Sold for:Sold Jun 1, 2026
$1,285,000

215 Water Street

Cobourg, ON K9A 1R3

Detached House SoldNot available
Kim Karimi
Kim Karimi

Real Estate Broker

416-838-3031

Property not available for sale or for rent.

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Sale & Price History for 215 Water Street, Cobourg

2026-04-30
2026-06-01
Sold
Price
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MLS#
x13063818
2026-03-17
2026-04-30
Terminated
Price
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.

About 215 Water Street, Cobourg

Summarized Description

  • Custom Stalwood-built home with unique features.
  • Floor-to-ceiling windows offer stunning lake views.
  • Open-concept design with 9ft ceilings.
  • Luxury ensuite and private primary bedroom.
  • Versatile lower level with yoga studio.
  • Ample parking and garage space available.
  • Steps from Cobourg Beach and local amenities.
  • Elevated deck perfect for summer enjoyment.

Experience a sun-drenched, turn-key lifestyle in this custom Stalwood-built home. Perfectly positioned in a sought-after location, this one-owner property offers direct views of Lake Ontario through floor-to-ceiling windows. The open-concept main floor features 9ft ceilings with tray details, a gas fireplace, and a seamless flow from the kitchen to the dining and living areas. Step onto the elevated south- and west-facing deck to enjoy summer breezes off the water. Two well-appointed bedrooms, a 3pc bath with jet tub, a 2pc guest bath, and laundry room complete the main floor. The entire upper level is a private sanctuary with a large primary bedroom, luxury 3pc ensuite with walk-in shower and walk-in closet. Completing the upper level is a bright and airy sitting area/office. The versatile lower level Includes a rec room with outdoor access, 3pc bath, and a yoga studio easily converted back into a 4th bedroom and flex space. This exceptional property features a sidewalk-free lot complemented by perennial gardens, two storage sheds, and a dedicated pad for a hot tub. The home is designed for convenience and ease, offering a one-and-a-half car garage, a carport, and additional parking for up to eight vehicles. Its prime location ensures you are just steps away from Cobourg Beach, Victoria Park, Donegan Park, and the vibrant local shops and restaurants of downtown. Furthermore, the residence provides seamless, easy access to both local amenities and the 401.

Key Facts & Features

Property Costs

Annual Property Tax Amount
$8,734
Land Transfer Tax Fee
$22,175

Rental Items

Rental Equipment
N/A
Under Contract
None

Basement Type
Separate Entrance, Finished, Full

Interior Features

Laundry Level
Main Level
Interior Extras
Air Exchanger, Auto Garage Door Remote, Central Vacuum, Water Heater Owned, Storage
View
Lake
Security Features
Carbon Monoxide Detectors, Smoke Detector
Fireplace/Stove
Yes
Fireplace Features
Natural Gas
Elevator
No

Exterior Features

Exterior Extras
Deck, Porch
Pool
None
Property Features
Beach, Hospital, Lake Access, Marina, Park, School
Other Structures
Garden Shed, Shed

Building

Building Type
Detached
Building Style
2-Storey
Approx Age
16-30

Construction

Exterior Finish
Brick, Hardboard
Roof
Asphalt Shingle
Foundation Details
Poured Concrete
Special Designation
Unknown

Lot

Lot Front
122.33 ft
Lot Depth
53.90 ft
Lot Size
0.152
Lot Shape
Rectangular

Inclusions

Inclusions
Refrigerator, Stove, Dishwasher, Microwave, Washer, Dryer, Gas BBQ, HWT, Sound System components in furnace room, Panasonic amplifier and wall speakers in basement Rec room, all window treatments, all ELF's

Exclusions

Exclusions
Primary bedroom wall hanging above bed, all artwork, Privacy panels in yoga studio, all contents of both sheds, all contents of garage, lawn ornaments, all flower boxes, ITOH Peony in front flower bed, all furniture and personal items

Parking & Garages

Garage Type
Attached
Garage Spaces
1
Parking Spaces
7
Total Garage And Parking Spaces
8

Heating & Cooling

Heat Source
Gas
Heat Type
Forced Air
Air Conditioning
None
Water
Municipal
Sewers
Sewer
Natural Gas
Yes
Hydro
Yes
Cable
Yes
Telephone
Available

Bedrooms
3
Washrooms
4
Kitchens
1

Room sizes

  • Living Room—
    Ground level, Hardwood Floor, Fireplace, Window Floor to Ceiling
  • Dining Room—
    Ground level, Hardwood Floor, Open Concept, Pot Lights
  • Kitchen—
    Ground level, Hardwood Floor, Open Concept, Granite Counters
  • Laundry—
    Ground level, Vinyl Floor, Laundry Sink
  • Bedroom 2—
    Ground level, Broadloom
  • Bedroom 3—
    Ground level, Broadloom
  • Bathroom—
    Ground level, Ceramic Floor, Skylight, 3 Pc Bath
  • Bathroom—
    Ground level, Ceramic Floor, 2 Pc Bath
  • Primary Bedroom—
    Second level, Hardwood Floor, Ceiling Fan(s)
  • Bathroom—
    Second level, 3 Pc Ensuite, Ceramic Backsplash, Walk-In Closet(s)
  • Office—
    Second level, Hardwood Floor
  • Recreation—
    Basement level, Heated Floor, Access To Garage
  • Bathroom—
    Basement level, 3 Pc Bath
  • Exercise Room—
    Basement level
  • Other—
    Basement level

Washrooms

  • 3-piece, Lower
  • 3-piece, Ground
  • 3-piece, Second
  • 2-piece, Ground

Municipality
Cobourg
Neighbourhood
Cobourg
Main cross streets
D'Arcy St & Water St
Directions
From Hwy 401, S on Division St, E on King St., S on D'Arcy St, W on Water St.

MLS® number
X13063818
Data source
Toronto Regional Real Estate Board
Status change
2026-06-01
Listed on
2026-04-30
Days on market
32 days
Possession type
60-89 days
Co-op commission
2% + HST
Seller
Listed by
ROYAL LEPAGE PROALLIANCE REALTY

Home Market Value

Current home valuation for 215 Water Street, Cobourg, Cobourg, ON. Listed for $1,285,000

HOMEH Estimate

?

$1,232,922

Estimated Sales Range

?

$863,045 - $1,602,799

HOMEH Estimate for 215 Water Street, Cobourg

Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.

$1,232,922Low confidence
Based on 6 comparable properties
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Mortgage Payment Calculator

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Cobourg, ON
Minimum Down Payment Required:8.1%

5% on first $500K + 10% on $785,000 over $500K

Minimum down payment

$103,500

Scenario 1 Scenario 2 Scenario 3 Scenario 4
−Down payment
%
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%
$
%
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%
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+CMHC insurance
$47,237$35,852$30,583$0
=Total mortgage
$1,228,152$1,192,352$1,122,833$1,028,000
Amortization
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%
%
%
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=Mortgage payment
$5,996monthly$5,822monthly$5,482monthly$5,019monthly
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Land Transfer Tax

Provincial

$22,175

Total Land Transfer Tax

$22,175

Around this home

3/100Almost All Errands Require a Car
0/100Minimal Transit
0/100Not rated
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