Listed for:Listed Jul 22, 2026
$1,099,900

10965 River Line

Chatham-Kent, ON N7M 5J4

Detached House For Sale
Down Payment AssistanceGet Best Mortgage Rates

Sale & Price History for 10965 River Line, Chatham-Kent

No listing history available

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About 10965 River Line, Chatham-Kent

Summarized Description

  • Custom-built home on 2.47 private acres
  • Durable ICF foundation for energy efficiency
  • Spacious primary suite with solid cabinetry
  • Finished basement with additional bedrooms
  • 600 sq. ft. deck and natural gas BBQ
  • Mature trees create a park-like setting
  • Walking distance to Maple City Country Club
  • Exceptional quality construction and privacy

Set on 2.47 private acres backing directly onto the Thames River, this custom-built Bouma home offers exceptional quality construction, privacy, and peaceful country living just minutes from Chatham. Featuring a durable ICF (Insulated Concrete Form) foundation, this 2,445 sq. ft. home provides outstanding strength, energy efficiency, and long-term durability.The main floor features 3 bedrooms and 2 full bathrooms with solid hickory cabinetry, including a spacious primary suite. The kitchen showcases solid maple cabinetry, soapstone countertops, a 9.5-foot island, and a large pantry. It opens to a spectacular great room with a soaring 17-foot cathedral ceiling and a wall of large windows overlooking the beautifully landscaped front yard, offering stunning sunrise views year-round. Beveled leaded-glass French doors lead to a bright sitting area, while a beautiful gas fireplace creates a warm and inviting living space.The finished basement adds 3 additional bedrooms, a full bathroom, a spacious family room with a gas fireplace and custom built-in cabinetry, a games room, and abundant storage. A high-efficiency furnace, central air, and durable 30-year shingles provide year-round comfort and peace of mind.Enjoy outdoor living with a 600 sq. ft. deck featuring a natural gas BBQ hookup, a peaceful pond and patio area, and an oversized 836 sq. ft. 2.5-car garage with plenty of room for vehicles, tools, and recreational equipment. The property features a diverse collection of mature Carolinian trees, including tulip, hickory, locust, sycamore, several varieties of oak and maple, and crab apple, along with blue and black spruce and pine bordering the property, creating exceptional privacy and a truly park-like setting.Set well back from River Line and within walking distance of Maple City Country Club golf course, this rare property combines privacy, nature, quality construction, and spacious family living.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$9,283
Land Transfer Tax Fee
$18,473

Rental Items

Rental Equipment
water heater

Basement Type
Finished, Full

Interior Features

Laundry Level
Main Level
Interior Extras
Primary Bedroom - Main Floor
View
River
Fireplace/Stove
Yes
Elevator
No

Exterior Features

Pool
None

Building

Building Type
Detached
Building Style
Bungalow

Construction

Exterior Finish
Brick
Roof
Fibreglass Shingle
Foundation Details
Insulated Concrete Form
Special Designation
Unknown

Lot

Lot Front
165.18 ft
Lot Depth
667.81 ft
Lot Size
2.468
Lot Shape
Irregular

Inclusions

Inclusions
Fridge, cooktop stove, microwave, dishwasher, 2 wall ovens, island chairs.

Exclusions

Exclusions
Tiffany-style lamp above pool table.

Parking & Garages

Garage Type
Attached
Garage Spaces
2
Parking Spaces
4
Total Garage And Parking Spaces
10

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
Central Air
Water
Municipal
Sewers
Septic

Bedrooms
3 + 3
Washrooms
3
Kitchens
1
Family / bonus room
Yes

Room sizes

  • Bathroom—
    Main level, 4 Pc Bath
  • Bathroom—
    Lower level, 4 Pc Bath
  • Foyer—
    Main level
  • Family Room—
    Lower level
  • Bedroom 4—
    Lower level
  • Great Room—
    Main level
  • Bedroom 3—
    Main level
  • Kitchen—
    Main level
  • Game Room—
    Lower level
  • Bedroom 2—
    Main level
  • Living Room—
    Main level
  • Primary Bedroom—
    Main level
  • Bedroom 5—
    Lower level
  • Utility Room—
    Lower level
  • Bedroom—
    Lower level
  • Laundry—
    Main level
  • Bathroom—
    Main level, 3 Pc Ensuite
  • Other—
    Lower level

Washrooms

  • 4-piece, Lower
  • 3-piece, Main
  • 4-piece, Main

Municipality
Chatham-Kent
Neighbourhood
Chatham-Kent
Main cross streets
#40 Highway and River Line
Zoning
ER-1115 and OS1-1114
Directions
#40 Highway to River Line, Head east from Chatham towards to 10965 River Line, Chatham
Waterfront
Direct

MLS® number
X13591618
Data source
Toronto Regional Real Estate Board
Listed on
2026-07-22
Updated on
2026-10-09
Days on market
88 days
Possession date
2026-09-01
Possession type
Flexible
Co-op commission
2%+hst
Seller
Listed by
CENTURY 21 FIRST CANADIAN CORP

Home Market Value

Current home valuation for 10965 River Line, Chatham-Kent, Chatham-Kent, ON. Listed for $1,099,900

HOMEH Estimate

?

$958,234

Estimated Sales Range

?

$574,940 - $1,341,528

HOMEH Estimate for 10965 River Line, Chatham-Kent

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$958,234Low confidence
Based on 10 comparable properties
+ $141,666 (15%) above our estimate
See the full analysisFree Every recent nearby sale behind this number

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Mortgage Payment Calculator

Compare up to 4 down payment scenarios

$
Chatham-Kent, ON
Minimum Down Payment Required:7.7%

5% on first $500K + 10% on $599,900 over $500K

Minimum down payment

$84,990

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
$
%
$
%
$
%
$
+CMHC insurance
$40,564$30,687$26,178$0
=Total mortgage
$1,054,672$1,020,597$961,093$879,920
Amortization
Mortgage rate
%
%
%
%
Payment frequency
=Mortgage payment
$5,149monthly$4,983monthly$4,693monthly$4,296monthly
Are you a first time home buyer?

Land Transfer Tax

Provincial

$18,473

Total Land Transfer Tax

$18,473

Around this home

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