restaurants in Fergus
Welcome to your perfect Belwood lakeside escape, where comfort, relaxation, and unforgettable family memories come together. Set on a wide, beautifully maintained lot, this inviting 1,200 sq. ft. cottage offers the ideal blend of charm, functionality, and waterfront living. The spacious primary bedroom is a true retreat, featuring stunning lake views and a private walkout to the deck, perfect for enjoying your morning coffee as the sun rises over the water. Two additional bedrooms, complete with bunk room accommodations, provide plenty of space for family, grandchildren, or weekend guests. Designed for easy entertaining, the open-concept kitchen, dining, and living area flows seamlessly to the expansive lakeside deck, creating the perfect indoor-outdoor living experience. A convenient laundry room and 1.5 bathrooms add everyday comfort and practicality. Outside, everything is ready for your summer enjoyment. The dock is already in place, and three storage sheds provide exceptional versatility, including a dedicated workshop for tools or tinkering and two newer sheds ideal for kayaks, paddleboards, water toys, and seasonal gear. Two Cover-All shelters offer excellent covered parking and additional storage. Whether you're looking for a peaceful weekend retreat or a place to gather with family for generations to come, this lovingly cared-for waterfront cottage delivers. Conveniently located just a short drive from Fergus and its shops, restaurants, and amenities, you'll enjoy the perfect balance of quiet cottage living and easy access to everything you need.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $1,384
- Land Transfer Tax Fee
- $9,375
Rental Items
- Rental Equipment
- None
- Basement Type
- None
Interior Features
- Interior Extras
- Carpet Free, Primary Bedroom - Main Floor, Water Heater
- View
- Lake
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck
- Pool
- None
- Property Features
- Greenbelt/Conservation, Lake Access, Waterfront, Wooded/Treed
- Other Structures
- Shed
Building
- Building Type
- Detached
- Building Style
- Bungalow
- Approx Age
- 51-99
Construction
- Exterior Finish
- Board & Batten
- Roof
- Asphalt Shingle
- Foundation Details
- Piers
- Special Designation
- Landlease
Inclusions
- Inclusions
- Fridge, stove, hot water heater, window coverings, furniture
Exclusions
- Exclusions
- Personal items
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Spaces
- 7
- Total Garage And Parking Spaces
- 7
Heating & Cooling
- Heat Source
- Electric
- Heat Type
- Baseboard
- Air Conditioning
- Other
- Water
- Well
- Sewers
- Septic
- Hydro
- Yes
- Bedrooms
- 4
- Washrooms
- 2
- Kitchens
- 1
Room sizes
- Bathroom—Main level, 2 Pc Ensuite
- Bathroom—Main level, 3 Pc Bath
- Bedroom—Main level
- Bedroom—Main level
- Bedroom—Main level
- Dining Room—Main level
- Kitchen—Main level
- Laundry—Main level
- Living Room—Main level
- Primary Bedroom—Main level
Washrooms
- 2-piece, Main
- 3-piece, Main
- Municipality
- Centre Wellington
- Neighbourhood
- Rural Centre Wellington East
- Main cross streets
- Third Line
- Directions
- Leave Fergus on Wellington Rd 19, right on Third Line, left on First St
- Waterfront
- Direct
- MLS® number
- X13451522
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-10-16
- Listed on
- 2026-06-16
- Days on market
- 122 days
- Possession type
- Flexible
- Co-op commission
- 2.0%
- Seller
- Listed by
- Keller Williams Home Group Realty
Home Market Value
Current home valuation for 115 First Street, Centre Wellington, Rural Centre Wellington East, Centre Wellington, ON. Listed for $645,000
HOMEH Estimate
$661,275
Estimated Sales Range
$522,407 - $800,143
HOMEH Estimate for 115 First Street, Centre Wellington, Rural Centre Wellington East
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $145,000 over $500K
$39,500
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $24,200 | $17,996 | $15,351 | $0 |
=Total mortgage | $629,210 | $598,496 | $563,601 | $516,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $3,072monthly | $2,922monthly | $2,752monthly | $2,519monthly |
Land Transfer Tax
$9,375
$9,375
Around this home
No schools found nearby
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