Unit 106, 26 Spencer Street E
Cobourg, ON K9A 1C2
26 Spencer StreetSee every listing here- 1+1Bedrooms
- 1Bathroom
- 1Parking
- 700–799Sq Ft
- $1,724Tax
- $370/moCondo Fee
Estimated Value:$298,694See Free Estimate Report
Sale & Price History for Unit 106, 26 Spencer Street E, Cobourg
| Start Date | End Date | Price | Event | MLS# |
|---|---|---|---|---|
| No listing history available | ||||
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*Sold prices and complete sale & price history are regulated data. Under the Trust in Real Estate Services Act, 2002 (TRESA) and the rules of the Real Estate Council of Ontario (RECO), and pursuant to the Multiple Listing Service® rules of the Canadian Real Estate Association (CREA) and the Toronto Regional Real Estate Board (TRREB), this information may be shown only to registered users who have agreed to the applicable terms of use (a Virtual Office Website, or "VOW," arrangement). HOMEH Inc., Brokerage therefore provides it to signed-in members only. Creating an account is free and takes under a minute.
About Unit 106, 26 Spencer Street E, Cobourg
Summarized Description
- Modern 1-bedroom plus den condo with 748 sq. ft.
- Turnkey unit designed for comfort and functionality.
- Versatile den suitable for office or guest space.
- Private terrace ideal for relaxation and entertaining.
- Convenient in-suite laundry with ample storage.
- Located near Cobourg Beach and local amenities.
- Perfect for first-time buyers or investors.
- Low-maintenance lifestyle in a fantastic location.
Welcome to this modern, turnkey 1-bedroom plus den condo offering 748 sq. ft. of stylish, open-concept living. Thoughtfully designed for both comfort and functionality, the spacious layout features a versatile den, perfect for a home office, guest space or additional living area. The fully equipped kitchen comes with stainless steel appliances and ample storage for all of your kitchen needs. Step outside and enjoy access to your own private terrace, creating the perfect spot to relax or entertain. The unit also offers the convenience of a large in-suite laundry room with a ton of storage space and one dedicated surface parking space. Maintenance fees include building insurance, common elements, and water, providing added value and peace of mind. Ideally located close to Cobourg Beach, local amenities, the Conservation area, Cobourg Hospital and with easy access to Highway 401, this beautiful and bright condo is perfect for first-time buyers, downsizers, investors or anyone looking to enjoy a low-maintenance lifestyle in a fantastic location.
Key Facts & Features
Property Costs
- Annual Property Tax Amount
- $1,724
- Land Transfer Tax Fee
- $3,710
Condo/Maintenance Fee
- Maintenance Fee
- $370 /month
Included In Maintenance Fee
- Common Elements Included
- Building Insurance Included
- Water Included
- Parking Included
Rental Items
- Rental Equipment
- None
- Basement Type
- None
Interior Features
- Pets Permitted
- Yes-with Restrictions
- Laundry Features
- In-Suite Laundry
- Laundry Level
- Main Level
- Interior Extras
- Carpet Free, Primary Bedroom - Main Floor, Water Heater Owned
- Fireplace/Stove
- No
- Elevator
- No
Exterior Features
- Balcony
- None
Building
- Building Type
- Condo Apartment
- Building Style
- 2-Storey
- Condo Corp Number
- 26
Construction
- Exposure
- West
- Exterior Finish
- Brick
- Special Designation
- Unknown
Inclusions
- Inclusions
- Washer, Dryer, Refrigerator, Stove, Dishwasher, Microwave, All ELFs, HWT, Portable AC Unit.
Exclusions
- Exclusions
- All tenants personal Belongings
Parking & Garages
- Garage Type
- None
- Garage Spaces
- 0
- Parking Type
- Exclusive
- Parking Spaces
- 1
- Total Garage And Parking Spaces
- 1
Lockers
- Locker Type
- None
Heating & Cooling
- Heat Source
- Electric
- Heat Type
- Baseboard
- Air Conditioning
- Other
- Bedrooms
- 1 + 1
- Washrooms
- 1
- Kitchens
- 1
Room sizes
- Dining Room—Main level, Vinyl Floor, Combined w/Living
- Laundry—Main level, Tile Floor
- Den—Main level, Vinyl Floor
- Living Room—Main level, Vinyl Floor, Combined w/Dining, Large Window
- Kitchen—Main level, Quartz Counter, Vinyl Floor, Backsplash
- Primary Bedroom—Main level, Vinyl Floor, Large Window, Closet
Washrooms
- 4-piece, Main
- Municipality
- Cobourg
- Neighbourhood
- Cobourg
- Main cross streets
- Division St/ Spencer St E
- Directions
- Head south down division, turn left onto Spencer St East
- Waterfront
- None
- MLS® number
- X13763402
- Data source
- Toronto Regional Real Estate Board
- Listed on
- 2026-09-09
- Updated on
- 2026-09-18
- Days on market
- 39 days
- Possession type
- 60-89 days
- Co-op commission
- 2%
- Seller
- Listed by
- RE/MAX JAZZ INC.
Home Market Value
Current home valuation for Unit 106, 26 Spencer Street E, Cobourg, Cobourg, ON. Listed for $349,000
HOMEH Estimate
$298,694
Estimated Sales Range
$235,968 - $361,420
HOMEH Estimate for Unit 106, 26 Spencer Street E, Cobourg
Calculated with a real agent's CMA method — 45+ years of experience, codified. Not an AI guess.
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Mortgage Payment Calculator
Compare up to 4 down payment scenarios
5% of purchase price for homes $500K or less
$17,450
| Scenario 1 | Scenario 2 | Scenario 3 | Scenario 4 | |
|---|---|---|---|---|
−Down payment | % $ | % $ | % $ | % $ |
+CMHC insurance | $13,262 | $9,737 | $8,306 | $0 |
=Total mortgage | $344,812 | $323,837 | $304,956 | $279,200 |
Amortization | ||||
Mortgage rate | % | % | % | % |
| Payment frequency | ||||
=Mortgage payment | $1,684monthly | $1,581monthly | $1,489monthly | $1,363monthly |
Land Transfer Tax
$3,710
$3,710
Around this home
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