
215 Water Street
Cobourg, ON K9A 1R3
- 3Bedrooms
- 4Bathrooms
- 1Garage
- 2000–2500Sq Ft
- $8,734Tax
- 122×54 ftLot Size
- Estimated Value:$1,232,922See Free Estimate Report

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About 215 Water Street, Cobourg
Summarized Description
- Custom Stalwood-built home with unique features.
- Floor-to-ceiling windows offer stunning lake views.
- Open-concept design with 9ft ceilings.
- Luxury ensuite and private primary bedroom.
- Versatile lower level with yoga studio.
- Ample parking and garage space available.
- Steps from Cobourg Beach and local amenities.
- Elevated deck perfect for summer enjoyment.
Experience a sun-drenched, turn-key lifestyle in this custom Stalwood-built home. Perfectly positioned in a sought-after location, this one-owner property offers direct views of Lake Ontario through floor-to-ceiling windows. The open-concept main floor features 9ft ceilings with tray details, a gas fireplace, and a seamless flow from the kitchen to the dining and living areas. Step onto the elevated south- and west-facing deck to enjoy summer breezes off the water. Two well-appointed bedrooms, a 3pc bath with jet tub, a 2pc guest bath, and laundry room complete the main floor. The entire upper level is a private sanctuary with a large primary bedroom, luxury 3pc ensuite with walk-in shower and walk-in closet. Completing the upper level is a bright and airy sitting area/office. The versatile lower level Includes a rec room with outdoor access, 3pc bath, and a yoga studio easily converted back into a 4th bedroom and flex space. This exceptional property features a sidewalk-free lot complemented by perennial gardens, two storage sheds, and a dedicated pad for a hot tub. The home is designed for convenience and ease, offering a one-and-a-half car garage, a carport, and additional parking for up to eight vehicles. Its prime location ensures you are just steps away from Cobourg Beach, Victoria Park, Donegan Park, and the vibrant local shops and restaurants of downtown. Furthermore, the residence provides seamless, easy access to both local amenities and the 401.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $8,734
- Land Transfer Tax Fee
- $22,175
Rental Items
- Rental Equipment
- N/A
- Under Contract
- None
- Basement Type
- Separate Entrance, Finished, Full
Interior Features
- Laundry Level
- Main Level
- Interior Extras
- Air Exchanger, Auto Garage Door Remote, Central Vacuum, Water Heater Owned, Storage
- View
- Lake
- Security Features
- Carbon Monoxide Detectors, Smoke Detector
- Fireplace/Stove
- Yes
- Fireplace Features
- Natural Gas
- Elevator
- No
Exterior Features
- Exterior Extras
- Deck, Porch
- Pool
- None
- Property Features
- Beach, Hospital, Lake Access, Marina, Park, School
- Other Structures
- Garden Shed, Shed
Building
- Building Type
- Detached
- Building Style
- 2-Storey
- Approx Age
- 16-30
Construction
- Exterior Finish
- Brick, Hardboard
- Roof
- Asphalt Shingle
- Foundation Details
- Poured Concrete
- Special Designation
- Unknown
Lot
- Lot Front
- 122.33 ft
- Lot Depth
- 53.90 ft
- Lot Size
- 0.152
- Lot Shape
- Rectangular
Inclusions
- Inclusions
- Refrigerator, Stove, Dishwasher, Microwave, Washer, Dryer, Gas BBQ, HWT, Sound System components in furnace room, Panasonic amplifier and wall speakers in basement Rec room, all window treatments, all ELF's
Exclusions
- Exclusions
- Primary bedroom wall hanging above bed, all artwork, Privacy panels in yoga studio, all contents of both sheds, all contents of garage, lawn ornaments, all flower boxes, ITOH Peony in front flower bed, all furniture and personal items
Parking & Garages
- Garage Type
- Attached
- Garage Spaces
- 1
- Parking Spaces
- 7
- Total Garage And Parking Spaces
- 8
Heating & Cooling
- Heat Source
- Gas
- Heat Type
- Forced Air
- Air Conditioning
- None
- Water
- Municipal
- Sewers
- Sewer
- Natural Gas
- Yes
- Hydro
- Yes
- Cable
- Yes
- Telephone
- Available
- Bedrooms
- 3
- Washrooms
- 4
- Kitchens
- 1
Room sizes
- Living Room—Ground level, Hardwood Floor, Fireplace, Window Floor to Ceiling
- Dining Room—Ground level, Hardwood Floor, Open Concept, Pot Lights
- Kitchen—Ground level, Hardwood Floor, Open Concept, Granite Counters
- Laundry—Ground level, Vinyl Floor, Laundry Sink
- Bedroom 2—Ground level, Broadloom
- Bedroom 3—Ground level, Broadloom
- Bathroom—Ground level, Ceramic Floor, Skylight, 3 Pc Bath
- Bathroom—Ground level, Ceramic Floor, 2 Pc Bath
- Primary Bedroom—Second level, Hardwood Floor, Ceiling Fan(s)
- Bathroom—Second level, 3 Pc Ensuite, Ceramic Backsplash, Walk-In Closet(s)
- Office—Second level, Hardwood Floor
- Recreation—Basement level, Heated Floor, Access To Garage
- Bathroom—Basement level, 3 Pc Bath
- Exercise Room—Basement level
- Other—Basement level
Washrooms
- 3-piece, Lower
- 3-piece, Ground
- 3-piece, Second
- 2-piece, Ground
- Municipality
- Cobourg
- Neighbourhood
- Cobourg
- Main cross streets
- D'Arcy St & Water St
- Directions
- From Hwy 401, S on Division St, E on King St., S on D'Arcy St, W on Water St.
- MLS® number
- X13063818
- Data source
- Toronto Regional Real Estate Board
- Status change
- 2026-06-01
- Listed on
- 2026-04-30
- Days on market
- 32 days
- Possession type
- 60-89 days
- Co-op commission
- 2% + HST
- Seller
- Listed by
- ROYAL LEPAGE PROALLIANCE REALTY
Home Market Value
Current home valuation for 215 Water Street, Cobourg, Cobourg, ON. Listed for $1,285,000
HOMEH Estimate
$1,232,922
Estimated Sales Range
$863,045 - $1,602,799
HOMEH Estimate for 215 Water Street, Cobourg
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% on first $500K + 10% on $785,000 over $500K
$103,500
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $47,237 | $35,852 | $30,583 | $0 |
=Total mortgage | $1,228,152 | $1,192,352 | $1,122,833 | $1,028,000 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $5,996monthly | $5,822monthly | $5,482monthly | $5,019monthly |
Land Transfer Tax
$22,175
$22,175
Around this home
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